Re: [AI] Faced difficulties in opening account in SBI.

2010-05-26 Thread Srinivasu Chakravarthula
Why not? I know he scares. If I am in that situation, I will instantly
report to their superior or to police and press. But will not go and
search for circulars. It's banks responsibility to let their employees
aware of the rules as they invest a lot of money and time in the name
of training.

Cheers,
Srinivasu

On 5/26/10, Vamshi G  wrote:
> But when a banker denies a service which the customer is entitled to, he
> won't give it in writing .
>
> Regards,
> Vamshi G
> M: +91 9949349497
> R: +91 877 2243861
> Skype: gvamshi81
>
> www.retinaindia.org
> >From darkness unto light
>
>
> -Original Message-
> From: accessindia-boun...@accessindia.org.in
> [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of BHAWANI SHANKAR
> VERMA
> Sent: Wednesday, May 26, 2010 7:38 AM
> To: accessindia@accessindia.org.in
> Subject: Re: [AI] Faced difficulties in opening account in SBI.
>
> yes sir, this is the right approach. this is a right of a customer, if any
> one deny services to him he should know the cause of denial in writing. it
> will also help him to lodge a complaint or any matter of litigation. i have
> one real example here. one of my "blind" friend went to PNB branch and
> approached for consumer loan. after 30 days he called me that bank people
> are not giving loan. i enquired the matter and found that still he did not
> fill an application form for consumer loan. in practice, he just go to the
> branch and had a discuss about the consumer loan facility with bank
> employees. in this case particular, would he has right to defame the banker?
>
> - Original Message -
> From: "Srinivasu Chakravarthula" 
> To: 
> Sent: Tuesday, May 25, 2010 8:58 PM
> Subject: Re: [AI] Faced difficulties in opening account in SBI.
>
>
>> Folks,
>> I think, we should learn to be rude. May be we should do this.
>> Approach the bank and if denied for any facility in spite having all
>> necessary pre-requesites like any other customer, ask the BM to give
>> the same in writing. Either they have to give us all the facilities or
>> should reject our application by writing. In my view, we don't even
>> need to show any circulars. Is the other customers showing any
>> circular to avail any facility? If not, why should we do when we will
>> be same kind of transactions? It's banks responsibility to know the
>> rules that exist.
>>
>> Cheers,
>> Srinivasu
>>
>> On 5/25/10, mahendra  wrote:
>>> sure awareness about us is very importent, but BM must follow the rules.
>>> no discussion about that.
>>>
>>> At 11:01 AM 5/25/2010, you wrote:
>>>>Of course, we have to fight for our rights. I have made efforts many
>>>>times with various banks for facility of ATM card, net banking,
>>>>vehicle loan, etc. to the blind people. We cannot change the
>>>>attitude of such bank managers or administrators by only rules and
>>>>regulations. We have to make publicity at large to let such
>>>>managers/administrators aware of our capabilities, problems and our
>>>>existence too
>>>>Thanks.
>>>>Kamal Verma
>>>>- Original Message - From: "Subramani L"
>>>>
>>>>To: 
>>>>Sent: Tuesday, May 25, 2010 2:39 PM
>>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>>
>>>>
>>>>>Thank god that he deals with the bank manager who understands that being
>>>>>blind doesn't impair his intelligence. Listen Kamal... I am not here to
>>>>>malign the public image of PNB or accuse the bank of wrong doing. If you
>>>>>ar fair and understand the fact that they, like so many offenders of the
>>>>>RBI regulations in the past, have failed to take into account the rights
>>>>>of a visually challenged person and so they are answerable. Their
>>>>>offence cannot be left unquestioned because they have reputation. It
>>>>>looks like more branch managers of that particular bank has caused
>>>>>problems to the visually challenged. So, we are discussing about
>>>>>them
>>>>>
>>>>>Subramani
>>>>>
>>>>>
>>>>>
>>>>>-Original Message-
>>>>>From: accessindia-boun...@accessindia.org.in
>>>>>[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
>>>>>Sent: Tuesday, May 25, 2010 2:16 PM
>>>>>To: accessindia@accessindia.org.in
>>>>>

Re: [AI] Faced difficulties in opening account in SBI.

2010-05-26 Thread Vamshi G
But when a banker denies a service which the customer is entitled to, he
won't give it in writing .  

Regards,
Vamshi G
M: +91 9949349497
R: +91 877 2243861
Skype: gvamshi81
 
www.retinaindia.org
>From darkness unto light
 
 
-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of BHAWANI SHANKAR
VERMA
Sent: Wednesday, May 26, 2010 7:38 AM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

yes sir, this is the right approach. this is a right of a customer, if any 
one deny services to him he should know the cause of denial in writing. it 
will also help him to lodge a complaint or any matter of litigation. i have 
one real example here. one of my "blind" friend went to PNB branch and 
approached for consumer loan. after 30 days he called me that bank people 
are not giving loan. i enquired the matter and found that still he did not 
fill an application form for consumer loan. in practice, he just go to the 
branch and had a discuss about the consumer loan facility with bank 
employees. in this case particular, would he has right to defame the banker?

- Original Message - 
From: "Srinivasu Chakravarthula" 
To: 
Sent: Tuesday, May 25, 2010 8:58 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.


> Folks,
> I think, we should learn to be rude. May be we should do this.
> Approach the bank and if denied for any facility in spite having all
> necessary pre-requesites like any other customer, ask the BM to give
> the same in writing. Either they have to give us all the facilities or
> should reject our application by writing. In my view, we don't even
> need to show any circulars. Is the other customers showing any
> circular to avail any facility? If not, why should we do when we will
> be same kind of transactions? It's banks responsibility to know the
> rules that exist.
>
> Cheers,
> Srinivasu
>
> On 5/25/10, mahendra  wrote:
>> sure awareness about us is very importent, but BM must follow the rules.
>> no discussion about that.
>>
>> At 11:01 AM 5/25/2010, you wrote:
>>>Of course, we have to fight for our rights. I have made efforts many
>>>times with various banks for facility of ATM card, net banking,
>>>vehicle loan, etc. to the blind people. We cannot change the
>>>attitude of such bank managers or administrators by only rules and
>>>regulations. We have to make publicity at large to let such
>>>managers/administrators aware of our capabilities, problems and our
>>>existence too....
>>>Thanks.
>>>Kamal Verma
>>>- Original Message - From: "Subramani L"
>>>
>>>To: 
>>>Sent: Tuesday, May 25, 2010 2:39 PM
>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>
>>>
>>>>Thank god that he deals with the bank manager who understands that being
>>>>blind doesn't impair his intelligence. Listen Kamal... I am not here to
>>>>malign the public image of PNB or accuse the bank of wrong doing. If you
>>>>ar fair and understand the fact that they, like so many offenders of the
>>>>RBI regulations in the past, have failed to take into account the rights
>>>>of a visually challenged person and so they are answerable. Their
>>>>offence cannot be left unquestioned because they have reputation. It
>>>>looks like more branch managers of that particular bank has caused
>>>>problems to the visually challenged. So, we are discussing about
>>>>them
>>>>
>>>>Subramani
>>>>
>>>>
>>>>
>>>>-Original Message-
>>>>From: accessindia-boun...@accessindia.org.in
>>>>[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
>>>>Sent: Tuesday, May 25, 2010 2:16 PM
>>>>To: accessindia@accessindia.org.in
>>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>>
>>>>Devendra Nikose is availing all the facilities from PNB. He is a blind
>>>>customer of PNB.
>>>>- Original Message - From: "Subramani L"
>>>>
>>>>To: 
>>>>Sent: Tuesday, May 25, 2010 2:10 PM
>>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>>
>>>>
>>>>>My wife is not living with me, but I need to pay my bills. So... If I
>>>>>were to do the "right thing", I must first look out for a joint
>>>>account
>>>>>holder and then go to the 

Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread devendra
I think the best person for the joint account is wife. My priority was to 
solve the problem so first of all I requested to BM when he refused, I 
showed him the RBI guide line which I downloaded from Pratik's home page.

Devendra Nikose
- Original Message - 
From: "Subramani L" 

To: 
Sent: Tuesday, May 25, 2010 2:10 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.



My wife is not living with me, but I need to pay my bills. So... If I
were to do the "right thing", I must first look out for a joint account
holder and then go to the bank instead of pressurising the bank to give
mee my account in my name. Bcause, according to you, asking the bank to
give me services which they give for others is " deforming" them. As a
tax paying citizen, the best I can do is to beg my money from the banker
because he thinks more than the safety of my money than what I can think
of it myself... So much for the right approach!!!

Subramani




-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
Sent: Tuesday, May 25, 2010 1:01 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Such approach is better than deforming the bank.
Kamal Verma.
- Original Message - 
From: "devendra" 

To: 
Sent: Tuesday, May 25, 2010 12:25 PM
Subject: [AI] Faced difficulties in opening account in SBI.



Hello friends,
I opened account in SBI. when I applied for ATM card and cheque book,

the

bank manager refused it. He suggested me to convert the account into a



joint account.  After converting the account into a joint account with

my

wife, the manager issued both ATM and cheque book in the name of my

wife.

I made online complain through the website of SBI and I received a

call

from the Bhopal SBI that they will issue me the ATM card after

installing

screen reading software in the local ATM machine.
Regards
Devendra Nikose


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Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread BHAWANI SHANKAR VERMA
yes sir, this is the right approach. this is a right of a customer, if any 
one deny services to him he should know the cause of denial in writing. it 
will also help him to lodge a complaint or any matter of litigation. i have 
one real example here. one of my "blind" friend went to PNB branch and 
approached for consumer loan. after 30 days he called me that bank people 
are not giving loan. i enquired the matter and found that still he did not 
fill an application form for consumer loan. in practice, he just go to the 
branch and had a discuss about the consumer loan facility with bank 
employees. in this case particular, would he has right to defame the banker?


- Original Message - 
From: "Srinivasu Chakravarthula" 

To: 
Sent: Tuesday, May 25, 2010 8:58 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.



Folks,
I think, we should learn to be rude. May be we should do this.
Approach the bank and if denied for any facility in spite having all
necessary pre-requesites like any other customer, ask the BM to give
the same in writing. Either they have to give us all the facilities or
should reject our application by writing. In my view, we don't even
need to show any circulars. Is the other customers showing any
circular to avail any facility? If not, why should we do when we will
be same kind of transactions? It's banks responsibility to know the
rules that exist.

Cheers,
Srinivasu

On 5/25/10, mahendra  wrote:

sure awareness about us is very importent, but BM must follow the rules.
no discussion about that.

At 11:01 AM 5/25/2010, you wrote:

Of course, we have to fight for our rights. I have made efforts many
times with various banks for facility of ATM card, net banking,
vehicle loan, etc. to the blind people. We cannot change the
attitude of such bank managers or administrators by only rules and
regulations. We have to make publicity at large to let such
managers/administrators aware of our capabilities, problems and our
existence too
Thanks.
Kamal Verma
- Original Message - From: "Subramani L"

To: 
Sent: Tuesday, May 25, 2010 2:39 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.



Thank god that he deals with the bank manager who understands that being
blind doesn't impair his intelligence. Listen Kamal... I am not here to
malign the public image of PNB or accuse the bank of wrong doing. If you
ar fair and understand the fact that they, like so many offenders of the
RBI regulations in the past, have failed to take into account the rights
of a visually challenged person and so they are answerable. Their
offence cannot be left unquestioned because they have reputation. It
looks like more branch managers of that particular bank has caused
problems to the visually challenged. So, we are discussing about
them

Subramani



-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
Sent: Tuesday, May 25, 2010 2:16 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Devendra Nikose is availing all the facilities from PNB. He is a blind
customer of PNB.
- Original Message - From: "Subramani L"

To: 
Sent: Tuesday, May 25, 2010 2:10 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.



My wife is not living with me, but I need to pay my bills. So... If I
were to do the "right thing", I must first look out for a joint

account

holder and then go to the bank instead of pressurising the bank to

give

mee my account in my name. Bcause, according to you, asking the bank

to

give me services which they give for others is " deforming" them. As a
tax paying citizen, the best I can do is to beg my money from the

banker

because he thinks more than the safety of my money than what I can

think

of it myself... So much for the right approach!!!

Subramani




-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal

Verma

Sent: Tuesday, May 25, 2010 1:01 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Such approach is better than deforming the bank.
Kamal Verma.
- Original Message ----- From: "devendra" 
To: 
Sent: Tuesday, May 25, 2010 12:25 PM
Subject: [AI] Faced difficulties in opening account in SBI.



Hello friends,
I opened account in SBI. when I applied for ATM card and cheque book,

the

bank manager refused it. He suggested me to convert the account into

a



joint account.  After converting the account into a joint account

with

my

wife, the manager issued both ATM and cheque book in the name of my

wife.

I made online complain through the website of SBI and I received a

call

from the Bhopal SBI that they will issue me the ATM card after

insta

Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread malkitsingh
   hello sir in this regard i want to write here that i my self gat a t m 
card from s b i behalf of my own account and i took home loan

so i think you should get same faciltyes from the bank
with thank's
malkit singh
e mail malkit.b...@gmail.com
skype id malkitsingh91
- Original Message - 
From: "devendra" 

To: 
Sent: Monday, May 24, 2010 11:55 PM
Subject: [AI] Faced difficulties in opening account in SBI.



Hello friends,
I opened account in SBI. when I applied for ATM card and cheque book, the 
bank manager refused it. He suggested me to convert the account into a 
joint account.  After converting the account into a joint account with my 
wife, the manager issued both ATM and cheque book in the name of my wife. 
I made online complain through the website of SBI and I received a call 
from the Bhopal SBI that they will issue me the ATM card after installing 
screen reading software in the local ATM machine.

Regards
Devendra Nikose


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with the subject unsubscribe.


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Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread Mahesh Panicker
if some of our friends are concerned about their banks being
'deformed', rather than preaching submission to the disabled, they can
engage with the hideous structures of denial that exist within these
institutions.
I care more about my rights and claims than that of the name of some
discriminating bloody brand.
if the brand wants to maintain its good name, then it has to go by the
law of the land. not by idiocy and nonsensesm.

On 5/25/10, Srinivasu Chakravarthula  wrote:
> Folks,heir banks being 'deformed', rather than preaching submission
> I think, we should learn to be rude. May be we should do this.
> Approach the bank and if denied for any facility in spite having all
> necessary pre-requesites like any other customer, ask the BM to give
> the same in writing. Either they have to give us all the facilities or
> should reject our application by writing. In my view, we don't even
> need to show any circulars. Is the other customers showing any
> circular to avail any facility? If not, why should we do when we will
> be same kind of transactions? It's banks responsibility to know the
> rules that exist.
>
> Cheers,
> Srinivasu
>
> On 5/25/10, mahendra  wrote:
> > sure awareness about us is very importent, but BM must follow the rules.
> > no discussion about that.
> >
> > At 11:01 AM 5/25/2010, you wrote:
> >>Of course, we have to fight for our rights. I have made efforts many
> >>times with various banks for facility of ATM card, net banking,
> >>vehicle loan, etc. to the blind people. We cannot change the
> >>attitude of such bank managers or administrators by only rules and
> >>regulations. We have to make publicity at large to let such
> >>managers/administrators aware of our capabilities, problems and our
> >>existence too
> >>Thanks.
> >>Kamal Verma
> >>- Original Message - From: "Subramani L"
> >>
> >>To: 
> >>Sent: Tuesday, May 25, 2010 2:39 PM
> >>Subject: Re: [AI] Faced difficulties in opening account in SBI.
> >>
> >>
> >>>Thank god that he deals with the bank manager who understands that being
> >>>blind doesn't impair his intelligence. Listen Kamal... I am not here to
> >>>malign the public image of PNB or accuse the bank of wrong doing. If you
> >>>ar fair and understand the fact that they, like so many offenders of the
> >>>RBI regulations in the past, have failed to take into account the rights
> >>>of a visually challenged person and so they are answerable. Their
> >>>offence cannot be left unquestioned because they have reputation. It
> >>>looks like more branch managers of that particular bank has caused
> >>>problems to the visually challenged. So, we are discussing about
> >>>them
> >>>
> >>>Subramani
> >>>
> >>>
> >>>
> >>>-Original Message-
> >>>From: accessindia-boun...@accessindia.org.in
> >>>[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
> >>>Sent: Tuesday, May 25, 2010 2:16 PM
> >>>To: accessindia@accessindia.org.in
> >>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
> >>>
> >>>Devendra Nikose is availing all the facilities from PNB. He is a blind
> >>>customer of PNB.
> >>>- Original Message - From: "Subramani L"
> >>>
> >>>To: 
> >>>Sent: Tuesday, May 25, 2010 2:10 PM
> >>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
> >>>
> >>>
> >>>>My wife is not living with me, but I need to pay my bills. So... If I
> >>>>were to do the "right thing", I must first look out for a joint
> >>>account
> >>>>holder and then go to the bank instead of pressurising the bank to
> >>>give
> >>>>mee my account in my name. Bcause, according to you, asking the bank
> >>>to
> >>>>give me services which they give for others is " deforming" them. As a
> >>>>tax paying citizen, the best I can do is to beg my money from the
> >>>banker
> >>>>because he thinks more than the safety of my money than what I can
> >>>think
> >>>>of it myself... So much for the right approach!!!
> >>>>
> >>>>Subramani
> >>>>
> >>>>
> >>>>
> >>>>
> >>>>-Original Message-
> >>>>From: acc

Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread Mukesh Sharma
I second that, it is the responsibility of the BM to read and comprehend the
circular of their master authority and also their duty to produce circular /
orders when denying services to any customer. 

Thanks
Mukesh



-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Srinivasu
Chakravarthula
Sent: Tuesday, May 25, 2010 8:58 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Folks,
I think, we should learn to be rude. May be we should do this.
Approach the bank and if denied for any facility in spite having all
necessary pre-requesites like any other customer, ask the BM to give the
same in writing. Either they have to give us all the facilities or should
reject our application by writing. In my view, we don't even need to show
any circulars. Is the other customers showing any circular to avail any
facility? If not, why should we do when we will be same kind of
transactions? It's banks responsibility to know the rules that exist.

Cheers,
Srinivasu

On 5/25/10, mahendra  wrote:
> sure awareness about us is very importent, but BM must follow the rules.
> no discussion about that.
>
> At 11:01 AM 5/25/2010, you wrote:
>>Of course, we have to fight for our rights. I have made efforts many 
>>times with various banks for facility of ATM card, net banking, 
>>vehicle loan, etc. to the blind people. We cannot change the attitude 
>>of such bank managers or administrators by only rules and regulations. 
>>We have to make publicity at large to let such managers/administrators 
>>aware of our capabilities, problems and our existence too
>>Thanks.
>>Kamal Verma
>>- Original Message - From: "Subramani L"
>>
>>To: 
>>Sent: Tuesday, May 25, 2010 2:39 PM
>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>
>>
>>>Thank god that he deals with the bank manager who understands that 
>>>being blind doesn't impair his intelligence. Listen Kamal... I am not 
>>>here to malign the public image of PNB or accuse the bank of wrong 
>>>doing. If you ar fair and understand the fact that they, like so many 
>>>offenders of the RBI regulations in the past, have failed to take 
>>>into account the rights of a visually challenged person and so they 
>>>are answerable. Their offence cannot be left unquestioned because 
>>>they have reputation. It looks like more branch managers of that 
>>>particular bank has caused problems to the visually challenged. So, 
>>>we are discussing about them
>>>
>>>Subramani
>>>
>>>
>>>
>>>-----Original Message-----
>>>From: accessindia-boun...@accessindia.org.in
>>>[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal 
>>>Verma
>>>Sent: Tuesday, May 25, 2010 2:16 PM
>>>To: accessindia@accessindia.org.in
>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>
>>>Devendra Nikose is availing all the facilities from PNB. He is a 
>>>blind customer of PNB.
>>>- Original Message - From: "Subramani L"
>>>
>>>To: 
>>>Sent: Tuesday, May 25, 2010 2:10 PM
>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>
>>>
>>>>My wife is not living with me, but I need to pay my bills. So... If 
>>>>I were to do the "right thing", I must first look out for a joint
>>>account
>>>>holder and then go to the bank instead of pressurising the bank to
>>>give
>>>>mee my account in my name. Bcause, according to you, asking the bank
>>>to
>>>>give me services which they give for others is " deforming" them. As 
>>>>a tax paying citizen, the best I can do is to beg my money from the
>>>banker
>>>>because he thinks more than the safety of my money than what I can
>>>think
>>>>of it myself... So much for the right approach!!!
>>>>
>>>>Subramani
>>>>
>>>>
>>>>
>>>>
>>>>-Original Message-
>>>>From: accessindia-boun...@accessindia.org.in
>>>>[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal
>>>Verma
>>>>Sent: Tuesday, May 25, 2010 1:01 PM
>>>>To: accessindia@accessindia.org.in
>>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>>
>>>>Such approach is better than deforming the bank.
>>>>Kamal Verma.
>>>>

Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread Srinivasu Chakravarthula
Folks,
I think, we should learn to be rude. May be we should do this.
Approach the bank and if denied for any facility in spite having all
necessary pre-requesites like any other customer, ask the BM to give
the same in writing. Either they have to give us all the facilities or
should reject our application by writing. In my view, we don't even
need to show any circulars. Is the other customers showing any
circular to avail any facility? If not, why should we do when we will
be same kind of transactions? It's banks responsibility to know the
rules that exist.

Cheers,
Srinivasu

On 5/25/10, mahendra  wrote:
> sure awareness about us is very importent, but BM must follow the rules.
> no discussion about that.
>
> At 11:01 AM 5/25/2010, you wrote:
>>Of course, we have to fight for our rights. I have made efforts many
>>times with various banks for facility of ATM card, net banking,
>>vehicle loan, etc. to the blind people. We cannot change the
>>attitude of such bank managers or administrators by only rules and
>>regulations. We have to make publicity at large to let such
>>managers/administrators aware of our capabilities, problems and our
>>existence too
>>Thanks.
>>Kamal Verma
>>- Original Message - From: "Subramani L"
>>
>>To: 
>>Sent: Tuesday, May 25, 2010 2:39 PM
>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>
>>
>>>Thank god that he deals with the bank manager who understands that being
>>>blind doesn't impair his intelligence. Listen Kamal... I am not here to
>>>malign the public image of PNB or accuse the bank of wrong doing. If you
>>>ar fair and understand the fact that they, like so many offenders of the
>>>RBI regulations in the past, have failed to take into account the rights
>>>of a visually challenged person and so they are answerable. Their
>>>offence cannot be left unquestioned because they have reputation. It
>>>looks like more branch managers of that particular bank has caused
>>>problems to the visually challenged. So, we are discussing about
>>>them
>>>
>>>Subramani
>>>
>>>
>>>
>>>-----Original Message-
>>>From: accessindia-boun...@accessindia.org.in
>>>[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
>>>Sent: Tuesday, May 25, 2010 2:16 PM
>>>To: accessindia@accessindia.org.in
>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>
>>>Devendra Nikose is availing all the facilities from PNB. He is a blind
>>>customer of PNB.
>>>- Original Message - From: "Subramani L"
>>>
>>>To: 
>>>Sent: Tuesday, May 25, 2010 2:10 PM
>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>
>>>
>>>>My wife is not living with me, but I need to pay my bills. So... If I
>>>>were to do the "right thing", I must first look out for a joint
>>>account
>>>>holder and then go to the bank instead of pressurising the bank to
>>>give
>>>>mee my account in my name. Bcause, according to you, asking the bank
>>>to
>>>>give me services which they give for others is " deforming" them. As a
>>>>tax paying citizen, the best I can do is to beg my money from the
>>>banker
>>>>because he thinks more than the safety of my money than what I can
>>>think
>>>>of it myself... So much for the right approach!!!
>>>>
>>>>Subramani
>>>>
>>>>
>>>>
>>>>
>>>>-Original Message-
>>>>From: accessindia-boun...@accessindia.org.in
>>>>[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal
>>>Verma
>>>>Sent: Tuesday, May 25, 2010 1:01 PM
>>>>To: accessindia@accessindia.org.in
>>>>Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>>
>>>>Such approach is better than deforming the bank.
>>>>Kamal Verma.
>>>>- Original Message - From: "devendra" 
>>>>To: 
>>>>Sent: Tuesday, May 25, 2010 12:25 PM
>>>>Subject: [AI] Faced difficulties in opening account in SBI.
>>>>
>>>>
>>>>>Hello friends,
>>>>>I opened account in SBI. when I applied for ATM card and cheque book,
>>>>the
>>>>>bank manager refused it. He suggested me to convert the account into
>>>a
>>>>
>>>>>joint account

Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread mahendra

sure awareness about us is very importent, but BM must follow the rules.
no discussion about that.

At 11:01 AM 5/25/2010, you wrote:
Of course, we have to fight for our rights. I have made efforts many 
times with various banks for facility of ATM card, net banking, 
vehicle loan, etc. to the blind people. We cannot change the 
attitude of such bank managers or administrators by only rules and 
regulations. We have to make publicity at large to let such 
managers/administrators aware of our capabilities, problems and our 
existence too

Thanks.
Kamal Verma
- Original Message - From: "Subramani L" 


To: 
Sent: Tuesday, May 25, 2010 2:39 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.



Thank god that he deals with the bank manager who understands that being
blind doesn't impair his intelligence. Listen Kamal... I am not here to
malign the public image of PNB or accuse the bank of wrong doing. If you
ar fair and understand the fact that they, like so many offenders of the
RBI regulations in the past, have failed to take into account the rights
of a visually challenged person and so they are answerable. Their
offence cannot be left unquestioned because they have reputation. It
looks like more branch managers of that particular bank has caused
problems to the visually challenged. So, we are discussing about
them

Subramani



-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
Sent: Tuesday, May 25, 2010 2:16 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Devendra Nikose is availing all the facilities from PNB. He is a blind
customer of PNB.
- Original Message - From: "Subramani L" 


To: 
Sent: Tuesday, May 25, 2010 2:10 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.



My wife is not living with me, but I need to pay my bills. So... If I
were to do the "right thing", I must first look out for a joint

account

holder and then go to the bank instead of pressurising the bank to

give

mee my account in my name. Bcause, according to you, asking the bank

to

give me services which they give for others is " deforming" them. As a
tax paying citizen, the best I can do is to beg my money from the

banker

because he thinks more than the safety of my money than what I can

think

of it myself... So much for the right approach!!!

Subramani




-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal

Verma

Sent: Tuesday, May 25, 2010 1:01 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Such approach is better than deforming the bank.
Kamal Verma.
- Original Message - From: "devendra" 
To: 
Sent: Tuesday, May 25, 2010 12:25 PM
Subject: [AI] Faced difficulties in opening account in SBI.



Hello friends,
I opened account in SBI. when I applied for ATM card and cheque book,

the

bank manager refused it. He suggested me to convert the account into

a



joint account.  After converting the account into a joint account

with

my

wife, the manager issued both ATM and cheque book in the name of my

wife.

I made online complain through the website of SBI and I received a

call

from the Bhopal SBI that they will issue me the ATM card after

installing

screen reading software in the local ATM machine.
Regards
Devendra Nikose


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n



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Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread Himanshu Sahu
Few severe actions against such managers or any officials would
definitly make them aware about our rights and knowledge as a
customers.
Its better to write against them to RBI, instead of begging our genuine rights.


On 5/25/10, Kamal Verma  wrote:
> Of course, we have to fight for our rights. I have made efforts many times
> with various banks for facility of ATM card, net banking, vehicle loan, etc.
> to the blind people. We cannot change the attitude of such bank managers or
> administrators by only rules and regulations. We have to make publicity at
> large to let such managers/administrators aware of our capabilities,
> problems and our existence too
> Thanks.
> Kamal Verma
> - Original Message -
> From: "Subramani L" 
> To: 
> Sent: Tuesday, May 25, 2010 2:39 PM
> Subject: Re: [AI] Faced difficulties in opening account in SBI.
>
>
>> Thank god that he deals with the bank manager who understands that being
>> blind doesn't impair his intelligence. Listen Kamal... I am not here to
>> malign the public image of PNB or accuse the bank of wrong doing. If you
>> ar fair and understand the fact that they, like so many offenders of the
>> RBI regulations in the past, have failed to take into account the rights
>> of a visually challenged person and so they are answerable. Their
>> offence cannot be left unquestioned because they have reputation. It
>> looks like more branch managers of that particular bank has caused
>> problems to the visually challenged. So, we are discussing about
>> them
>>
>> Subramani
>>
>>
>>
>> -Original Message-
>> From: accessindia-boun...@accessindia.org.in
>> [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
>> Sent: Tuesday, May 25, 2010 2:16 PM
>> To: accessindia@accessindia.org.in
>> Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>
>> Devendra Nikose is availing all the facilities from PNB. He is a blind
>> customer of PNB.
>> - Original Message -
>> From: "Subramani L" 
>> To: 
>> Sent: Tuesday, May 25, 2010 2:10 PM
>> Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>
>>
>>> My wife is not living with me, but I need to pay my bills. So... If I
>>> were to do the "right thing", I must first look out for a joint
>> account
>>> holder and then go to the bank instead of pressurising the bank to
>> give
>>> mee my account in my name. Bcause, according to you, asking the bank
>> to
>>> give me services which they give for others is " deforming" them. As a
>>> tax paying citizen, the best I can do is to beg my money from the
>> banker
>>> because he thinks more than the safety of my money than what I can
>> think
>>> of it myself... So much for the right approach!!!
>>>
>>> Subramani
>>>
>>>
>>>
>>>
>>> -Original Message-
>>> From: accessindia-boun...@accessindia.org.in
>>> [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal
>> Verma
>>> Sent: Tuesday, May 25, 2010 1:01 PM
>>> To: accessindia@accessindia.org.in
>>> Subject: Re: [AI] Faced difficulties in opening account in SBI.
>>>
>>> Such approach is better than deforming the bank.
>>> Kamal Verma.
>>> - Original Message -
>>> From: "devendra" 
>>> To: 
>>> Sent: Tuesday, May 25, 2010 12:25 PM
>>> Subject: [AI] Faced difficulties in opening account in SBI.
>>>
>>>
>>>> Hello friends,
>>>> I opened account in SBI. when I applied for ATM card and cheque book,
>>> the
>>>> bank manager refused it. He suggested me to convert the account into
>> a
>>>
>>>> joint account.  After converting the account into a joint account
>> with
>>> my
>>>> wife, the manager issued both ATM and cheque book in the name of my
>>> wife.
>>>> I made online complain through the website of SBI and I received a
>>> call
>>>> from the Bhopal SBI that they will issue me the ATM card after
>>> installing
>>>> screen reading software in the local ATM machine.
>>>> Regards
>>>> Devendra Nikose
>>>>
>>>>
>>>> To unsubscribe send a message to
>>> accessindia-requ...@accessindia.org.in
>>>> with the subject unsubscribe.
>>>>
>>>> To change your subscription to digest mode or make any other changes

Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread Kamal Verma
Of course, we have to fight for our rights. I have made efforts many times 
with various banks for facility of ATM card, net banking, vehicle loan, etc. 
to the blind people. We cannot change the attitude of such bank managers or 
administrators by only rules and regulations. We have to make publicity at 
large to let such managers/administrators aware of our capabilities, 
problems and our existence too

Thanks.
Kamal Verma
- Original Message - 
From: "Subramani L" 

To: 
Sent: Tuesday, May 25, 2010 2:39 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.



Thank god that he deals with the bank manager who understands that being
blind doesn't impair his intelligence. Listen Kamal... I am not here to
malign the public image of PNB or accuse the bank of wrong doing. If you
ar fair and understand the fact that they, like so many offenders of the
RBI regulations in the past, have failed to take into account the rights
of a visually challenged person and so they are answerable. Their
offence cannot be left unquestioned because they have reputation. It
looks like more branch managers of that particular bank has caused
problems to the visually challenged. So, we are discussing about
them

Subramani



-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
Sent: Tuesday, May 25, 2010 2:16 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Devendra Nikose is availing all the facilities from PNB. He is a blind
customer of PNB.
- Original Message - 
From: "Subramani L" 

To: 
Sent: Tuesday, May 25, 2010 2:10 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.



My wife is not living with me, but I need to pay my bills. So... If I
were to do the "right thing", I must first look out for a joint

account

holder and then go to the bank instead of pressurising the bank to

give

mee my account in my name. Bcause, according to you, asking the bank

to

give me services which they give for others is " deforming" them. As a
tax paying citizen, the best I can do is to beg my money from the

banker

because he thinks more than the safety of my money than what I can

think

of it myself... So much for the right approach!!!

Subramani




-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal

Verma

Sent: Tuesday, May 25, 2010 1:01 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Such approach is better than deforming the bank.
Kamal Verma.
- Original Message - 
From: "devendra" 

To: 
Sent: Tuesday, May 25, 2010 12:25 PM
Subject: [AI] Faced difficulties in opening account in SBI.



Hello friends,
I opened account in SBI. when I applied for ATM card and cheque book,

the

bank manager refused it. He suggested me to convert the account into

a



joint account.  After converting the account into a joint account

with

my

wife, the manager issued both ATM and cheque book in the name of my

wife.

I made online complain through the website of SBI and I received a

call

from the Bhopal SBI that they will issue me the ATM card after

installing

screen reading software in the local ATM machine.
Regards
Devendra Nikose


To unsubscribe send a message to

accessindia-requ...@accessindia.org.in

with the subject unsubscribe.

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please visit the list home page at




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n






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It is confidential and may be legally privileged. Access to this email
by anyone else is unauthorized. Any disclosure, copying, distribution

or

any action taken by anyone other than by the intended recipient is
prohibited and may be unlawful. If you are not the intended recipient
then kindly delete the mail from your system. Any opinion or views
expressed in this mail may not necessarily reflect that of Punjab
National Bank. The bank considers unencrypted email as an insecure

mode

of communication.



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Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread Subramani L
Thank god that he deals with the bank manager who understands that being
blind doesn't impair his intelligence. Listen Kamal... I am not here to
malign the public image of PNB or accuse the bank of wrong doing. If you
ar fair and understand the fact that they, like so many offenders of the
RBI regulations in the past, have failed to take into account the rights
of a visually challenged person and so they are answerable. Their
offence cannot be left unquestioned because they have reputation. It
looks like more branch managers of that particular bank has caused
problems to the visually challenged. So, we are discussing about
them 

Subramani 



-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
Sent: Tuesday, May 25, 2010 2:16 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Devendra Nikose is availing all the facilities from PNB. He is a blind 
customer of PNB.
- Original Message - 
From: "Subramani L" 
To: 
Sent: Tuesday, May 25, 2010 2:10 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.


> My wife is not living with me, but I need to pay my bills. So... If I
> were to do the "right thing", I must first look out for a joint
account
> holder and then go to the bank instead of pressurising the bank to
give
> mee my account in my name. Bcause, according to you, asking the bank
to
> give me services which they give for others is " deforming" them. As a
> tax paying citizen, the best I can do is to beg my money from the
banker
> because he thinks more than the safety of my money than what I can
think
> of it myself... So much for the right approach!!!
>
> Subramani
>
>
>
>
> -Original Message-
> From: accessindia-boun...@accessindia.org.in
> [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal
Verma
> Sent: Tuesday, May 25, 2010 1:01 PM
> To: accessindia@accessindia.org.in
> Subject: Re: [AI] Faced difficulties in opening account in SBI.
>
> Such approach is better than deforming the bank.
> Kamal Verma.
> ----- Original Message ----- 
> From: "devendra" 
> To: 
> Sent: Tuesday, May 25, 2010 12:25 PM
> Subject: [AI] Faced difficulties in opening account in SBI.
>
>
>> Hello friends,
>> I opened account in SBI. when I applied for ATM card and cheque book,
> the
>> bank manager refused it. He suggested me to convert the account into
a
>
>> joint account.  After converting the account into a joint account
with
> my
>> wife, the manager issued both ATM and cheque book in the name of my
> wife.
>> I made online complain through the website of SBI and I received a
> call
>> from the Bhopal SBI that they will issue me the ATM card after
> installing
>> screen reading software in the local ATM machine.
>> Regards
>> Devendra Nikose
>>
>>
>> To unsubscribe send a message to
> accessindia-requ...@accessindia.org.in
>> with the subject unsubscribe.
>>
>> To change your subscription to digest mode or make any other changes,
>> please visit the list home page at
>>
>
http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
> n
>>
>
>
>
> DISCLAIMER:
>
>
> The Information transmitted in this email is solely for the addressee.
> It is confidential and may be legally privileged. Access to this email
> by anyone else is unauthorized. Any disclosure, copying, distribution
or
> any action taken by anyone other than by the intended recipient is
> prohibited and may be unlawful. If you are not the intended recipient
> then kindly delete the mail from your system. Any opinion or views
> expressed in this mail may not necessarily reflect that of Punjab
> National Bank. The bank considers unencrypted email as an insecure
mode
> of communication.
>
>
>
> To unsubscribe send a message to
accessindia-requ...@accessindia.org.in
> with the subject unsubscribe.
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> To change your subscription to digest mode or make any other changes,
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> n
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>
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Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread Kamal Verma
Devendra Nikose is availing all the facilities from PNB. He is a blind 
customer of PNB.
- Original Message - 
From: "Subramani L" 

To: 
Sent: Tuesday, May 25, 2010 2:10 PM
Subject: Re: [AI] Faced difficulties in opening account in SBI.



My wife is not living with me, but I need to pay my bills. So... If I
were to do the "right thing", I must first look out for a joint account
holder and then go to the bank instead of pressurising the bank to give
mee my account in my name. Bcause, according to you, asking the bank to
give me services which they give for others is " deforming" them. As a
tax paying citizen, the best I can do is to beg my money from the banker
because he thinks more than the safety of my money than what I can think
of it myself... So much for the right approach!!!

Subramani




-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
Sent: Tuesday, May 25, 2010 1:01 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Such approach is better than deforming the bank.
Kamal Verma.
- Original Message - 
From: "devendra" 

To: 
Sent: Tuesday, May 25, 2010 12:25 PM
Subject: [AI] Faced difficulties in opening account in SBI.



Hello friends,
I opened account in SBI. when I applied for ATM card and cheque book,

the

bank manager refused it. He suggested me to convert the account into a



joint account.  After converting the account into a joint account with

my

wife, the manager issued both ATM and cheque book in the name of my

wife.

I made online complain through the website of SBI and I received a

call

from the Bhopal SBI that they will issue me the ATM card after

installing

screen reading software in the local ATM machine.
Regards
Devendra Nikose


To unsubscribe send a message to

accessindia-requ...@accessindia.org.in

with the subject unsubscribe.

To change your subscription to digest mode or make any other changes,
please visit the list home page at


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n






DISCLAIMER:


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It is confidential and may be legally privileged. Access to this email
by anyone else is unauthorized. Any disclosure, copying, distribution or
any action taken by anyone other than by the intended recipient is
prohibited and may be unlawful. If you are not the intended recipient
then kindly delete the mail from your system. Any opinion or views
expressed in this mail may not necessarily reflect that of Punjab
National Bank. The bank considers unencrypted email as an insecure mode
of communication.



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Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread Subramani L
My wife is not living with me, but I need to pay my bills. So... If I
were to do the "right thing", I must first look out for a joint account
holder and then go to the bank instead of pressurising the bank to give
mee my account in my name. Bcause, according to you, asking the bank to
give me services which they give for others is " deforming" them. As a
tax paying citizen, the best I can do is to beg my money from the banker
because he thinks more than the safety of my money than what I can think
of it myself... So much for the right approach!!!

Subramani 




-Original Message-
From: accessindia-boun...@accessindia.org.in
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma
Sent: Tuesday, May 25, 2010 1:01 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Faced difficulties in opening account in SBI.

Such approach is better than deforming the bank.
Kamal Verma.
 - Original Message - 
From: "devendra" 
To: 
Sent: Tuesday, May 25, 2010 12:25 PM
Subject: [AI] Faced difficulties in opening account in SBI.


> Hello friends,
> I opened account in SBI. when I applied for ATM card and cheque book,
the 
> bank manager refused it. He suggested me to convert the account into a

> joint account.  After converting the account into a joint account with
my 
> wife, the manager issued both ATM and cheque book in the name of my
wife. 
> I made online complain through the website of SBI and I received a
call 
> from the Bhopal SBI that they will issue me the ATM card after
installing 
> screen reading software in the local ATM machine.
> Regards
> Devendra Nikose
>
>
> To unsubscribe send a message to
accessindia-requ...@accessindia.org.in 
> with the subject unsubscribe.
>
> To change your subscription to digest mode or make any other changes, 
> please visit the list home page at
>
http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i
n
> 



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Re: [AI] Faced difficulties in opening account in SBI.

2010-05-25 Thread Kamal Verma

Such approach is better than deforming the bank.
Kamal Verma.
- Original Message - 
From: "devendra" 

To: 
Sent: Tuesday, May 25, 2010 12:25 PM
Subject: [AI] Faced difficulties in opening account in SBI.



Hello friends,
I opened account in SBI. when I applied for ATM card and cheque book, the 
bank manager refused it. He suggested me to convert the account into a 
joint account.  After converting the account into a joint account with my 
wife, the manager issued both ATM and cheque book in the name of my wife. 
I made online complain through the website of SBI and I received a call 
from the Bhopal SBI that they will issue me the ATM card after installing 
screen reading software in the local ATM machine.

Regards
Devendra Nikose


To unsubscribe send a message to accessindia-requ...@accessindia.org.in 
with the subject unsubscribe.


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please visit the list home page at

 http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in





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[AI] Faced difficulties in opening account in SBI.

2010-05-24 Thread devendra
Hello friends,
I opened account in SBI. when I applied for ATM card and cheque book, the bank 
manager refused it. He suggested me to convert the account into a joint 
account.  After converting the account into a joint account with my wife, the 
manager issued both ATM and cheque book in the name of my wife.  I made online 
complain through the website of SBI and I received a call from the Bhopal SBI 
that they will issue me the ATM card after installing screen reading software 
in the local ATM machine.
Regards
Devendra Nikose


To unsubscribe send a message to accessindia-requ...@accessindia.org.in with 
the subject unsubscribe.

To change your subscription to digest mode or make any other changes, please 
visit the list home page at
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