One thing to make sure of is what type of coverage you have via renter's insurance. Some policies offer "replacement value," which covers you for the cost of replacing your bike with a like bike at current prices (minus deductible, of course). Other policies will only cover you for the initial cost of the bike minus depreciation (and deductible). The first type of policy is the one I prefer.
My second insurance policy is a secret, locked chamber *inside* my house where I store my bikes... Lee SF, CA On Wed, May 16, 2012 at 12:11 PM, Matthew J <matthewj...@gmail.com> wrote: > Your renter's insurance should cover. Possibly a clever insurer may try > to carve out stolen bicycles and baby carts for New York area policies. > Check the policy language on theft. > > > On Wednesday, May 16, 2012 1:46:55 PM UTC-5, Peter M wrote: >> >> Somewhat on topic but what insurance covers bikes? I dont own my house or >> own a car but do you think renter's insurance would cover it? Living in >> brooklyn and all I usually rode beater bikes and didnt take too big a hit >> when they got swiped but if my Hilsen disappeared I would be out a big >> chunk of change. Does it matter that I bought it used? Thanks to anyone who >> is more of an adult than me here, haha. >> >> On Wed, May 16, 2012 at 1:59 PM, cyclotour...@gmail.com < >> cyclotour...@gmail.com> wrote: >> >>> Usually insurance buy-back is pretty inexpensive, so would be a good way >>> to get it back. Then either have a new(!) bike or sell it to someone who >>> would love and care for it. >>> >>> >>> On Wednesday, May 16, 2012 10:21:37 AM UTC-7, Taylor wrote: >>>> >>>> I did claim it, and replaced it with a Boulder Bicycle. If it's >>>> recovered I'll likely have to buy it back from the insurance company if I >>>> want it, I'm not sure how that amount is decided or anything like that, >>>> though. >>>> >>>> The Columbus police have the auction info and are following up. >>>> >>>> We'll see what happens! >>>> >>>> On Wednesday, May 16, 2012 12:52:30 PM UTC-4, Skenry wrote: >>>>> >>>>> Its also important to figure out if the original owner had ever >>>>> claimed the loss on insurance. Then the insurance company may need to be >>>>> reimbursed or may take possession of any recovered property. >>>>> >>>>> >>>>> >>>> -- >>> You received this message because you are subscribed to the Google >>> Groups "RBW Owners Bunch" group. >>> To view this discussion on the web visit https://groups.google.com/d/** >>> msg/rbw-owners-bunch/-/**eBr3crUDMEwJ<https://groups.google.com/d/msg/rbw-owners-bunch/-/eBr3crUDMEwJ> >>> . >>> >>> To post to this group, send email to >>> rbw-owners-bunch@googlegroups.**com<rbw-owners-bunch@googlegroups.com> >>> . >>> To unsubscribe from this group, send email to >>> rbw-owners-bunch+unsubscribe@**googlegroups.com<rbw-owners-bunch%2bunsubscr...@googlegroups.com> >>> . >>> For more options, visit this group at http://groups.google.com/** >>> group/rbw-owners-bunch?hl=en<http://groups.google.com/group/rbw-owners-bunch?hl=en> >>> . >>> >> >> -- > You received this message because you are subscribed to the Google Groups > "RBW Owners Bunch" group. > To view this discussion on the web visit > https://groups.google.com/d/msg/rbw-owners-bunch/-/6CJuSEQQe_AJ. > > To post to this group, send email to rbw-owners-bunch@googlegroups.com. > To unsubscribe from this group, send email to > rbw-owners-bunch+unsubscr...@googlegroups.com. > For more options, visit this group at > http://groups.google.com/group/rbw-owners-bunch?hl=en. > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To post to this group, send email to rbw-owners-bunch@googlegroups.com. To unsubscribe from this group, send email to rbw-owners-bunch+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/rbw-owners-bunch?hl=en.
