Re: (External):Re: Were you at SHARE in Seattle? Watch your credit card statements!

2015-11-22 Thread J O Skip Robinson
None of my cards has been chipified, surprising considering the size of the 
issuing institutions. I shopped yesterday at an upscale supermarket using my 
magstripe card. The clerk pointed out that the card machine included a chip 
reader but allowed that it had not yet been activated, so I would have had to 
swipe a chip card anyway. 

Bank of America offers an online service called ShopSafe, which will generate a 
fictitious number with user-specified expiration date and--most 
important--transaction limit. I almost always use this for online transactions, 
but it offers no solace for in-person use. Sort of reverses the popular view of 
relative security.

.
.
.
J.O.Skip Robinson
Southern California Edison Company
Electric Dragon Team Paddler 
SHARE MVS Program Co-Manager
626-302-7535 Office
323-715-0595 Mobile
jo.skip.robin...@sce.com

-Original Message-
From: IBM Mainframe Discussion List [mailto:IBM-MAIN@LISTSERV.UA.EDU] On Behalf 
Of Joel C. Ewing
Sent: Sunday, November 22, 2015 6:43 AM
To: IBM-MAIN@LISTSERV.UA.EDU
Subject: (External):Re: Were you at SHARE in Seattle? Watch your credit card 
statements!

On 11/21/2015 10:27 AM, Robert A. Rosenberg wrote:
> At 09:04 -0700 on 11/21/2015, Paul Gilmartin wrote about Re: Were you 
> at SHARE in Seattle? Watch your credit card st:
>
>> On 11/21/2015 08:49 AM, Bob Shannon wrote:
>>>>  Maybe someone should raise a requirement that the SHARE Hotels 
>>>> credit card system should be secure.
>>>  Seriously Ed? Do you really think a major hotel chain is going to 
>>> tell potential customers their credit card system is insecure?
>>>   
>> Credit card companies are on the verge of providing an incentive by 
>> making vendors liable for fraudulent charges on insecure credit 
>> cards.
>
> That went into effect as of October 1. That is why all the credit 
> cards are being reissued with chips. If a card with a chip is 
> presented to a merchant and the card is swiped in lieu of the chip 
> being read, the merchant is responsible for the fraudulent charge.
>
>>
>> -- gil
>>
>
The biggest incentive was on merchants to get chip-card-capable readers in 
place to avoid higher fraud liability, and at least most of the merchants I 
frequent have complied,  With enough compliance by the merchants (which lowers 
odds of offloading fraud liability to non-complying merchants), there appears 
to be much less incentive for the credit card issuers to hurry up with the new 
cards -- only 1 in 5 of the cards I regularly use have been updated to chip 
technology so far.

-- 
Joel C. Ewing,Bentonville, AR   jcew...@acm.org

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Re: (External):Re: Were you at SHARE in Seattle? Watch your credit card statements!

2015-11-22 Thread Charles Mills
It is all about managing perception, and people's perception is that online
is riskier. 

Charles
-Original Message-
From: IBM Mainframe Discussion List [mailto:IBM-MAIN@LISTSERV.UA.EDU] On
Behalf Of J O Skip Robinson
Sent: Sunday, November 22, 2015 8:49 AM
To: IBM-MAIN@LISTSERV.UA.EDU
Subject: Re: (External):Re: Were you at SHARE in Seattle? Watch your credit
card statements!

None of my cards has been chipified, surprising considering the size of the
issuing institutions. I shopped yesterday at an upscale supermarket using my
magstripe card. The clerk pointed out that the card machine included a chip
reader but allowed that it had not yet been activated, so I would have had
to swipe a chip card anyway. 

Bank of America offers an online service called ShopSafe, which will
generate a fictitious number with user-specified expiration date and--most
important--transaction limit. I almost always use this for online
transactions, but it offers no solace for in-person use. Sort of reverses
the popular view of relative security.

--
For IBM-MAIN subscribe / signoff / archive access instructions,
send email to lists...@listserv.ua.edu with the message: INFO IBM-MAIN


Re: (External):Re: Were you at SHARE in Seattle? Watch your credit card statements!

2015-11-22 Thread Vince Coen

Best method for paying online I have found is using Paypal.



On 22/11/15 17:57, Charles Mills wrote:

It is all about managing perception, and people's perception is that online
is riskier.

Charles
-Original Message-
From: IBM Mainframe Discussion List [mailto:IBM-MAIN@LISTSERV.UA.EDU] On
Behalf Of J O Skip Robinson
Sent: Sunday, November 22, 2015 8:49 AM
To: IBM-MAIN@LISTSERV.UA.EDU
Subject: Re: (External):Re: Were you at SHARE in Seattle? Watch your credit
card statements!

None of my cards has been chipified, surprising considering the size of the
issuing institutions. I shopped yesterday at an upscale supermarket using my
magstripe card. The clerk pointed out that the card machine included a chip
reader but allowed that it had not yet been activated, so I would have had
to swipe a chip card anyway.

Bank of America offers an online service called ShopSafe, which will
generate a fictitious number with user-specified expiration date and--most
important--transaction limit. I almost always use this for online
transactions, but it offers no solace for in-person use. Sort of reverses
the popular view of relative security.

--
For IBM-MAIN subscribe / signoff / archive access instructions,
send email to lists...@listserv.ua.edu with the message: INFO IBM-MAIN




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