The Brilliance of a Senior Citizen ! 
      A 98 year old woman in the UK wrote this to her bank.. The bank manager 
thought it amusing enough to have it published in the Times.
      Dear Sir,
      I am writing to thank you for bouncing my cheque with which I endeavoured 
to pay my plumber last month. By my calculations, three nanoseconds must have 
elapsed between his presenting the cheque and the arrival in my account of the 
funds needed to honour it.. I refer, of course, to the automatic monthly 
deposit of my Pension, an arrangement, which, I admit, has been in place for 
only thirty eight years.You are to be commended for seizing that brief window 
of opportunity, and also for debiting my account £30 by way of penalty for the 
inconvenience caused to your bank. My thankfulness springs from the manner in 
which this incident has caused me to rethink my errant financial ways. I 
noticed that whereas I personally attend to your telephone calls and letters, 
when I try to contact you, I am confronted by the impersonal, overcharging, 
pre-recorded, faceless entity which your bank has become. >From now on, I, like 
you, choose only to deal with a flesh-and-blood person. My mortgage and loan 
payments will therefore and hereafter no onger be automatic, but will arrive at 
your bank by cheque, addressed personally and confidentially to an employee at 
your bank whom you must nominate.Be aware that it is an offence under the 
Postal Act for any other person to open such an envelope. Please find attached 
an Application Contact Status which I require your chosen employee to complete. 
I am sorry it runs to eight pages, but in order that I know as much about him 
or her as your bank knows about me, there is no alternative. Please note that 
all copies of his or her medical history must be countersigned by a Solicitor, 
and the mandatory details of his/her financial situation (income, debts, assets 
andliabilities) must be accompanied by documented proof. In due course, I will 
issue your employee with PIN number which he/she must quote in dealings with 
me. I regret that it cannot be shorter than 28 digits but, again, I have 
modelled it on the number of button presses required of me to access my account 
balance on your phone bank service. As they say, imitation is the sincerest 
form of flattery. Let me level the playing field even further. When you call 
me, press buttons as follows :
      1. To make an appointment to see me.
      2. To query a missing payment.
      3.. To transfer the call to my living room in case I am there.
      4. To transfer the call to my bedroom in case I am sleeping.
      5. To transfer the call to my toilet in case I am attending to nature.
      6. To transfer the call to my mobile phone if I am not at home.
      7. To leave a message on my computer (a password to access my computer is 
required. (The password will be communicated to you at a later date to the 
Authorized Contact.)
      8. To return to the main menu and to listen to options 1 through to 8.
      9. To make a general complaint or inquiry, the contact will then be put 
on hold, pending the attention of my automated answering service. While this 
may, on occasion, involve a lengthy wait, uplifting music will play for the 
duration of the call. Regrettably, but again following your example, I must 
also levy an establishment fee to cover the setting up of
       this new arrangement.
      May I wish you a happy, if ever so slightly less prosperous, New Year. 
Your Humble Client !
      (Remember : This was written by a 98 year old
      woman; DOESN'T SHE MAKE YOU PROUD!) 

     



 Thanks & Regards
  Ashwin

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