Construction Equity Loans

We typically provide up to 75% of required equity for residential
construction Or land development projects.  Being behind first
mortgage construction debt, So banks are in first lien position,
our mezzanine capital is in a second lien Position and the developer's
equity are in the third position.
The funding sizes Range from $500,000 - $20 million per property.
We prefer a 1-4 year investment period, and structure deals to be
repaid by Receiving one-third of the project's projected profit
upon sale.

An example on a $5 million project
75% LTC Senior Loan or $3.75 million
15% LTC Construction Equity Loan or $750,000
10% Developer's funds, $500,000 which can be a combination
of real estate equity and liquid assets

Assuming an eighteen to twenty-four month loan term and a
projected net Sales value of the property of $7.5 million (a $2.5
million profit), we would fund Our $750,000 equity at closing and
take a note for $1.57 million ($750,000 Funded plus $875,000
profit participation) secured by a second lien on the property.

The profit participation includes interest, fees, etc. All loans
require guarantees Of principals who must meet minimum credit
criteria

Key Qualifying Factors:
Volume of Pre-Sales
Developer's Assets and Background
Market Sales History
ROI of the project



We Also Provide:
Financing for Church, Retails, Auto Shops, Car Wash etc
No Doc, No Seasoning Private Loans
Condo Pre-sales Program for Developers
Up to Stated 90% LTV for Mix-Uses Property
Residential and Commercial Rehabs Loans
Commmercial 2nd Loans, up to 90% CLTV

Up to 100% Residential Construction Loans on
Owner-occupied
Spec and 2nd Homes
Mobiles and Manufactured Homes



Fritz Cadet,
Heinch Lending Group, Inc
Direct:  407.473.9498
Fax:     954.862.3068
Email: [EMAIL PROTECTED]

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