When Sri Sathya Sai inaugurated the State Bank of India Branch 


Thursday, July 14, 1966 


 
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Swami inaugurated the Prasanthi Nilayam branch of the State Bank of India on 
the 14th July, 1966. Sri T. Varadachari, Secretary, State Bank of India, 
Hyderabad, presided over the function. On this occasion He gave a landmark 
discourse comparing the two bank – one of this world and one of the other. He 
said: 

 

“I am glad that the State Bank of India is opening a branch here in the 
Prasanthi Nilayam area. Artha (wealth) is one of the Purusharthas - legitimate 
objects of human endeavour. The four Purusharthas are Dharma, Artha, Kama and 
Moksha. They have been listed so, in that order, on purpose. Dharma 
(righteousness) has to direct and control the process of earning wealth (Artha) 
and moksha (liberation) is to be the regulating factor of desire (Kama). All 
Artha accruing from sources minted by Adharma (vice) is to be treated with 
contempt as unworthy of man. All desires that do not subserve the one supreme 
need for liberation are to be given up as beneath the dignity of man. So, the 
Adhyatmic (spiritual) basis of dharma and Moksha: as to be the root of both 
Artha and Kama. Without it, earning degenerates into plundering; desire 
degenerates into death. 

 

This Bank helps you to keep your money safe when you deposit it with them. They 
are happy to receive it from you; they will allow you to make use of it when 
you are in difficulty. But your money helps you only in worldly distress. You 
accumulate it with great care, by thousands of acts of denial, denying 
yourselves this comfort or that convenience, saving in this item and that, 
spending less and earning more; but a day comes when you have to leave the pile 
and go, empty-handed. This passbook will not be looked into there. Why, even 
while here, when the pile grows into an attractive quantity, sons start 
fighting for it, causing you anxiety and fear; taxes take away a large share; 
thieves and crooks have an eye on it.  

 

There is another Bank which receives deposits and maintains accounts strictly 
and confidentially. Every little sum is entered and accounted for deeds, 
thoughts, words, good, bad and indifferent. If this Bank takes good care of 
your Asthi (properties, wealth), that Bank watches whether you are an Asthika, 
a person who acts on the assumption that there is Asthi, a sovereign guiding 
principle that is Divine, that whispers warnings from the heart when dharma and 
Satya are infringed, when Artha and Kama enslave man unchecked. No son can sue 
for that Asthi; no tax-gatherer can lay his hands on it. No crook can transfer 
it to his purse. Open a deposit account there, in that Bank, for your 
prosperity here and hereafter. That deposit, growing by your spiritual efforts, 
will give you joy and peace. 

 

While you should develop this saving habit here, for the sake of old age and a 
rainy day, it is necessary that you should develop that "saving habit" for the 
hereafter, so that you may be saved. Dharmam Chara, Satyam Vada is the method. 
Dharma and Satya and Prema are the currency accepted by that other Bank. All 
acts, words and feelings ringing with the purity of these metals will be 
accepted as deposits. So, along with an account in this bank, you must take 
care to have an account in that other Bank also.  

 

You talk glibly of Rama Rajya but how can it be established, if you do not 
emulate Rama? He was Vigrahavaan Dharmah – the very embodiment of virtue. He 
never deviated from it. Dasharatha means he who is master of his ten senses, 
the five Karmendriyas (senses of action) and the five Jnanendriyas (senses of 
perception): that is to say, the successful Sadhaka. Such a person can have the 
holy progeny of the four Purusharthas: Dharma (Rama), Artha (Lakshmana), Kaama 
(Bharata) and moksha (Shathrughna). Become a Dasharatha and have that holy 
progeny, as a gift from God. 

 

This bank will not give loans to all and sundry; its help is only for those who 
are credit-worthy, who have impressed by their industry and integrity that they 
will make good use of the money and keep their word. That other Bank too will 
save from distress and grief those who have Satya, Dharma, Shanti and Prema. 
This bank will help only in proportion to the deposits that stand in your name; 
that Bank too deals like that. The consequences of the meritorious activities 
of previous births can be drawn upon now; but unless you have them, no cheque 
will be honoured. Moreover, only those who have the account can operate. Each 
must have a separate account in his own name; one brother cannot draw on the 
account of another brother; the wife cannot draw on the account of the husband. 

 
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This bank will give loans if you mortgage your house or lands, property that 
has come down to you from your ancestors, gold jewellery that has come to you 
from your mothers, etc. That Bank also will allow you to draw upon the accounts 
of previous births, and deposits made then. That is why you find some people, 
who are obviously wicked and cruel, mean and miserly, yet leading 'happy' 
lives, free from pain and grief. They have drawn upon deposits made in the 
past. They are entitled to that happiness. 

 

Sometimes, this bank will grant you overdrafts, so that you tide over temporary 
crises; the extent of the overdraft is settled by the Manager with reference to 
your reliability and capabilities. It is like the Anugraha (Grace), that God 
will confer on you when you have earned it by Satkarma. Satchintana, Satbhava, 
Satsanga and Namasmarana (good deeds, good thoughts, good feelings, good 
company and constant contemplation on the name of God and the glory it seeks to 
express). 

 

Banks have safe deposit vaults, where customers can keep their valuables, 
jewels, legal documents and other things like silver and gold, which attract 
thieves; they can then be free from worry; they can sleep in peace. Surrender 
them to the custody of the Bank and dismiss anxiety from the mind. That other 
Bank, dealing with spiritual accounts, has also a safe deposit vault. Surrender 
your jewels of intelligence, cleverness, capacity to serve and the gem that you 
most value, namely, your EGO to the care of God; then, you can be happy. Maam 
Ekam Sharanam Vraja, He invites. Surrender to Me alone. Then, He assures Maa 
Suchah: You need not grieve at all. 

 

Arjuna is called by the Lord in the Geeta, 'Dhananjaya'; people explain the 
word Dhanam to mean booty gathered by him from the kings whom he defeated. 
Dhanam means 'any valued possession, an object of affection'. The most valued 
possession is self-knowledge. Arjuna has earned this; so he is called 
Dhananjaya. This bank deals with one type of Dhanam, that Bank deals with 
another. This Dhanam (money) and the rest can be earned by any one; even black 
marketers and dacoits, crooks and pirates can amass money. But that Dhanam 
which is acceptable in that other Spiritual Bank comes only to those who 
struggle to be virtuous and detached, humble and holy. This earthly dhanam you 
take to this bank; that other Dhanam, the Punyam you do, the purity you 
achieve, the love that you manifest, bring Me those precious things and I shall 
accept them as deposits.” 

 

Source: Sri Sathya Sai Digvijayam (1926 – 1985) 
<http://www.saipublications.com/b010_Sai_Digvijayam_1.html> 

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