I am building an expense tracker application and I am in middle of data 
modelling. I have a Users table. Each user will log his expenses with 
expense type and income with income type. So I need to know how can we set 
up associations for it.
As per my understanding I have set it up as follows

    User has_many :expenses, through: :transactions
    User has_many :incomes, through: :transactions
    
    Expense belongs_to :user
    
    Income belongs_to :user

Here I am not sure what the transaction would associate and also 
expene/income type.

Any suggestions/insights would be great.

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