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A Decision to Stay Home
by Monica Resinger
I worked at an office job up until my son was two struggling with the guilt
and yearning of wanting to be home to raise him full time. I was extremely
lucky because my grandmother watched him, but I still would rather be home
him myself. I felt my son and I were both missing out on things that would
never happen again such as his first step or mommy kissing boo-boos.
My grandmother knew that I desperately wanted to be home raising him and at
one point she told me she couldn't watch him anymore because she couldn't keep
up with him; she used this as an excuse to get me to take action because she
knew I wanted to stay home, but I was afraid to take the first step. This is
the point a decision had to be made. Did I want to continue to have someone
raise my child during the day or did I want to follow my heart and raise my
son myself? I knew all along that raising my boy was the most important thing
to me, but I was afraid to quit my job because I thought we wouldn't have
enough money to live on.
It seemed my husband didn't make enough money for us to live on because of
our spending habits at that time. Not so much his, but mine. I would go out to
lunch daily at work and freely spend the money I earned on cosmetics, things
for the house or other unnecessary items, rarely looking at prices. I was a
spendthrift that wasn't sure if I could change. I tried to think of ways to
money from home and thought of a lot of ways, but they all seemed out-of-reach
for me at the time.
Finally, even though I was still afraid of not having enough money to live
on, I made the decision to quit my job on the good faith of my abilities to cut
back or drop my spending habits, and to save money in every possible situation
I could. I had it all planned out. I'd save coupons, shop only sales and cut
dollars at every angle I could. I would consider this my new ‘job'.
It wasn't easy. We didn't have the money to do the things we used to do like
go to the movies or order a pizza, but the rewards of teaching myself a frugal
way of life were worth more than I can say. I was no longer torn inside and
felt I was where I wanted to be. I found that nothing was more important to me
than being home raising my son. I learned how to be a good, thrifty homemaker.
As time passed, my husband started making a little more money, which offered
a little more freedom in spending. Soon, we were planning our second child and
she was born and I got to stay home and raise her too!
These were treasured times for me and I'm still home even though the kids are
in full-time school now. It's nice to be here when they get home so they
don't have to come home to an empty house and I have time to prepare
meals and keep the house up. When they get days off, I'm here and we don't have
to worry who's going to watch them.
If you're a working mother that yearns to be home raising your children, here
are some valuable lessons I learned from my experience. I hope they help you
in some way.
Take a good look at where your money is going.
First, sit down with a piece of paper and pen and add up how much it is
costing you to work. The first and biggest place to look is daycare and
transportation costs. Also write down what you spend on lunches. Try and think
hidden' costs such as ordering pizza because you worked and don't have time to
cook a meal or your wardrobe. Add these and any other working costs up and
subtract it from your income.
Find Ways to Save Money
Take another piece of paper and write down ways in which you can save money
and estimate how much. For example, by using coupons and shopping sales you may
be able to save $100 a month on groceries. Write it down along with other
ways such as ‘close doors of rooms not in use to save electricity', or, instead
of going to the movies 4 times a month, go once and write in the amount saved.
You have to think of everything you currently spend money on and figure out
ways to cut back. You'll find you can get very creative when you need to be.
Add it up
Now add your lists together and see if you can ‘make' as much as your job.
Most of the time you can get pretty close, but if you can't, don't fret because
where there's a will, there's a way. If you haven't met your income by the
above savings methods, consider other ways to make money.
How Can you Make Money from Home?
The first thing to do is ask yourself what you're good at and what you enjoy
doing. Everyone has a special talent. For some people it may be a craft, for
others, it may be writing, grooming pets or planning trips among many other
possibilities. Whatever you do well, find a way to make money with it. Someone
who's good at crocheting afghans may make up a website about crocheting and
selling these afghans or take the finished afghans to a craft bazaar to sell.
Someone who's good at writing may begin writing in their preferred subject and
start submitting to magazines or look on the internet for other ways to make
money writing. If you're interested in publishing an e-zine for profit, I have
written an e-book titled 'How to Create an Ezine for Proft' and you can find
how to get this e-book here: http://homemakersjournal.com/intro.htm
Don‘t let fear get in your way.
The biggest thing I learned is to not be afraid of change. Sometimes we have
to take what seems to be a huge step to be able to get what we want. I took
that step and made it, so can you.
The most important thing I can say about all of this is to follow your heart.
Do what is right for you; not what someone else thinks is right for you. If
being home is what you want, then pursue it with all your heart.
Get Monica's FREE weekly e-zine for homemakers! To subscribe, just send a
blank e-mail to: [EMAIL PROTECTED]
Check out the 56 home, garden and recipe e-books full of reader tips that
have been published here: http://homemakersjournal.com/allebooks.htm
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