Identity Theft.txt
AWARENESS CAN HELP MINIMIZE YOUR CHANCES OF BEING COMPROMISED ONLINE

No question about it, the Internet has made our lives more 
convenient. It has allowed greater access to a world of information, 
goods and services. Unfortunately,
con artists have also benefited from the Internet, using it as a 
vehicle to defraud consumers. Bankrate.com reports that in 2007, 
cyber criminals will
explore new territory. They'll launch attacks using 
consumer-collaborative sites such as MySpace and YouTube, instant 
messaging, image spam, send more
targeted phishing scams and launch networks of zombie computers.

This means greater pressure will be placed on consumers to guard 
against cyber criminals. In response to the rising cybercrime 
threat, the Federal Trade
Commission (FTC) launched an online tool designed to help consumers 
avoid becoming victims of Internet scams, OnGuard Online. On its website,
www.onguardonline.gov
, consumers can take interactive quizzes designed to enlighten them 
about identity theft, phishing, spam and online-shopping scams. If 
the user selects
a wrong answer, the program explains why that particular 
misconception about Internet security can lead to trouble. On this 
site, consumers can also find
detailed guidance on how to monitor their credit histories, use 
effective passwords and recover from identity theft.

While there are no guarantees, awareness can at least minimize your 
chances of being compromised online. Test your knowledge at
www.onguardonline.gov.

Delma

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