Fitch Affirms and Withdraws MNC Finance's 'BBB-(idn)' Rating

Fitch Ratings-Jakarta/Singapore-29 July 2011: Fitch Ratings has affirmed MNC 
Finance's (formerly known as Bhakti Finance) National Long-Term rating at 
'BBB-(idn)' with Negative Outlook and simultaneously withdrawn the rating.

The rating has been withdrawn as it is no longer considered by Fitch to be 
relevant to the agency's coverage.

The rating reflects Fitch's expectations for loan quality pressures to 
moderate, on the back of improving asset quality and an expanding loan 
portfolio of low-risk used car financing. The Negative Outlook reflects the 
company's linkage with its ultimate shareholder, PT Bhakti Investama Tbk, as 
its majority-owned subsidiary. The Outlook takes into account the possible 
impact on MNC Finance if there is a significant deterioration in the parent's 
financial profile.

Established in 1989, MNC Finance is a finance company providing automotive, 
heavy equipment, electronics, and mortgage financing. The company is 
wholly-owned by PT Bhakti Capital Indonesia, a financial services holding 
company of the Bhakti Investama Group.

Fitch will no longer provide analytical coverage or ratings of the issuer.
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