Re: [AI] Home Lona
hello rajesh sir, as the IBA circular states in last page that Loans must be made available to visually impaired customers as are offered to other customers and their impairment of vision should not be a criterion for sanctioning/denying a loan. No additional burden of interest payment, collateral and other terms should be imposed on the visually impaired customer. although its confusing that which types of lones are intrust free. please clairify the above statement as this could be helpful to most of the members. with thanks and regards gufran. hope to here - Original Message - From: Asudani, Rajesh rajeshasud...@rbi.org.in To: Saravanan sarva...@greytip.com; accessindia@accessindia.org.in Sent: Tuesday, November 29, 2011 10:28 AM Subject: Re: [AI] Home Lona Dear A VI is entitled to home loan like any other human being on same terms and conditions without any concessions/limitations... -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Saravanan Sent: Monday, November 28, 2011 6:30 PM To: accessindia@accessindia.org.in Subject: [AI] Home Lona Hello and hi friends, Good Evening to you all. I am having a doubt regarding Home Loan. Is it possible for a VI to avail Home Loan. Which bank is porviding Home Lonans for VI Persons. WHat might be the interest rate. What are the terms and condition for availing a Home Loan. Is there any concessions for VI Persons. What are the procedures to be carried out for availing it. Many of our (accessinida Groip) friends are working in Bank. Expecting your guidance as earliest. Thanks in advance Saravanan.K Bangalore +91 9916512402 Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Reserve Bank of India accepts no liability for any damage caused by any virus transmitted by this email. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] Home Lona
I don't think it is about interest free but no extra interest. Sent from my iPhone On Nov 29, 2011, at 7:28 PM, gufran gufran.ahmed1...@gmail.com wrote: hello rajesh sir, as the IBA circular states in last page that Loans must be made available to visually impaired customers as are offered to other customers and their impairment of vision should not be a criterion for sanctioning/denying a loan. No additional burden of interest payment, collateral and other terms should be imposed on the visually impaired customer. although its confusing that which types of lones are intrust free. please clairify the above statement as this could be helpful to most of the members. with thanks and regards gufran. hope to here - Original Message - From: Asudani, Rajesh rajeshasud...@rbi.org.in To: Saravanan sarva...@greytip.com; accessindia@accessindia.org.in Sent: Tuesday, November 29, 2011 10:28 AM Subject: Re: [AI] Home Lona Dear A VI is entitled to home loan like any other human being on same terms and conditions without any concessions/limitations... -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Saravanan Sent: Monday, November 28, 2011 6:30 PM To: accessindia@accessindia.org.in Subject: [AI] Home Lona Hello and hi friends, Good Evening to you all. I am having a doubt regarding Home Loan. Is it possible for a VI to avail Home Loan. Which bank is porviding Home Lonans for VI Persons. WHat might be the interest rate. What are the terms and condition for availing a Home Loan. Is there any concessions for VI Persons. What are the procedures to be carried out for availing it. Many of our (accessinida Groip) friends are working in Bank. Expecting your guidance as earliest. Thanks in advance Saravanan.K Bangalore +91 9916512402 Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Reserve Bank of India accepts no liability for any damage caused by any virus transmitted by this email. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] Home Lona
could you please upload the i b a circular and provide the link? - Original Message - From: li...@srinivasu.org li...@srinivasu.org To: accessindia@accessindia.org.in Cc: accessindia@accessindia.org.in Sent: Tuesday, November 29, 2011 8:16 PM Subject: Re: [AI] Home Lona I don't think it is about interest free but no extra interest. Sent from my iPhone On Nov 29, 2011, at 7:28 PM, gufran gufran.ahmed1...@gmail.com wrote: hello rajesh sir, as the IBA circular states in last page that Loans must be made available to visually impaired customers as are offered to other customers and their impairment of vision should not be a criterion for sanctioning/denying a loan. No additional burden of interest payment, collateral and other terms should be imposed on the visually impaired customer. although its confusing that which types of lones are intrust free. please clairify the above statement as this could be helpful to most of the members. with thanks and regards gufran. hope to here - Original Message - From: Asudani, Rajesh rajeshasud...@rbi.org.in To: Saravanan sarva...@greytip.com; accessindia@accessindia.org.in Sent: Tuesday, November 29, 2011 10:28 AM Subject: Re: [AI] Home Lona Dear A VI is entitled to home loan like any other human being on same terms and conditions without any concessions/limitations... -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Saravanan Sent: Monday, November 28, 2011 6:30 PM To: accessindia@accessindia.org.in Subject: [AI] Home Lona Hello and hi friends, Good Evening to you all. I am having a doubt regarding Home Loan. Is it possible for a VI to avail Home Loan. Which bank is porviding Home Lonans for VI Persons. WHat might be the interest rate. What are the terms and condition for availing a Home Loan. Is there any concessions for VI Persons. What are the procedures to be carried out for availing it. Many of our (accessinida Groip) friends are working in Bank. Expecting your guidance as earliest. Thanks in advance Saravanan.K Bangalore +91 9916512402 Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Reserve Bank of India accepts no liability for any damage caused by any virus transmitted by this email. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] Home Lona
Sir, I have been working with HSBC India Ltd which is a multi-national finance company. As per my knowledge, there is no such guideline from RBI for the special provisions in terms of rate of interest or any extra charges pertaining to any financial transactions. Please visit to the banking website. Read all terms and conditions carefully. As per my suggestions, you should apply loan from any of the nationalise bank those are reputedly good and trusted banks. Bank of India is one of them. Hope this helps. On Tue, 29 Nov 2011 20:16:55 +0530 wrote I don't think it is about interest free but no extra interest. Sent from my iPhone On Nov 29, 2011, at 7:28 PM, gufran wrote: hello rajesh sir, as the IBA circular states in last page that Loans must be made available to visually impaired customers as are offered to other customers and their impairment of vision should not be a criterion for sanctioning/denying a loan. No additional burden of interest payment, collateral and other terms should be imposed on the visually impaired customer. although its confusing that which types of lones are intrust free. please clairify the above statement as this could be helpful to most of the members. with thanks and regards gufran. hope to here - Original Message - From: Asudani, Rajesh To: Saravanan ; Sent: Tuesday, November 29, 2011 10:28 AM Subject: Re: [AI] Home Lona Dear A VI is entitled to home loan like any other human being on same terms and conditions without any concessions/limitations... -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Saravanan Sent: Monday, November 28, 2011 6:30 PM To: accessindia@accessindia.org.in Subject: [AI] Home Lona Hello and hi friends, Good Evening to you all. I am having a doubt regarding Home Loan. Is it possible for a VI to avail Home Loan. Which bank is porviding Home Lonans for VI Persons. WHat might be the interest rate. What are the terms and condition for availing a Home Loan. Is there any concessions for VI Persons. What are the procedures to be carried out for availing it. Many of our (accessinida Groip) friends are working in Bank. Expecting your guidance as earliest. Thanks in advance Saravanan.K Bangalore +91 9916512402 Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Reserve Bank of India accepts no liability for any damage caused by any virus transmitted by this email. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Amjad Ahmed Fitwala Cell: +91 9833762173 E-mail: amja
Re: [AI] Home Lona
Gufran The line simply means that because of blindness/vision impairment, no editional interest would be charged etc. It does not refer to interest free, in my understanding -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of gufran Sent: Tuesday, November 29, 2011 7:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] Home Lona hello rajesh sir, as the IBA circular states in last page that Loans must be made available to visually impaired customers as are offered to other customers and their impairment of vision should not be a criterion for sanctioning/denying a loan. No additional burden of interest payment, collateral and other terms should be imposed on the visually impaired customer. although its confusing that which types of lones are intrust free. please clairify the above statement as this could be helpful to most of the members. with thanks and regards gufran. hope to here - Original Message - From: Asudani, Rajesh rajeshasud...@rbi.org.in To: Saravanan sarva...@greytip.com; accessindia@accessindia.org.in Sent: Tuesday, November 29, 2011 10:28 AM Subject: Re: [AI] Home Lona Dear A VI is entitled to home loan like any other human being on same terms and conditions without any concessions/limitations... -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Saravanan Sent: Monday, November 28, 2011 6:30 PM To: accessindia@accessindia.org.in Subject: [AI] Home Lona Hello and hi friends, Good Evening to you all. I am having a doubt regarding Home Loan. Is it possible for a VI to avail Home Loan. Which bank is porviding Home Lonans for VI Persons. WHat might be the interest rate. What are the terms and condition for availing a Home Loan. Is there any concessions for VI Persons. What are the procedures to be carried out for availing it. Many of our (accessinida Groip) friends are working in Bank. Expecting your guidance as earliest. Thanks in advance Saravanan.K Bangalore +91 9916512402 Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Reserve Bank of India accepts no liability for any damage caused by any virus transmitted by this email. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Reserve Bank of India accepts no liability for any damage caused by any virus transmitted by this email. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any
Re: [AI] Home Lona
thank you sirs - Original Message - From: Asudani, Rajesh rajeshasud...@rbi.org.in To: accessindia@accessindia.org.in Sent: Wednesday, November 30, 2011 10:12 AM Subject: Re: [AI] Home Lona Gufran The line simply means that because of blindness/vision impairment, no editional interest would be charged etc. It does not refer to interest free, in my understanding -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of gufran Sent: Tuesday, November 29, 2011 7:28 PM To: accessindia@accessindia.org.in Subject: Re: [AI] Home Lona hello rajesh sir, as the IBA circular states in last page that Loans must be made available to visually impaired customers as are offered to other customers and their impairment of vision should not be a criterion for sanctioning/denying a loan. No additional burden of interest payment, collateral and other terms should be imposed on the visually impaired customer. although its confusing that which types of lones are intrust free. please clairify the above statement as this could be helpful to most of the members. with thanks and regards gufran. hope to here - Original Message - From: Asudani, Rajesh rajeshasud...@rbi.org.in To: Saravanan sarva...@greytip.com; accessindia@accessindia.org.in Sent: Tuesday, November 29, 2011 10:28 AM Subject: Re: [AI] Home Lona Dear A VI is entitled to home loan like any other human being on same terms and conditions without any concessions/limitations... -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Saravanan Sent: Monday, November 28, 2011 6:30 PM To: accessindia@accessindia.org.in Subject: [AI] Home Lona Hello and hi friends, Good Evening to you all. I am having a doubt regarding Home Loan. Is it possible for a VI to avail Home Loan. Which bank is porviding Home Lonans for VI Persons. WHat might be the interest rate. What are the terms and condition for availing a Home Loan. Is there any concessions for VI Persons. What are the procedures to be carried out for availing it. Many of our (accessinida Groip) friends are working in Bank. Expecting your guidance as earliest. Thanks in advance Saravanan.K Bangalore +91 9916512402 Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Reserve Bank of India accepts no liability for any damage caused by any virus transmitted by this email. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Reserve Bank of India accepts no liability for any damage caused by any virus transmitted by this email. Search for old postings at: http://www.mail-archive.com/accessindia
[AI] Home Lona
Hello and hi friends, Good Evening to you all. I am having a doubt regarding Home Loan. Is it possible for a VI to avail Home Loan. Which bank is porviding Home Lonans for VI Persons. WHat might be the interest rate. What are the terms and condition for availing a Home Loan. Is there any concessions for VI Persons. What are the procedures to be carried out for availing it. Many of our (accessinida Groip) friends are working in Bank. Expecting your guidance as earliest. Thanks in advance Saravanan.K Bangalore +91 9916512402 Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
Re: [AI] Home Lona
Dear A VI is entitled to home loan like any other human being on same terms and conditions without any concessions/limitations... -Original Message- From: accessindia-boun...@accessindia.org.in [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Saravanan Sent: Monday, November 28, 2011 6:30 PM To: accessindia@accessindia.org.in Subject: [AI] Home Lona Hello and hi friends, Good Evening to you all. I am having a doubt regarding Home Loan. Is it possible for a VI to avail Home Loan. Which bank is porviding Home Lonans for VI Persons. WHat might be the interest rate. What are the terms and condition for availing a Home Loan. Is there any concessions for VI Persons. What are the procedures to be carried out for availing it. Many of our (accessinida Groip) friends are working in Bank. Expecting your guidance as earliest. Thanks in advance Saravanan.K Bangalore +91 9916512402 Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Notice: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the intended recipient, any dissemination, use, review, distribution, printing or copying of the information contained in this e-mail message and/or attachments to it are strictly prohibited. If you have received this email by error, please notify us by return e-mail or telephone and immediately and permanently delete the message and any attachments. The recipient should check this email and any attachments for the presence of viruses. The Reserve Bank of India accepts no liability for any damage caused by any virus transmitted by this email. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
