Re: [Coworking] Credit Card Processors and Gateways

[Jerome Chang]

ACH can take 5-7 business days, according to a few processors I’ve asked, but 
for the record, I didn’t really hunt for the best one. We’ve been testing out 
FreshBooks for ACH and despite their claim that it would take 5 biz days, we 
often get deposits within 1-2 biz days.

Has anyone tried QuickBooks’ ACH feature? They also say 5-7 business days or 
something, but that for us is not compelling.

JEROME CHANG
talk to us: (323) 330-9505
chat w/ us: http://www.BLANKSPACES.com/chat

WEST: Santa Monica | 1450 2nd St (@Broadway)
CENTRAL: Culver City | 9415 Culver Blvd  (@Main St)
EAST: DTLA | 529 S. Broadway, Ste 400 (@Pershing Sq)
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SOUTH: Long Beach | 309 Pine Ave (@Broadway) - opening 2018

> On Aug 30, 2018, at 7:30 PM, Brian Burgett  wrote:
> 
> I took the easy way out and went with Stripe. I was set up in 15 minutes. 
> Pricing is fair with no setup or monthly fees, just 2.9% of the transaction 
> and $.30 per transaction. There are no contracts to worry about. When we 
> expand to more locations it may be beneficial to go with a processor that 
> charges based on what card is being used (Certain cards have lower rates). 
> You will then have monthly fees also, so you need to be doing volume to beat 
> Stripe. 
> 
> Now I have a question for the Stripe users...
> 
> Do you accept ACH (bank account) payments?
> 
> The rate is only .8% per transaction (that's cheap).
> 
> But, it looks like the integration is difficult. Plaid is used in conjunction 
> with Stripe. The documentation Stripe sent me states vendors must verify 
> member accounts.
> 
> Is all of this done within the Stripe integration, or is there more to it? 
> 
> 
> 
> Thanks in advance!
> 
> 
> 
> 
> 
> 
> Brian Burgett
> 513-609-4777
> www.QueenCityCoworking.com
> 
>> On Wed, Aug 22, 2018 at 11:17 PM, Brian Burgett  
>> wrote:
>> Thank you Jacob!
>> They seem to have an overlap with Nexudus on some features. I will check if 
>> they integrate just as a gateway and processor.
>> 
>>> On Tue, Aug 21, 2018 at 4:11 PM, Jacob Sayles  
>>> wrote:
>>> I was very excited when I found Helcim.  Weird name but I really like how 
>>> they operate.  They don't have a pushy sales team and do have really great 
>>> APIs for integration.  Good rates too.  https://www.helcim.com
>>> 
>>> Jacob
>>> 
>>> ---
>>> Office Nomads - Individuality without Isolation
>>> http://www.officenomads.com -  (206) 323-6500
>>> 
>>> 
 On Tue, Aug 21, 2018 at 11:59 AM Brad Attig  
 wrote:
 We're pretty happy with the Stripe integrate but interested in what others 
 are doing.
 

 Brad Attig
 CEO at Foundry Collective
 Phone  541.812.1911  
 Email  b...@corvallisfoundry.com
 Website  www.corvallisfoundry.com

 Learn about the Foundry Startup Resource Fair Sept 13th 4 - 7 PM Corvallis 
 Odd Fellows
 
> On Tue, Aug 21, 2018 at 11:24 AM,  wrote:
> I am using Nexudus and will be collecting all membership fees via online 
> processing. I understand I need a gateway and a credit card processor. My 
> bank wants to do it all :) Of course they do. They say they match all 
> prices and my deposits will be available in 24 hours. Is this standard or 
> an extra benefit? 
> 
> My bank would prefer to use Authorize.net as the gateway. Can I do 
> better? Nexudus integrates with most processors.
> 
> How do you handle your processing?
> 
> I would like to figure this out upfront instead of having to correct it 
> later.
> 
> Thanks for your response!
> 
> Brian Burgett
> Queen City Coworking
> 
> 
> 
> 
> 
> 
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Re: [Coworking] Credit Card Processors and Gateways

[Ten Below]

I have deployed dozens of Gateways and Hands down Stripe is by the best.
Stick with Stripe!

On Wed, Aug 22, 2018 at 10:25 AM, Jana Greer  wrote:

> Authorize Net is a great company to use. Check out going through
> Heartland..will save you fees. ☺️
>
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-- 
Richard Stuart
*Ten Below Coworking*
p: (218) 464-9724
w: 10belowcoworking.org  e: i...@10belowcoworking.org





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Re: [Coworking] Credit Card Processors and Gateways

[Jana Greer]

Authorize Net is a great company to use. Check out going through 
Heartland..will save you fees. ☺️

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Re: [Coworking] Credit Card Processors and Gateways

[Adrian Palacios]

Hi Brian,

Regarding the comment from Hasan. Nexudus uses an intermediate credit card 
vault service so the card details are never stored in the gateway directly. 
This makes migrating to any of the supported gateways very easy and means 
you won't be stuck with Authorize.net or have to ask for credit card 
details again to members if you decide to change gateway or find a better 
rate down the line.



On Tuesday, August 21, 2018 at 11:20:46 PM UTC+1, Sphere mail wrote:
>
> Yes you have to re-input their CC info into the new system. if you ask 
> Authorize to send those existing subscribers to another gateway you'd have 
> to pay. However, Stripe gives this flexibility should you decide to leave 
> them and help you with the process.
>
> I would be careful with handling user CCs as it may trigger PCI non 
> compliance.
>
> Sincerely,
>
> *Hasan Mirjan*Founder and CEO
> *SphereMail.co *
> *+1 888-818-6477*
>
>
> On Tue, Aug 21, 2018 at 2:59 PM, Jerome Chang  > wrote:
>
>> But if you’re using a platform that uses Authorize, shouldn’t those 
>> customer info be within the platform? Or are you talking about having to re 
>> input cards on file?
>>
>> Jerome
>> www.BLANKSPACES.com
>>
>> On Aug 21, 2018, at 2:53 PM, Sphere mail > > wrote:
>>
>> Hi Brian,
>>
>> I recommend staying away from Authorize. You could be be stuck with them, 
>> and if you decide to move to another gateway they may ask you to pay in 
>> excess of $500 to migrate your existing customers to another gateway. This 
>> was out experience in the past, 8 years ago.
>>
>>
>> Sincerely,
>>
>> *Hasan Mirjan *Founder and CEO
>> *SphereMail.co *
>>
>> *+1 888-818-6477 * 
>>
>> On Tue, Aug 21, 2018 at 11:24 AM, > 
>> wrote:
>>
>>> I am using Nexudus and will be collecting all membership fees via online 
>>> processing. I understand I need a gateway and a credit card processor. My 
>>> bank wants to do it all :) Of course they do. They say they match all 
>>> prices and my deposits will be available in 24 hours. Is this standard or 
>>> an extra benefit? 
>>>
>>> My bank would prefer to use Authorize.net as the gateway. Can I do 
>>> better? Nexudus integrates with most processors.
>>>
>>> How do you handle your processing?
>>>
>>> I would like to figure this out upfront instead of having to correct it 
>>> later.
>>>
>>> Thanks for your response!
>>>
>>> Brian Burgett
>>> Queen City Coworking
>>>
>>>
>>>
>>>
>>>
>>>
>>> -- 
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>>>
>>
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>
>

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Re: [Coworking] Credit Card Processors and Gateways

[Sphere mail]

Yes you have to re-input their CC info into the new system. if you ask
Authorize to send those existing subscribers to another gateway you'd have
to pay. However, Stripe gives this flexibility should you decide to leave
them and help you with the process.

I would be careful with handling user CCs as it may trigger PCI non
compliance.

Sincerely,

*Hasan Mirjan*Founder and CEO
*SphereMail.co *
*+1 888-818-6477*


On Tue, Aug 21, 2018 at 2:59 PM, Jerome Chang 
wrote:

> But if you’re using a platform that uses Authorize, shouldn’t those
> customer info be within the platform? Or are you talking about having to re
> input cards on file?
>
> Jerome
> www.BLANKSPACES.com
>
> On Aug 21, 2018, at 2:53 PM, Sphere mail  wrote:
>
> Hi Brian,
>
> I recommend staying away from Authorize. You could be be stuck with them,
> and if you decide to move to another gateway they may ask you to pay in
> excess of $500 to migrate your existing customers to another gateway. This
> was out experience in the past, 8 years ago.
>
>
> Sincerely,
>
> *Hasan Mirjan *Founder and CEO
> *SphereMail.co *
>
> *+1 888-818-6477 *
>
> On Tue, Aug 21, 2018 at 11:24 AM,  wrote:
>
>> I am using Nexudus and will be collecting all membership fees via online
>> processing. I understand I need a gateway and a credit card processor. My
>> bank wants to do it all :) Of course they do. They say they match all
>> prices and my deposits will be available in 24 hours. Is this standard or
>> an extra benefit?
>>
>> My bank would prefer to use Authorize.net as the gateway. Can I do
>> better? Nexudus integrates with most processors.
>>
>> How do you handle your processing?
>>
>> I would like to figure this out upfront instead of having to correct it
>> later.
>>
>> Thanks for your response!
>>
>> Brian Burgett
>> Queen City Coworking
>>
>>
>>
>>
>>
>>
>> --
>> You received this message because you are subscribed to the Google Groups
>> "Coworking" group.
>> To unsubscribe from this group and stop receiving emails from it, send an
>> email to coworking+unsubscr...@googlegroups.com.
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>>
>
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Re: [Coworking] Credit Card Processors and Gateways

[Jerome Chang]

But if you’re using a platform that uses Authorize, shouldn’t those customer 
info be within the platform? Or are you talking about having to re input cards 
on file?

Jerome
www.BLANKSPACES.com

> On Aug 21, 2018, at 2:53 PM, Sphere mail  wrote:
> 
> Hi Brian,
> 
> I recommend staying away from Authorize. You could be be stuck with them, and 
> if you decide to move to another gateway they may ask you to pay in excess of 
> $500 to migrate your existing customers to another gateway. This was out 
> experience in the past, 8 years ago.
> 
> 
> Sincerely,
> Hasan Mirjan
> Founder and CEO
> SphereMail.co
> +1 888-818-6477
> 
> 
>> On Tue, Aug 21, 2018 at 11:24 AM,  wrote:
>> I am using Nexudus and will be collecting all membership fees via online 
>> processing. I understand I need a gateway and a credit card processor. My 
>> bank wants to do it all :) Of course they do. They say they match all prices 
>> and my deposits will be available in 24 hours. Is this standard or an extra 
>> benefit? 
>> 
>> My bank would prefer to use Authorize.net as the gateway. Can I do better? 
>> Nexudus integrates with most processors.
>> 
>> How do you handle your processing?
>> 
>> I would like to figure this out upfront instead of having to correct it 
>> later.
>> 
>> Thanks for your response!
>> 
>> Brian Burgett
>> Queen City Coworking
>> 
>> 
>> 
>> 
>> 
>> 
>> -- 
>> You received this message because you are subscribed to the Google Groups 
>> "Coworking" group.
>> To unsubscribe from this group and stop receiving emails from it, send an 
>> email to coworking+unsubscr...@googlegroups.com.
>> For more options, visit https://groups.google.com/d/optout.
> 
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Re: [Coworking] Credit Card Processors and Gateways

[Sphere mail]

Hi Brian,

I recommend staying away from Authorize. You could be be stuck with them,
and if you decide to move to another gateway they may ask you to pay in
excess of $500 to migrate your existing customers to another gateway. This
was out experience in the past, 8 years ago.


Sincerely,

*Hasan Mirjan *Founder and CEO
*SphereMail.co *

*+1 888-818-6477 *

On Tue, Aug 21, 2018 at 11:24 AM,  wrote:

> I am using Nexudus and will be collecting all membership fees via online
> processing. I understand I need a gateway and a credit card processor. My
> bank wants to do it all :) Of course they do. They say they match all
> prices and my deposits will be available in 24 hours. Is this standard or
> an extra benefit?
>
> My bank would prefer to use Authorize.net as the gateway. Can I do better?
> Nexudus integrates with most processors.
>
> How do you handle your processing?
>
> I would like to figure this out upfront instead of having to correct it
> later.
>
> Thanks for your response!
>
> Brian Burgett
> Queen City Coworking
>
>
>
>
>
>
> --
> You received this message because you are subscribed to the Google Groups
> "Coworking" group.
> To unsubscribe from this group and stop receiving emails from it, send an
> email to coworking+unsubscr...@googlegroups.com.
> For more options, visit https://groups.google.com/d/optout.
>

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Re: [Coworking] Credit Card Processors and Gateways

[Jacob Sayles]

I was very excited when I found Helcim.  Weird name but I really like how
they operate.  They don't have a pushy sales team and do have really great
APIs for integration.  Good rates too.  https://www.helcim.com

Jacob

---
Office Nomads - Individuality without Isolation
http://www.officenomads.com -  (206) 323-6500


On Tue, Aug 21, 2018 at 11:59 AM Brad Attig 
wrote:

> We're pretty happy with the Stripe integrate but interested in what others
> are doing.
>
> Brad Attig
> CEO at Foundry Collective
> Phone  541.812.1911
> <541.812.1911+?utm_source=WiseStamp_medium=email_term=_content=_campaign=signature>
>
> Email  b...@corvallisfoundry.com
> Website  www.corvallisfoundry.com
> 
>
>
> 
> 
> 
> Learn about the Foundry Startup Resource Fair Sept 13th 4 - 7 PM Corvallis
> Odd Fellows
> 
>
> On Tue, Aug 21, 2018 at 11:24 AM,  wrote:
>
>> I am using Nexudus and will be collecting all membership fees via online
>> processing. I understand I need a gateway and a credit card processor. My
>> bank wants to do it all :) Of course they do. They say they match all
>> prices and my deposits will be available in 24 hours. Is this standard or
>> an extra benefit?
>>
>> My bank would prefer to use Authorize.net as the gateway. Can I do
>> better? Nexudus integrates with most processors.
>>
>> How do you handle your processing?
>>
>> I would like to figure this out upfront instead of having to correct it
>> later.
>>
>> Thanks for your response!
>>
>> Brian Burgett
>> Queen City Coworking
>>
>>
>>
>>
>>
>>
>> --
>> You received this message because you are subscribed to the Google Groups
>> "Coworking" group.
>> To unsubscribe from this group and stop receiving emails from it, send an
>> email to coworking+unsubscr...@googlegroups.com.
>> For more options, visit https://groups.google.com/d/optout.
>>
>
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Re: [Coworking] Credit Card Processors and Gateways

[Brad Attig]

We're pretty happy with the Stripe integrate but interested in what others
are doing.

Brad Attig
CEO at Foundry Collective
Phone  541.812.1911
<541.812.1911+?utm_source=WiseStamp_medium=email_term=_content=_campaign=signature>

Email  b...@corvallisfoundry.com
Website  www.corvallisfoundry.com





Learn about the Foundry Startup Resource Fair Sept 13th 4 - 7 PM Corvallis
Odd Fellows


On Tue, Aug 21, 2018 at 11:24 AM,  wrote:

> I am using Nexudus and will be collecting all membership fees via online
> processing. I understand I need a gateway and a credit card processor. My
> bank wants to do it all :) Of course they do. They say they match all
> prices and my deposits will be available in 24 hours. Is this standard or
> an extra benefit?
>
> My bank would prefer to use Authorize.net as the gateway. Can I do better?
> Nexudus integrates with most processors.
>
> How do you handle your processing?
>
> I would like to figure this out upfront instead of having to correct it
> later.
>
> Thanks for your response!
>
> Brian Burgett
> Queen City Coworking
>
>
>
>
>
>
> --
> You received this message because you are subscribed to the Google Groups
> "Coworking" group.
> To unsubscribe from this group and stop receiving emails from it, send an
> email to coworking+unsubscr...@googlegroups.com.
> For more options, visit https://groups.google.com/d/optout.
>

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[Coworking] Credit Card Processors and Gateways

[brian]

I am using Nexudus and will be collecting all membership fees via online 
processing. I understand I need a gateway and a credit card processor. My 
bank wants to do it all :) Of course they do. They say they match all 
prices and my deposits will be available in 24 hours. Is this standard or 
an extra benefit? 

My bank would prefer to use Authorize.net as the gateway. Can I do better? 
Nexudus integrates with most processors.

How do you handle your processing?

I would like to figure this out upfront instead of having to correct it 
later.

Thanks for your response!

Brian Burgett
Queen City Coworking






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