I am hoping for some help on choosing the right programming language.

First, some background. I have not done any programming since high
school (I was the class of '00). I learned to program in C++, with
some dabling in Delphi. I was an average coder at the time (I got a 4
in AP computers). All this to say, I understand basic programming
concepts, but haven't done any coding since the Clinton was president
(and I was never very good).

With all that in mind,  I have an idea for a web-based program for a
personalized finance tool, kind of like a specialized mortgage
calculator. It currently exists as an excel spreadsheet. The program
is mostly basic BEDMAS math, but there are some array calculations
built into it (which, I am certain, would be very easy to program).

I would also like the program to be able to do the following:
* create unique logins for users, with users' data being saved with
their accounts
* query users on a series of preferences (and use this data to create
a financial profile)
* import.csv (or similar) files
* a user option of a simple GUI or an advanced GUI, that interacts
like a spreadsheet

My questions are these: Would ROR be a good choice? Any stumbling
blocks if I use it? Any advice on what I could read to get up to speed
to program in ROR or in another language. (I've started the zombies
program, but anything else?)

Many thanks.

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