Apparently, at
least with the Cyberflex, the card responds with its maximum speed and
the Gemplus driver interprets this as the requested speed.
If so, that would be a bug in the reader driver. The card remains at
default timings until the reader sends it a PPS.
By the way, the Cyberflex card actually will run at higher speeds than the
atr would normally indicate. You can take advantage of the higher speeds by
sending the card a ChangeJavaATR with different timings.
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Linux Smart Card Developers - M.U.S.C.L.E.
(Movement for the Use of Smart Cards in a Linux Environment)
http://www.linuxnet.com/smartcard/index.html
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