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Article Title:
Pretend This is The 1st Valentine's Day of your Retirement

Article Description:
Let's just say your 5 or 10 or 15 years or so away from when you 
think your might retire. Some might call this the "Preretirement" 
stage.  It's the period of time you have to plan and take a look 
at what you might want down the road.  I truly suggest you really 
take this to heart!

Additional Article Information:
686 Words; formatted to 65 Characters per Line
Distribution Date and Time: Fri Feb  3 17:40:15 EST 2006

Written By:     Kim Kirmmse Toth
Copyright:      2006
Contact Email:  mailto:[EMAIL PROTECTED]

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Pretend This is The 1st Valentine's Day of your Retirement
Copyright © 2006 Kim Kirmmse Toth
My Retirement By Design Coaching Studio

Let's just say your 5 or 10 or 15 years or so away from when you 
think your might retire. Some might call this the "Preretirement" 
stage.  It's the period of time you have to plan and take a look 
at what you might want down the road.  I truly suggest you really 
take this to heart!

Naturally, you will come from a different place in your life than 
your friends will. Let's take a look at some different scenarios 
and see if you fit into any of them.

1. You and your spouse both work at jobs you enjoy and find 
   passion in. These jobs bring meaning to your life and you 
   feel fulfilled.

2. You work and your spouse does not or your spouse works and 
   you do not. Both find contentment in their roles within the 

3. One of you finds contentment and satisfaction in your role 
   and the other does not.

4. You are single. You love your job and can't imagine your 
   life without it.

5. You are single. You can not wait to retire and finally do 
   something you want to do that makes you happy.

Surely, there are other situations but those are an example of a 
few.  Just suppose you are ten years from the time you would like 
to retire. Now, you can be flexible here with the word "retire." 
That can mean you leave your job totally, or begin to phase 
yourself out or you find another job that you have always wanted 
and you will LOVE.

Let me ask you some questions now. Just think about them for a 
bit before you jump to an answer. Give them some time to shift 
and settle. Your answer is not carved in stone! You are flexible! 
You can make changes as you need to along the way, to suit you at 
that time of your life.

1. You have had a very successful career and are well known for 
   your accomplishments. You are used to getting accolades and 
   constant reinforcement about how talented and special you are. 
   You are now retired. You are no longer going to this place 
   everyday where they think you are so wonderful.

 * How are you going to handle this?

 * Who is going to pat you on the back and let you know how 
   great you are?

 * Where are you going to get those positive and uplifting 
   feelings from?

2. You have left your job and are just thrilled about being home 
   more and spending time with your spouse. They, on the other 
   hand, have their own life and they really don't want to 
   rearrange their life to accommodate you.

 * Now what are you going to do?

 * Do you really expect your spouse to change their entire life 
   for you?

 * Will the two of you be able to compromise?

3. You can't wait to leave your job and enjoy your life. Your 
   spouse wants to continue working for many more years.

 * Are you going to insist your spouse quit their job to be 
   with you?

 * If they do continue working, what are you going to do?

4. You love your job! You are single.  You are laid off!

 * What are you going to do?

 * Do you know what you love? What you have a passion for?

5. You are single. You finally get to retire and do what you 
   have dreamed of!

 * Do you have a plan?

 * Do you know how to get what you want?

 * How are you going to make this dream come true for you?

Okay. This is just a place to start. This is your "Preretirement" 
stage so you have lots of time to plan so that you don't get 
caught in a situation unprepared. Let this be a jumping off place 
for you. Take your time to mull over what you would like your 
life to look like. I promise you it will be worth the energy!

So, let me ask you; what are you going to do in those retirement 
years of yours?

Kim Kirmmse Toth is a licensed clinical social worker in private 
practice. In addition, she is a Certified Retirement Life 
Planning Coach who works with baby boomers who are savvy enough 
to plan ahead for their retirement years.  She works with the 
non-financial side of retirement, a piece that can easily be 
ignored. Kim deals with all aspects of mid-life transition or 
women and men alike. Her work is based in Positive Psychology, 
helping people to use their strengths to achieve their goals 
and dreams.  She runs teleclasses via the telephone and is 
available for workshops and other speaking engagements.  
She may be reached at 720-922-1201 or check her website at:



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