Hi Robbie,

I'm coming into the conversation a little bit late, but I may be able to 
help out. There are a few Australian payment gateways which support either 
Recurring/Subscription billing or tokenizations where your own system can 
initiate the charges when necessary, but don't require you to store the 
card data.

Quick disclaimer, I am the co-founder of Fat Zebra, so my comments are 
likely to hold some bias.

Generally when it comes to an Internet Merchant Facility you can make the 
banks work (somewhat) in your favor if you approach them with the right 
information. A lot of people see the upfront cost etc as a roadblock but 
the fees you end up paying help cover yourself through the schemes, banks 
etc.

>From our point of view we have recently had our updates to ActiveMerchant 
merged into master which includes the tokenization of card numbers, and 
updating our non-AM library to support our recurring payment system is in 
my calendar for this week. The other options you can look at is using 
eWAY's ReBill system or SecurePay's Scheduled Payments - however I don't 
believe they have gems to handle this.

I hope this helps, let me know if you have any other questions.

Matthew

(PS, and I realize this was said tongue-in-cheek, but using another 
merchants Merchant ID/Internet Merchant Facility is considered fraud by the 
banks and both parties involved are penalized if found out..)

On Sunday, June 24, 2012 10:55:54 AM UTC+10, robbie wrote:
>
> Slightly off-topic, but has anyone had experience with www.asurepay.cc ? 
> I'm looking to accept recurring payments on a saas project that's purely in 
> the proof-of-concept phase, and I don't want to go through the time, cost 
> and drama of organizing a merchant account for something which might very 
> well have no legs.  Asurepay seems to tick all these boxes for me but I'd 
> never heard of them until now.
>
> Open to other suggestions too. Gateways with RoR integration is a big plus 
> obviously.
>
> Thanks
> Robbie Shepherd
>

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