oh yes, I thought so Sherri, I mean we will never know the little things, 
nor the importance of just what one copy can do for us.
glad it helps.
Syl


Sugar Syl Says:
The kindness you spread today
 will be gathered up and returned to you tomorrow.

----- Original Message ----- 
From: "Sherri Crum" <[EMAIL PROTECTED]>
To: <[email protected]>
Sent: Wednesday, September 26, 2007 1:08 PM
Subject: [RecipesAndMore] Re: Very helpful - Attorney's Advice - NO CHARGE


>
> Hi Syl,
>
> Very, very good advice, indeed. Thanks for sharing.
>
> Sherri
>
> On 9/26/07, Sugar <[EMAIL PROTECTED]> wrote:
>> Very helpful - Attorney's Advice - NO CHARGE
>>
>>
>>
>> Read this and make a copy for your files in case you need to refer to it
>>
>> someday. Maybe we should all take some of his advice!
>>
>>
>>
>> A corporate Attorney sent the following out to the employees in his
>>
>> company.
>>
>>
>>
>> 1. Do not sign the back of your credit cards. Instead, put "PHOTO ID
>>
>> REQUIRED."
>>
>>
>>
>> 2. When you are writing checks to pay on your credit card
>>
>> Accounts, "DO NOT" put the complete account number on the "For"
>>
>> line.
>>
>>
>>
>> Instead, just put the last four numbers. The credit card company
>>
>> knows the rest of the number, and anyone who might be handling your
>>
>> check as it passes through all the check processing channels won't
>>
>> have access to it.
>>
>>
>>
>> 3. Put your Work Phone # on your checks instead of your Home Phone.
>>
>>
>>
>> If you have a P O Box use that instead of your Home Address. If you
>>
>> do not have a P O Box, use your Work Address.
>>
>>
>>
>> Never have your SS # printed on your checks. You can add it if it is
>>
>> necessary. Why? If you have it printed, anyone can get it and use it.
>>
>>
>>
>> 4. Duplicate the contents of your wallet on a photocopy machine. Do
>>
>> both sides of each license, credit card, etc.
>>
>>
>>
>> You will know what you had in your wallet and all of the account
>>
>> numbers and phone numbers to call and cancel.
>>
>>
>>
>> Keep the photocopy in a safe place. I also carry a Photocopy of my
>>
>> passport when I travel either here or abroad.
>>
>>
>>
>> We've all heard horror stories about fraud that's committed on us in
>>
>> stealing a Name, Address, Social Security Number, or Credit Cards.
>>
>>
>>
>> Unfortunately, I, an attorney, have firsthand knowledge because my
>>
>> wallet was stolen recently.
>>
>>
>>
>> Within a week, the thieve(S) ordered a monthly cell phone package,
>>
>> applied for a VISA credit card, had a credit line approved to buy a
>>
>> Gateway Computer, received a PIN number from DMV to change my driving
>>
>> record information online, and more.
>>
>>
>>
>> But, here's some critical information to limit the damage in case
>>
>> this happens to you or someone you know:
>>
>>
>>
>> 5. We have been told we should cancel our credit cards immediately.
>>
>> But the key is having the toll free numbers and your card numbers
>>
>> handy so you know how to call.
>>
>>
>>
>> Keep those where you can find them.
>>
>>
>>
>> 6. File a police report immediately in the jurisdiction where your
>>
>> credit cards, etc., were stolen.
>>
>>
>>
>> This proves to Credit Provi ders you were diligent, and this is the
>>
>> first step toward an Investigation (if there ever is one).
>>
>>
>>
>> But here's what is perhaps most important of all:
>>
>> (I never even thought to do this.)
>>
>>
>>
>> 7. Call the 3 national credit reporting organizations immediately to
>>
>> place a fraud alert on your name. Also, call the Social Security
>>
>> Fraud line number. I had never heard of doing that until advised by
>>
>> my bank that called to tell me an application for credit was made
>>
>> over the Internet in my name.
>>
>>
>>
>> The alert means any company that checks your Credit knows your
>>
>> information was stolen, and they have to contact you by Phone to
>>
>> authorize new credit.
>>
>>
>>
>> By the time I was advised to do this, almost two weeks after the
>>
>> theft, all the damage had been done.
>>
>>
>>
>> There are records of all the Credit Checks initiated by the thieve(S)
>>
>> purchases, none of which I knew about before placing the alert.
>>
>>
>>
>> Since then, no additional damage has been done, and the thieve(S)
>>
>> threw my wallet away this weekend (someone turned it in). It seems
>>
>> to have stopped them dead in their tracks.
>>
>>
>>
>> Now, here are the numbers you always need to contact about your
>>
>> wallet or purse, etc., having been stolen: (make all four calls)
>>
>>
>>
>> 1.) Equifax: 800-525-6285
>>
>> 2.) Experian (formerly TRW): 888-397-3742
>>
>> 3.) Trans Union: 800-680-7289
>>
>> 4.) Social Security Administration (fraud line): 800-269-0271
>>
>>
>>
>>
>>
>> Sugar Syl Says:
>> The kindness you spread today
>>  will be gathered up and returned to you tomorrow.
>>
>> >
>>
>
> > 


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