Hi Faiz,
You can use OneScore app for checking the cibil score.
You can get a credit card and do some small transactions, make the bill in
time. You will get a decent score in a few months.
For lower bands of cibil score Bajaj Overdraft by Bajaj Finance is also a
good option.
Thanks,
Vaibhav
On Mon, 30 May 2022 at 00:42, faiyaz attar
wrote:
> Dear Access Indians,
>
> Greetings of the day.
>
> as the subject line suggests, I am looking for particular guidance on
> Sivil/credit score. I wanted to apply for a personal lone. If I am not
> wrong, sivil score depends upon the previous credit score histry. but,
> I do not havve such histry at all. now my concern is, if I wwish to
> apply for the personal lone, how shall I do? before few days, I
> checked my score,. it was 711.
> I want clerification on 3 things. 1. if I do not have the previous
> histry, then, how the financial institutions may annelize my credit
> histry?
> 2. if the score is less then 750, then what are the other possible
> ways to go forward to applying for personal lone?
> 3. if I am applying for the 1st time, then, how should I go forward with?
> 4. any guidance would be more helpfull on how to how to level-up and
> maintane a good score?
> any accessible apps for checking sivil score?
> Looking forward to here from all of you.
>
> Thanks in anticipation!
>
>
> --
> "Every problem is a part of the life, But, solving the problem is an
> art of the life"
>
> Thanks and regards,
> Faiyaz.A.
>
> Technical Head Consultant,
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