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Article Title:
How To Find an Investment Advisor

Article Description:
Do you think you need an Investment Advisor? Hold on before 
you answer because this is sort of a trick question. Also, 
I am definitely biased because I am an Investment Advisor. 
Nonetheless, I think I can assist you in looking at this 
issue in a way that will serve you.

Additional Article Information:
886 Words; formatted to 65 Characters per Line
Distribution Date and Time: Tue Apr 11 19:53:05 EDT 2006

Written By:     Ulli G. Niemann
Copyright:      2006
Contact Email:  mailto:[EMAIL PROTECTED]

Article URL:

For more free-reprint articles by this Author, please visit:


How To Find an Investment Advisor
Copyright © 2006 Ulli G. Niemann
Successful Investment

Do you think you need an Investment Advisor? Hold on before 
you answer because this is sort of a trick question. Also, 
I am definitely biased because I am an Investment Advisor. 
Nonetheless, I think I can assist you in looking at this 
issue in a way that will serve you.

Working with a fair number of investors over the last nearly 20 
years, I have observed that while most are intelligent people, 
and many are fairly knowledgeable about the market, they are, as 
a group, not terribly successful with their investing.

Why should they be? More likely than not they have made their 
living doing something other than investing, so why would they 
think they can do what a professional does better than a 
professional? (After all, they go to professionals for health 
care or for car repairs when needed!)

Most investors-even some professionals-tend to be "off" in their 
timing: they buy things when they are hot, not when they are 
cold. But for the greatest benefit, it should be the opposite. 
The media doesn't help much when it comes to this buying 
approach, and let's face it; greed and fear play a large part in 
most peoples' investment decisions.

I truly believe the majority of people would be better of (that 
is, they would end up with more money at the end of the day) if 
they used professional money managers to advise them on their 
investing. Specifically I am referring to Registered Investment 
Advisors with proven track records of performance in investing in 
stocks, bonds, mutual funds

Let me burst one myth right off the bat: You don't have to be a 
millionaire to engage the services of a topnotch advisor. Some 
people think you need to start an account with $50,000 or more 
to get a really good advisor. Well, you may have more choices 
if you're at that level, however you can find very successful 
Investment Advisors who will accept opening accounts for as 
little as $5000.

There are literally thousands of Registered Investment Advisors 
in the US. Just what do they do-what service do they provide you? 
They do the legwork; the research and analysis. Maybe more 
importantly, they keep their primary focus on the markets, and 
specifically on their specialty area like individual stocks, 
mutual funds, or bonds.

Because they spend the bulk of their time and energy researching, 
considering, and analyzing, they naturally have a greater sense 
of the market and its movements than those of us who don't put 
this kind of attention into it. So, with the right advisor, you 
can keep your focus on what you want-like your business or your 
retirement or whatever-and still get the information you want and 
need to invest wisely.

How Do You Find The Advisor for You?

Since there are good Investment Advisors and bad ones, how do you 
find the former and avoid the latter? Good question, and there 
are some keys. Most large brokerage firms list the Investment 
Advisors they work with and maintain information about their past 
performance. This is not a foolproof resource, though, since they 
tend to recommend the Investment Advisors who invest in their 
products or clear their business with the firm. So if you pursue 
this avenue, you need to watch for conflict of interest issues.

You can always subscribe to one of the numerous database services 
that include information, and sometimes rankings, on Investment 
Advisors. These services tend to be fairly pricey, though, so 
they may not be your best choice. Another option is to find 
articles (yes, like this one) or free newsletters written by 
Investment Advisors. If you find one or several that make sense 
to you, check out the IA and see if there's chemistry between 

When checking out advisors, here are some things to keep in mind:

1. Verify their record -- look over their past performance;

2. Consider their system. Will it work in different market 

3. As best you can, check out their operation and

4. See if they've had regulatory problems.

5. Equally important as doing your due diligence is making sure 
   there is good communication between you and your advisor and 
   that you trust this person with your money choices.

Another quick free way to scan through a select database and find 
a wide variety of candidates is with I'm 
registered there myself as an advisor and know that the company 
did a background check regarding registrations and regulatory 

An important question to ask is the how the advisor gets 
compensated. You want to stay away from commission junkies or 
salesmen disguised as advisors. I believe that you will get the 
best unbiased advice from someone who is paid a management fee 
based on the value of the assets that you entrust them with.

To take it one step further, ask if the advisor invests his own 
money in the same methodology that he recommends for his clients. 
If he doesn't, ask why. If you don't like the answer, close your 
check book and run as fast as you can.

Choosing an Investment Advisor can yield long-term high profit 
benefits. I encourage you to consider it if you haven't before. 
However, as with any relationship, make sure there's a fit before 
you jump into it.

© Ulli G. Niemann

Ulli Niemann is an investment advisor and has been writing 
about objective, methodical approaches to investing for over 
10 years. He eluded the bear market of 2000 and has helped 
countless people make better investment decisions. To find out 
more about his approach and his FREE Newsletter, please visit:



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