Is your mortgage payment too high? Several months ago you visited 
our website and requested information about refinancing your home.

I can lower your mortgage payment by 40% with rateS starting at 
1.950%. The extra cash can be applied to pay off or down other high 
interest credit card debt or loans. I will also explain what the 
banking industry doesn't want you to know about the 30 fixed rate 
loan, it's the secret they don't want you to know. It's the most 
expensive financing for a consumer.



"95% of PMI policy holders overpay for PMI insurance by $114 million 
a month." Are you one of them?

what is PMI?

Lenders often times require a borrower to put 20% or more down in 
order to qualify for a conventional loan. If you do not have a 20% 
down payment, then you are required to pay PMI which can amount to 
as much as $60.00 a month on a $100,000 home with 5% down and fixed 
over 
30 year loan.

I will audit your account to see if you qualify for a refund on your 
mortgage. Call for your free audit today.  As a free gift to you for 
closing a loan with me I will get  you a free satellite TV system, 
free installation in up to 4 rooms. No equipment to buy, there is a 
service activation fee.

Doug Brown
Credit Manager
[EMAIL PROTECTED]
480-233-7978  





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