On Fri, Dec 25, 2009 at 9:03 PM, Arthur Chan <[email protected]> wrote:

> Hi Guys,
>
> I am implementing a website with payment for the courses.
>
> There are supposed to have a few hundreds payment / mth.
>
> My website is outside US (in Asia).
>
> I've implemented paypal for my Rails application.
>
> However, it is not cheap (1.9-2.9% per transaction).
>
>
> I'm looking into Authorize.net.
>
>
> How good are the existing payment methods? Which one is mostly used by
> the Rails community and which ones are cheaper?
>
>
> Thanks,
> Arthur
>

Arthur, you'll need to provide some details about your requirements.  Next,
you
will be charged a transaction fee no matter which credit card preprocessor
you
use.  The Authorize.net has the following price structure:

http://www.authorize.net/solutions/merchantsolutions/pricing/

Paypal:

https://www.paypal.com/us/cgi-bin/webscr?cmd=_wp-standard-overview-outside

Also, I would consider Google checkout and their fees can be found here:

http://checkout.google.com/seller/fees.html

Lastly, I would recommend reading about the additional costs per for
preprocessor.  For example, Google Checkout will charge an additional 1% fee
on transactions where the merchant's country is different from the buyer's
billing country.

Good luck,

-Conrad


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