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Money Saving Motivation and Tips
By Monica Resinger 
_http://homemakersjournal.com_ ( 
If you have a hard time finding the motivation to start saving money,  
consider challenging yourself to tuck away what you save. It can be very  
to watch your money grow. Set up a special savings account to make  weekly 
deposits of what you have saved from your money saving efforts. If in one  week 
you bought yourself an outfit at a thrift store for $10 that would cost $30  
at a retail store, put the $20 you saved into your savings account. You may 
need  to keep record in a notebook of what you saved before making your deposit 
so you  won't forget. With that thought, just keeping record of what you save 
can be  motivation enough to start saving money. If you look at it like a job, 
maybe  you'll be more likely to put effort into it. Here are a few of my 
favorite ways  to save money.
Save Money On Clothes
When it comes to clothes, I shop at thrift stores and yard sales. I have  
found the best deals at yard sales but sometimes it can be hard to find the 
you're looking for. A lot of times I find clothing for 25 cents each and  
sometimes they‘ll let you fill a bag for a dollar! The thrift stores charge a  
bit more, but all are usually at least 30% less than retail. I like to go to  
thrift stores on their sale days (such as 50% off day) to save even more. 
Ways to Save Money On Food 
I try to buy only sale items and shop at discounted food stores. Each week  
when I receive the grocery ads, I go through them to see if there are any good  
buys. When I find a great deal, I buy as many of the item as our budget will  
allow and stock up on it even if I already have some. This method not only 
saves  us money but it ensures we always have food on hand.
Another way to save money on food is to use all your leftovers. I have  
improved my efforts of using leftovers by planning. For example, if I make a  
pot roast, I plan on making roast and vegetables the first night, hot  roast 
beef sandwiches the second night, and BBQ beef the third. If I plan, it  gets 
used. If I don't plan, it doesn't always get used.  The ‘Leftover  Recipe 
E-book’ has many recipes for using leftovers; for information, click  here:  

Make Your Own All-Purpose Cleaner
I have found ammonia to be a great general household cleaner and it is very  
inexpensive! It cuts through grease and makes everything shine. I buy the 64 
oz.  size ammonia for around a dollar at the grocery store. To make the 
cleaner, put  1/4 cup of ammonia into a cleaned out spray bottle, add a drop or 
of dish  soap, about 20 drops of essential or aroma oil for a nice scent, and 
fill the  bottle the rest of the way with water.  For more cleaner recipes, see 
the  ‘Homemade Household Cleaners’ e-book here:  
Save Money On The Christmas Tree
I purchased an imitation Christmas tree for 33% off a few days before  
Christmas one year. We'll miss the wonderful pine aroma, but we'll be saving a  
of money at Christmas time (when we need it most) and we'll have a tree  right 
in our garage rather than having to pick one up in a crowded parking  lot.
Save Money Decorating Your Home
When decorating, you can save money and enjoy a wider variety of unique  
items if you shop thrift stores and yard sales. Decor items from retail stores  
can cost an arm and a leg. Silk floral arrangements, curtains, pictures, 
 frames, throw rugs, throws, pretty sheets, material, and more can be found 
at  thrift stores for a fraction of retail prices. Look for items that match 
your  decor and if they are inexpensive enough, buy them. Keep in mind you can 
always  fix things up with a little paint, ribbons, or glue.
For more money saving tips, check out The Big E-book of Frugal Tips:   
and the e-book 'Fantastic Frugal Grocery Tips:  
Get Monica's FREE weekly e-zine for homemakers!  To subscribe, just  send a 
blank e-mail to:  [EMAIL PROTECTED] 

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