Human Values and Finance 


Human values are very important even in the sphere of international finance. 
However, the decline in ethical and moral values in the society has resulted in 
the degeneration of human behaviour. People have lost faith in truth and 
righteousness but the desire for wealth maximisation has increased. It should 
be remembered that if morality derails, money will come and go; but if morality 
prevails, money will come and grow. The main reason for poor economic 
development is the absence of morality. Today morality is at rock-bottom levels 
in every walk of societal activity be it business, profession or politics. 
People should understand that moral and ethical values only enhance the worldly 
status and authority, and not the contrary. People today should be concerned 
more about responsibilities rather than rights. As rains ensure rivulets, 
responsibilities would automatically confer rights on individuals. 


The educated youth of the present times will have to carefully shield 
themselves from harmful influences, as they have to play a responsible role in 
the future in shaping the destiny of the nation. As catalysts, they have to 
promote moral values in society. People should have a compassionate heart and 
be sensitive to the problems of society and people. Education cannot be 
regarded as ‘complete’ as long as it fails to make an individual a ‘wholesome 
person’. It is not the ‘information-loaded worldly knowledge’ but the 
‘transformation-oriented practical knowledge’ that makes an individual a 
‘complete person’. Students should be very careful in spending money. Money, 
time, food and energy are all symbolic manifestations of God and as such, they 
should not be abused. 


Insatiable Thirst for Wealth



     
      Sri Adi Shankaracharya 
Sri Adi Shankaracharya [i]  declared in a verse in the famous ‘Bhaja Govindam’, 
“Oh Man! Do not be arrogant of your wealth, progeny or youth. All these will be 
snatched away in a trice. Destroy this world of illusions and enter the seat of 
the Eternal.” The Trishna (excessive thirst) for wealth is stupidity! Trishna 
has two meanings – thirst and desire. It is natural for an individual to have 
desires and thirst. But there is a difference between desire and thirst. It is 
natural for individuals not to be content with what they have. But, to desire 
more and more goods and more and more comforts is nothing but greed. In seeking 
fulfillment of such desires, one should take care not to cause any harm or 
suffering to others. Trishna is different from desire for it has no limit and 
is unappeasable.


The sole aim of education is the reconstruction of the nation, not merely 
making money by getting employed in some organisation. To realise this goal, 
educated youth should make all possible efforts to conquer the inner enemies 
(Arishadvargas) and control their minds. One can realise Divinity by 
controlling one’s own mind. Mind is influenced by five senses of perception and 
five organs of action, which can be likened to the wives of a man. It is said 
in the folklore that it would be quite tricky to lead an absolutely contented 
life with one wife itself – which means that it would be all the more 
problematic with ten wives. Similar is the plight of the mind of a person under 
the pressure of five senses of perception and five organs of action. King 
Dasharatha, with three wives, was subjected to many problems; so was King 
Utthaanapaada (the father of the famous child devotee Dhruva) with two wives 
[ii]. The foregoing analogy explains the importance of mastering one’s mind 
rather than subjecting it to the whims of the senses.


Notes:


i] Adi Shankaracharya (788 AD – 820 AD) was an Indian philosopher from Kaladi 
of present day Kerala who consolidated the doctrine of Advaita Vedanta (the 
philosophy of non-dualism in Indian theology). His teachings are based on the 
concept of non-dual Brahman, in which Brahman (Supreme Consciousness) is viewed 
as Nirguna Brahman (Brahman without attributes). He travelled across India and 
other parts of South Asia to propagate his philosophy through discourses and 
debates with other thinkers. He is reputed to have founded four Maths 
(monasteries) at Badrinath in the north, Dwarka in the west, Puri in the east 
and Shringeri in the south. These helped in the historical development, revival 
and spread of Advaita Vedanta. Adi Shankaracharya is believed to be the 
organiser of the Dashanami monastic order and the founder of the Shanmatha 
tradition of worship (worship of the six forms of Divinity as Lord Vishnu, Lord 
Shiva, Goddess Shakti, Lord Ganesha, Lord Karthikeya and the Sun God). He also 
established the importance of monastic life as sanctioned in the Upanishads and 
Brahma Sutras, in a time when the Mimamsa School established strict ritualism 
and ridiculed monasticism. Shankara represented his works as elaborating on 
ideas found in the Upanishads, and wrote copious commentaries on the Vedic 
canon (Brahma Sutras, principal Upanishads and the Bhagavad Gita) in support of 
his thesis.


ii] The story of Dhruva figures in the Bhagavatam or Vishnu Purana. Dhruva is 
the son of King Utthaanapaada, who refused to allow his first wife’s (Suneeti) 
son, Dhruva to sit on his lap when he was in the court, but allowed his second 
wife’s (Suruchi) son to be seated on his lap. This irked Dhruva and he made a 
resolve to have the Darshan of Lord Vishnu and earn from Him a boon to have the 
right to sit on his father’s lap.


Source: Values-oriented Finance: Insights from Ancient Wisdom, Chapter 7, Man 
Management: A Values-Based Management Perspective

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