Ladies and Gentlemen,

I need to find a lender willing to do a loan in the range of $1 to 
$1.5 million, without personal guarantees, for a small retail 
building - owner occupied - in Nassau County, Long Island NY.

Loan to value:  75% (based on appraised value)
Term:           5 to 10 years
Amortization:   Longer is better
Business:       Successful jewelry business - been in the same family 
over 100 years

Direct lenders only please.

Thanks,

Ken Beitz
212 867-2100








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