Sometimes we all would have wondered and would still wonder and think that how 
that wicked people appear to be enjoying life and also that if our noble acts 
will stand by us in difficult times. 


Swami explains in His wonderful way :


When you are in need of money, you can borrow capital from banks, that is, if 
you mortgage land, jewels or property you have earned or inherited from parents 
or ancestors. The Divine Banker also lets you to draw upon the deposits made 
through noble acts from previous births. That is why, at times, you find some 
people, who are wicked and cruel, mean and miserly, appear to lead happy lives, 
free from pain and grief. These are drawn upon from deposits made in the past 
and they are entitled to that happiness. Overdrafts or loans help you tide over 
temporary crisis and will be available only in proportion to the value of 
mortgages or deposits. In the Divine Bank, you can be fully protected from 
distress and grief when you earn the Grace of God (Anugraha). Engage in noble 
deeds, good thoughts, good feelings, and good company and be in constant 
contemplation of the Divine, God’s Grace will be showered on you.


- taken from Swami's Discourse on July 14th 1966...


Sai Ram

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