In my only actual bike/car collision, I was clearly at fault. I injured myself and damaged my bike frame, and the car I hit sustained a dented fender and hood, and a crushed windshield. My homeowners policy covered it all, though I don¹t remember whether or not I paid a deductible, or how much it might have been.
YM definitely MV. -- Jon ³Papa² Grant Illustration + Information Graphics Austin, Texas [email protected] 512-284-9599 Drawings ‹ all sorts From: Clayton Scott <[email protected]> Reply-To: <[email protected]> Date: Tue, 15 Dec 2009 11:37:10 -0800 To: <[email protected]> Subject: Re: [RBW] insurance for bikes. What about in the case of a crash (assuming it is my fault). Is there any insurance that would cover that? Thanks, Clayton Scott SF CA On Tue, Dec 15, 2009 at 11:04 AM, Seth Vidal <[email protected]> wrote: > On Tue, Dec 15, 2009 at 2:01 PM, CycloFiend <[email protected]> wrote: >> > on 12/15/09 10:11 AM, Seth Vidal at [email protected] wrote: >> > >>> >> Does anyone know of an insurance company that offers insurance for >>> >> bikes stolen when you're out in the world? Theoretically my >>> >> homeowner's policy would cover it but I really don't want to test that >>> >> and not know. So I'm curious - can anyone think of a company that >>> >> explicitly offers bike-theft insurance? >> > >> > Renter's/homeowner's should cover it. There may be limits on the policy >> > payouts, and pay attention to an specific-item exclusions or limits. But, >> if >> > you have documented replacement values, it's hard for them to argue >> > otherwise. >> > >> > A call to your agent (if you have one) or to the company might help. I'd >> > verbally give them a general list of items ("computers, jewelry, hi-fi, >> > electronics, oh, and bicycles, a couple of musical instruments...") to >> > confirm nothing is excluded or needs a specific additional coverage rider. >> > > > I specifically asked: > > I go to a coffee shop. I ride my bike there. I lock my bike up > outside. It gets nicked. What happens? > > He said - $500 deductible and the rest is covered for replacement value. > > thanks for the suggestion, > -sv > > -- > > You received this message because you are subscribed to the Google Groups "RBW > Owners Bunch" group. > To post to this group, send email to [email protected]. > To unsubscribe from this group, send email to > [email protected] > <mailto:rbw-owners-bunch%[email protected]> . > For more options, visit this group at > http://groups.google.com/group/rbw-owners-bunch?hl=en. > > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To post to this group, send email to [email protected]. To unsubscribe from this group, send email to [email protected]. For more options, visit this group at http://groups.google.com/group/rbw-owners-bunch?hl=en. -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To post to this group, send email to [email protected]. To unsubscribe from this group, send email to [email protected]. For more options, visit this group at http://groups.google.com/group/rbw-owners-bunch?hl=en.
