I was a "wear a helmet when riding with others, but not when riding alone" 
guy until 10/30/22. Solo riding I didn't much worry about hitting the 
ground, but riding with others is much more likely to make that happen in 
my experience. And then I got taken to the ground by a hawk flying into my 
front wheel. I went down fast and hard and the momentum brought the side of 
my head onto the pavement with a convincing thwack. I was riding with my 
usual riding buddy and had, kind of at the last second, grabbed my helmet 
for that ride. It was that helmet's last ride, as it gave itself up to 
reduce the damage to my brain. It left its mark, though ... I still have a 
scar on my cheek where the helmet buckle tore the skin. Fair trade, I say. 
As my friend who was a bank CFO and is a cyclist said, "Huh, that wasn't on 
my risk inventory." Mine either, but now it is.

FWIW.

Ted Durant
Milwaukee WI USA

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