Stus-List Re: Insurance - again

[David Risch via CnC-List]

How do you sink a Hinkley?

From: Danny Haughey via CnC-List 
Sent: Tuesday, January 3, 2023 11:01 AM
To: Stus-List 
Cc: djhaug...@juno.com
Subject: Stus-List Re: Insurance - again

Kind of a side note to this.  An owner of the company he works for bought a 
completely renovated Hinkley 60 in Florida.  He left Florida in it to bring it 
back to New England and it sank 100 miles off shore.   Insurance said he 
shouldn't have been more that 40 miles of shore and they aren't covering the 
loss.   I saw the listing for the boat and the coat guard coverage of the 
rescue.  The boat listed fur just under $1,000,000!

They are fighting it.   As was already stated, read the policy (and replace 
your standing rigging!).

Danny

On Jan 3, 2023 10:32 AM, Joel Aronson via CnC-List 
mailto:cnc-list@cnc-list.com>> wrote:
Happy New Year!

I've been looking for insurance to cover our boat in the Caribbean and Med.

READ THE POLICY BEFORE YOU BUY!

I got what I thought was a good quote through a British broker until I read 
that the value of the mast decreased by 5% per year - i.e. a 20 year old mast 
was not insured.

Joel
Rule One Hylas 49
Former owner The Office C 35/3

Please show your appreciation for this list and the Photo Album site and help 
me pay the associated bills.  Make a contribution at:
https://www.paypal.me/stumurray
Thanks for your help.
Stu

Stus-List Re: Insurance - again

[Korbey Hunt via CnC-List]

I decided to self insure my 1980 34 C  I have a liability only policy.  Very 
reasonable

Get Outlook for Android

From: Joel Aronson via CnC-List 
Sent: Tuesday, January 3, 2023 8:32:28 AM
To: cnc-list 
Cc: Joel Aronson 
Subject: Stus-List Insurance - again

Happy New Year!

I've been looking for insurance to cover our boat in the Caribbean and Med.

READ THE POLICY BEFORE YOU BUY!

I got what I thought was a good quote through a British broker until I read 
that the value of the mast decreased by 5% per year - i.e. a 20 year old mast 
was not insured.

Joel
Rule One Hylas 49
Former owner The Office C 35/3

Please show your appreciation for this list and the Photo Album site and help 
me pay the associated bills.  Make a contribution at:
https://www.paypal.me/stumurray
Thanks for your help.
Stu

Stus-List Re: Insurance - again

[Joel Delamirande via CnC-List]

Poor hinkley
On Tue, Jan 3, 2023 at 11:02 AM Danny Haughey via CnC-List <
cnc-list@cnc-list.com> wrote:

> Kind of a side note to this.  An owner of the company he works for bought
> a completely renovated Hinkley 60 in Florida.  He left Florida in it to
> bring it back to New England and it sank 100 miles off shore.   Insurance
> said he shouldn't have been more that 40 miles of shore and they aren't
> covering the loss.   I saw the listing for the boat and the coat guard
> coverage of the rescue.  The boat listed fur just under $1,000,000!
>
> They are fighting it.   As was already stated, read the policy (and
> replace your standing rigging!).
>
> Danny
>
> On Jan 3, 2023 10:32 AM, Joel Aronson via CnC-List 
> wrote:
>
> Happy New Year!
>
> I've been looking for insurance to cover our boat in the Caribbean and Med.
>
> READ THE POLICY BEFORE YOU BUY!
>
> I got what I thought was a good quote through a British broker until I
> read that the value of the mast decreased by 5% per year - i.e. a 20 year
> old mast was not insured.
>
> Joel
> Rule One Hylas 49
> Former owner The Office C 35/3
>
>
> Please show your appreciation for this list and the Photo Album site and
> help me pay the associated bills.  Make a contribution at:
> https://www.paypal.me/stumurray
> Thanks for your help.
> Stu

-- 
Joel Delamirande
*www.jdroofing.ca *
Please show your appreciation for this list and the Photo Album site and help 
me pay the associated bills.  Make a contribution at:
https://www.paypal.me/stumurray
Thanks for your help.
Stu

Stus-List Re: Insurance - again

[Danny Haughey via CnC-List]

Kind of a side note to this.  An owner of the company he works for bought a completely renovated Hinkley 60 in Florida.  He left Florida in it to bring it back to New England and it sank 100 miles off shore.   Insurance said he shouldn't have been more that 40 miles of shore and they aren't covering the loss.   I saw the listing for the boat and the coat guard coverage of the rescue.  The boat listed fur just under $1,000,000!They are fighting it.   As was already stated, read the policy (and replace your standing rigging!).DannyOn Jan 3, 2023 10:32 AM, Joel Aronson via CnC-List  wrote:Happy New Year!I've been looking for insurance to cover our boat in the Caribbean and Med.READ THE POLICY BEFORE YOU BUY!I got what I thought was a good quote through a British broker until I read that the value of the mast decreased by 5% per year - i.e. a 20 year old mast was not insured.  JoelRule One Hylas 49Former owner The Office C 35/3  
Please show your appreciation for this list and the Photo Album site and help 
me pay the associated bills.  Make a contribution at:
https://www.paypal.me/stumurray
Thanks for your help.
Stu

Stus-List Re: Insurance - again

[Bob Mann via CnC-List]

I'm in the process of getting quotes for my '71 C  One company will insure 
the hull to agreed value but not the rigging unless I get a rigging inspection.

Bob Mann
Mystic
Detroit, MI

> On 01/03/2023 10:43 AM ALAN BERGEN via CnC-List  
> wrote:
> 
> 
> Spars and rigging are usually depreciated 5% per year, but if the boat is 
> totaled, the boat, spars and rigging are covered for whatever hull insurance 
> coverage you have - no depreciation.
> 
> Alan Bergen
> 35 Mk III Thirsty
> Rose City YC
> Portland, OR
> 
> 
> 
> On Tue, Jan 3, 2023 at 7:33 AM Joel Aronson via CnC-List 
> mailto:cnc-list@cnc-list.com > wrote:
> 
> > > Happy New Year!
> > 
> > I've been looking for insurance to cover our boat in the Caribbean 
> > and Med.
> > 
> > READ THE POLICY BEFORE YOU BUY!
> > 
> > I got what I thought was a good quote through a British broker 
> > until I read that the value of the mast decreased by 5% per year - i.e. a 
> > 20 year old mast was not insured.  
> > 
> > Joel
> > Rule One Hylas 49
> > Former owner The Office C 35/3  
> > 
> > Please show your appreciation for this list and the Photo Album 
> > site and help me pay the associated bills.  Make a contribution at:
> > 
> > https://urldefense.com/v3/__https://www.paypal.me/stumurray__;!!LIr3w8kk_Xxm!swyHP5xr3SGkxmGXm7UfM-MwKjn7k8oGTWL1e8YejiJIo7nVsPnaSgodbprO6ZGQX8viYNdEeuvRVwusa5dLORo$
> > Thanks for your help.
> > Stu
> > 
> > > Please show your appreciation for this list and the Photo Album 
> > site and help me pay the associated bills. Make a contribution at:
> https://www.paypal.me/stumurray
> Thanks for your help.
> Stu
> 
Please show your appreciation for this list and the Photo Album site and help 
me pay the associated bills.  Make a contribution at:
https://www.paypal.me/stumurray
Thanks for your help.
Stu

Stus-List Re: Insurance - again

[ALAN BERGEN via CnC-List]

Spars and rigging are usually depreciated 5% per year, but if the boat is
totaled, the boat, spars and rigging are covered for whatever hull
insurance coverage you have - no depreciation.

Alan Bergen
35 Mk III Thirsty
Rose City YC
Portland, OR



On Tue, Jan 3, 2023 at 7:33 AM Joel Aronson via CnC-List <
cnc-list@cnc-list.com> wrote:

> Happy New Year!
>
> I've been looking for insurance to cover our boat in the Caribbean and Med.
>
> READ THE POLICY BEFORE YOU BUY!
>
> I got what I thought was a good quote through a British broker until I
> read that the value of the mast decreased by 5% per year - i.e. a 20 year
> old mast was not insured.
>
> Joel
> Rule One Hylas 49
> Former owner The Office C 35/3
>
> Please show your appreciation for this list and the Photo Album site and
> help me pay the associated bills.  Make a contribution at:
>
> https://urldefense.com/v3/__https://www.paypal.me/stumurray__;!!LIr3w8kk_Xxm!swyHP5xr3SGkxmGXm7UfM-MwKjn7k8oGTWL1e8YejiJIo7nVsPnaSgodbprO6ZGQX8viYNdEeuvRVwusa5dLORo$
> Thanks for your help.
> Stu
Please show your appreciation for this list and the Photo Album site and help 
me pay the associated bills.  Make a contribution at:
https://www.paypal.me/stumurray
Thanks for your help.
Stu