Re: [mailop] Tangent: Banks and imprint requirements in Germany
I was just thinking that the t-online thread had finally died and then 70 new emails in this folder when I opened it just now. Thanks. On Sun, 23 Oct 2022, Graeme Fowler via mailop wrote: [Admin Note] Guys, ladies, people, fellow humans... I spend a couple of days dealing with a work-based major incident and a weekend playing with racing cars (email me off list if you require an explanation of that!) and I open my email and... 90+ emails about laws in Germany. Please stop it. If you ever have to prefix a subject with "Tangent" or "OT" or something similar, save it as a draft and go for a walk. When you've finished the walk, please delete the draft. Please, for the love of $deity, keep it to email operations! Thanks Graeme -- Yes. $deity can be undef or NULL. -- Simon Lyall | Very Busy | Web: http://www.simonlyall.com/ "To stay awake all night adds a day to your life" - Stilgar ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
[Admin Note] Guys, ladies, people, fellow humans... I spend a couple of days dealing with a work-based major incident and a weekend playing with racing cars (email me off list if you require an explanation of that!) and I open my email and... 90+ emails about laws in Germany. Please stop it. If you ever have to prefix a subject with "Tangent" or "OT" or something similar, save it as a draft and go for a walk. When you've finished the walk, please delete the draft. Please, for the love of $deity, keep it to email operations! Thanks Graeme -- Yes. $deity can be undef or NULL. ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Hello Sebastian, Am 22.10.22 um 23:55 schrieb Sebastian Nielsen via mailop: Germany and Sweden do not. And only paid online services require a imprint, free OR personal online services do not in germany. I think that is too much of a generalisation. German law mandates that an imprint is provided for a service that is "geschäftsmässig", which the dictionary translates as business-like. Courts have upheld that even placing an ad banner on your website constitutes Geschäftsmässigkeit, regardless if you collect money for your service or not. A rather fine example has been the Landgericht Essen in Az 4 0 256/11, which upheld that mentioning a literature suggestion, while not even naming book or author, invites the visitor to come back later and thus helps further the sale of said book. As not having an imprint when being required to used to open one up for costly cease and desist, in most cases the recommendation was to put an imprint online, to be on the safe side. German courts, by the way, consider websites in german language geared towards a german audience, and thus construct the imprint need for foreign companies as well (cf. LG Frankfurt a.M.., ruling from 28.03.2003 – Az. 3-12 O 151/02, KG Berlin ruling from 08.04.2016 (Az. 5 U 156/14)). The imprint requirement for commercial entities should be applicable in the entire European Union, according to art. 5 paragraph 1 of the E-Commerce Directive (https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32000L0031). The "usual suspects" comply (eg. https://www.google.de/contact/impressum.html) Best regards Johannes ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
No. Its more like, you put a phone in a public space. That phone can only be used to reach you, not anyone else. But you are still bound by laws that apply to payphones, even tough that phone only can be used to call you. (I don't think such laws exist anymore since payphones are effectively dead) The tricky part is that the lawmakers want to make the laws technology-neutral (regardless of which protocol is used over the wire, the same laws should apply), so same laws apply regardless of If you run TCP, UDP, GRE, whatever over the wire. That’s why, if you receive email, your email server provides a service to the public, in the same way a public website is providing a service to the public. Its still packets over the wire. You need to start thinking on layer 3 (the raw signals over the wire that reach end2end) and not layer 7 (the payload). It would be impossible to write a law that covers everything that can be sent in layer 7 and have different definitions on "public service" depending on what protocol are used. If you have a contact form on your website - of course, you would say it’s a public service. Whats the difference on a SMTP server that only receives mail? -Ursprungligt meddelande- Från: Slavko via mailop Skickat: den 23 oktober 2022 10:23 Till: 'Mailing List' Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany Dňa 23. októbra 2022 2:40:42 UTC používateľ Sebastian Nielsen via mailop napísal: >Telemedia law, requires a basic imprint for all sites that is not only >accessible for personal usage or family usage (if you give one single >person access outside, it requires an imprint, even if that person is a >friend. Only personal and family – which is mother, father, childs is >permitted) > >This also applies to RECEIVING mail on port 25, this requires a website with a >imprint. Do not forget about public phone services. If you have "normal" phone, in means that when anyone on the world will type your phone number -- your phone will ring, thus you are providing public phone service (as you are RECEIVING calls) and must have imprint on web site. In other words, do you have phone without web site? Power off it immediatelly! (Please do not ask me, how to link phone number with web site, as i have no idea) And do not forget how TCP/IP works, after you start any network connection, you must open particular port to public to be able to receive response, and as you will be receiving communication on that port, you start to provide public service and thus you must have website! (Please, ignore the firewalls for now). Thus eg. any facebook/gmail/etc user must have web site with imprint (once again, i have no idea how to link that). If that is what particular law says, then it is wrong, wrong, wrong and once again wrong. Or, it is big misunderstanding of what that law wants to say. Or lobby is preparing environment for future benefits... regards -- Slavko https://www.slavino.sk/ ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Dňa 23. októbra 2022 2:40:42 UTC používateľ Sebastian Nielsen via mailop napísal: >Telemedia law, requires a basic imprint for all sites that is not only >accessible for personal usage or family usage (if you give one single person >access outside, it requires an imprint, even if that person is a friend. Only >personal and family – which is mother, father, childs is permitted) > >This also applies to RECEIVING mail on port 25, this requires a website with a >imprint. Do not forget about public phone services. If you have "normal" phone, in means that when anyone on the world will type your phone number -- your phone will ring, thus you are providing public phone service (as you are RECEIVING calls) and must have imprint on web site. In other words, do you have phone without web site? Power off it immediatelly! (Please do not ask me, how to link phone number with web site, as i have no idea) And do not forget how TCP/IP works, after you start any network connection, you must open particular port to public to be able to receive response, and as you will be receiving communication on that port, you start to provide public service and thus you must have website! (Please, ignore the firewalls for now). Thus eg. any facebook/gmail/etc user must have web site with imprint (once again, i have no idea how to link that). If that is what particular law says, then it is wrong, wrong, wrong and once again wrong. Or, it is big misunderstanding of what that law wants to say. Or lobby is preparing environment for future benefits... regards -- Slavko https://www.slavino.sk/ ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Dnia 23.10.2022 o godz. 04:42:20 Sebastian Nielsen via mailop pisze: > > §18 only requires name + address > > §5 requires a lot more information. Well, still the address IS the biggest problem here, in fact. The German legislators don't see it? It's really absurd. In Poland, AFAIR, the "Electronic Services Act" (Ustawa o świadczeniu usług drogą elektroniczną) which regulates this area, clearly exempts everything that is run privately and not for profit from the definition of "electronic service" as understood by this law. And that's simple and logical. -- Regards, Jaroslaw Rafa r...@rafa.eu.org -- "In a million years, when kids go to school, they're gonna know: once there was a Hushpuppy, and she lived with her daddy in the Bathtub." ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Yes, but the §5 only applies to services run for a fee. §18 applies to all services, including free ones. §18 only requires name + address §5 requires a lot more information. Från: Kai 'wusel' Siering via mailop Skickat: den 23 oktober 2022 04:38 Till: mailop@mailop.org Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany Am 23.10.22 um 02:00 schrieb Sebastian Nielsen via mailop: When a service is provided totally for free, no strings attached, no requirements, nothing. Then its not a "service offered for remundiation" and thus, according to that §5, its not a telemedia. §1 TMG has a definition what it thinks is a telemedia: (1) This Act shall apply to […] (telemedia). This law applies to all providers, including public bodies, regardless of whether a fee is charged for use. I don't think German judges are easily convinced by what you or I think is one ;) Anyway, it's more or less guesswork of amateurs now, what what legislation actually implies. Shall we just put this tangent thread to it's grave and let it rot^Wrest in peace? -kai ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
I checked the law now and its actually 2 different laws in effect: Telemedia law, requires a basic imprint for all sites that is not only accessible for personal usage or family usage (if you give one single person access outside, it requires an imprint, even if that person is a friend. Only personal and family – which is mother, father, childs is permitted) This also applies to RECEIVING mail on port 25, this requires a website with a imprint. BUT – it ONLY requires name + address. NOTHING MORE. (There are about responsible persons, but this only applies to journalistic media) Then you have telecommunication law, that for business-like services for remundiation, must also provide: 2: Personal identity number 3: Contact details, including phone number and email address 4: Personal or commercial Tax ID 5: if you have a title that requires a permit, any information about these permits. 6: Registry number for the corporate register You do NOT need to provide contact details if you don’t operate a business-like service for remundiation according to §5. Name and residency address is enough. Från: Kai 'wusel' Siering via mailop Skickat: den 23 oktober 2022 04:09 Till: mailop@mailop.org Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany We're quite diverging from the topic ... Am 23.10.22 um 01:30 schrieb Sebastian Nielsen via mailop: a htaccess wont discharge you from being a "public service". Yes, no, maybe. German courts seem to be ok with an .htaccess to keep the general public out for you to not need an imprint page (even outside of the .htaccessed-off namespace, that is). As long as you respond from packets from the public, you are a public service, even if you have .htaccess password protection. Says who, in which legal context in which jurisdiction? For example, Swedish cookie law […] So a Swedish webmaster (d/f/m) has to put up an imprint on their website as well and show a cookie banner before it can be seen? (FTR: This, again, is a rhetorical question.) Note here that cookie law applies to ALL public websites and services that use cookies - even if you are offering them without remundiation. But we're currently on the topic of "Tangent: Banks and imprint requirements in Germany", and while the inconsistent regulation across the EU member states certainly is fascinating, I fail to see the relevance of cookie laws to worldwide mail operation? Do you have the §18 in full? <https://www.gesetze-bayern.de/Content/Document/MStV> https://www.gesetze-bayern.de/Content/Document/MStV <https://www.landesrecht-hamburg.de/bsha/document/jlr-MedienStVtrHArahmen> https://www.landesrecht-hamburg.de/bsha/document/jlr-MedienStVtrHArahmen Somehow it isn't covered by <https://www.gesetze-im-internet.de> https://www.gesetze-im-internet.de (run by the Federal Ministry of Justice and the Federal Office of Justice), maybe because it's just a »Staatsvertrag« between all 16 Federal States (media law is, IIRC like some other areas, state law; some events between 1933 and 1945 suggested that, going forward, the central government should better be left out of control). Ciao, -kai ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Am 23.10.22 um 02:00 schrieb Sebastian Nielsen via mailop: When a service is provided totally for free, no strings attached, no requirements, nothing. Then its not a "service offered for remundiation" and thus, according to that §5, its not a telemedia. §1 TMG has a definition what it thinks is a telemedia: (1) This Act shall apply to […] (telemedia). This law applies to all providers, including public bodies, regardless of whether a fee is charged for use. I don't think German judges are easily convinced by what you or I think is one ;) Anyway, it's more or less guesswork of amateurs now, what what legislation actually implies. Shall we just put this tangent thread to it's grave and let it rot^Wrest in peace? -kai___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
>> has to put up an imprint on their website as well and show a cookie banner >> before it can be seen No, theres no imprint requirement in Sweden if you do not operate a public service for remundiation (for pay). Then there is certain requirements by the consumer law if you provide paid services. Free services does not apply. HOWEVER, cookie banner are required for ALL websites that are public, free or not, that during SOME interaction in the future, may use cookies. This means, if you .htaccess lock your site, and the locked section requires a cookie somewhere, you have to provide a cookie notice in the “realm identification” setting in .htaccess (This is the text displayed in the password dialog, when it asks for a password) The problem with .htaccess, is that you must respond with a password request, for the client to show the password dialog. That means you are responding to packets from the public, with packets containing information. Its no different than serving a webpage. Its just data in the payload. Imagine changing protocol to RDP on 3389. Whats a password request then? That’s in the payload too. When is a RDP service on port 3389 a public service or not? Or SMTP is a great example: If a SMTP server receives mail without password, but requires password to send – is it a public service that require an imprint then? It becomes hard to define, that’s why EU law defines “public service” as anything that responds to packets on internet. And that’s why EU law have decided a service must be offered for “remundiation” to be covered in telecommunications law. You understand the difficulty? Due to the nature of the internet, the protocol differs, and thus, theres no clear point when the public have been deem given access. To make a house example, if a lobby in a corp building is open for anyone that visit the corp, is the corp being a public building or not, even if all other doors require a access card? Do you need to lock the front door to make the corp building a non-public space? ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
>>AFAIK, if _you_ get _any_ *benefit* from what you put on your website (via >>ads, affiliate links, whatever) Yes correct, everything that increases your "richness" or saves you money, counts as remuneration. Doesn’t matter if its money, if its affiliate links, if its donations, if its free service in exchange for other's free service or whatever. Even running your website on a free webhost that uses ads placed on your website to cover the server costs, counts as remuneration. Note that it needs to be business-like AND be offered for remuneration. Note that things that aren't technically worth money, doesn't count, so if you get more friends, more comments on your articles, or personal joy out of running a website, it doesn't count. >> German media law What I understand, this is telecommunication law, not media law. Media law is about who is allowed to broadcast, and telecommunication is about who is allowed to operate telecommunications equipment commercially. It might be so that we have 2 laws about imprint in German, one stricter, that requires more information, when it’s a business-like service for remuneration, and a broadcast law, that applies to everyone else, including some privately operated public services too, requiring less of a imprint to protect personal information. >>Wifi and responsibility. I know about that, its because one without a telecommunications license are not permitted to refuse responsibility. It’s the same that if you operate a rental car company and have a rental license, you can show the contract to get any parking fee's redirected, but if you don't have rental license, then you have to swallow the parking fees yourself when you loan out the car. >>So different legislation; in Germany, Yeah. That applies to all commercial offers, even for free. Commercial offers means that either a legal person provides it, OR a service for financial gain, then it’s a "commercial" service. That’s different from remuneration, because if you share wifi in your home and split the cost, you don't get commercial gain for it, and then you are allowed without notification. ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
We're quite diverging from the topic ... Am 23.10.22 um 01:30 schrieb Sebastian Nielsen via mailop: a htaccess wont discharge you from being a "public service". Yes, no, maybe. German courts seem to be ok with an .htaccess to keep the general public out for you to not need an imprint page (even outside of the .htaccessed-off namespace, that is). As long as you respond from packets from the public, you are a public service, even if you have .htaccess password protection. Says who, in which legal context in which jurisdiction? For example, Swedish cookie law […] So a Swedish webmaster (d/f/m) has to put up an imprint on their website as well and show a cookie banner before it can be seen? (FTR: This, again, is a rhetorical question.) Note here that cookie law applies to ALL public websites and services that use cookies - even if you are offering them without remundiation. But we're currently on the topic of "Tangent: Banks and imprint requirements in Germany", and while the inconsistent regulation across the EU member states certainly is fascinating, I fail to see the relevance of cookie laws to worldwide mail operation? Do you have the §18 in full? https://www.gesetze-bayern.de/Content/Document/MStV https://www.landesrecht-hamburg.de/bsha/document/jlr-MedienStVtrHArahmen Somehow it isn't covered by https://www.gesetze-im-internet.de (run by the Federal Ministry of Justice and the Federal Office of Justice), maybe because it's just a »Staatsvertrag« between all 16 Federal States (media law is, IIRC like some other areas, state law; some events between 1933 and 1945 suggested that, going forward, the central government should better be left out of control). Ciao, -kai ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Am 23.10.22 um 01:05 schrieb Sebastian Nielsen via mailop: The article you linked to, was very clear (when running it through google translate) that the imprint requirement only required if it was a PAID service, requiring some compensation to use. Seemingly this requirement moved into §18 (1) Medienstaatsvertrag (MStV) and »geschäftsmäßig« (§5 (1) TMG) _seems_ to be understood in German legalese as something that is linked to someones "economic activity" (»Bestandteil seiner wirtschaftlichen Betätigung«, according to [1]) these days. It's some decades since I started to blog, and at some point in time the understanding was basically: like a car on public streets needs a registration, anything that is put on the WWW by Germans or from German soil does, too. There were some changes in recent years (creation of the »Medienstaatsvertrag«, replacing the »Rundfunkstaatsvertrag« from 2020 on, now applying to »Telemedien« as well as TV or radio broadcasts), but AFAICS the basic imprint requirement hasn't changed. MStV seems to add just another layer of legalese on top; from my point of view, too many lawyers in the parliaments, striving for their fourth Porsche 911 or first Mercedes-Benz 300 SL ... Okay, de.wikipedia.org does has some historical context [2]: The essential reform of the German legislation in the field of information and communication was carried out by the law regulating the framework conditions for information and communication services (Information and Communication Services Act - IuKDG) of July 22, 1997. The Teleservices Act was promulgated as Article 1. The Teleservices Act stipulated that every commercial and business-related web presence on the Internet must contain a provider ID. The term “businesslike” also includes all continuous, non-commercial offers. The old Teleservices Act was replaced by the Telemedia Act on March 1, 2007. Disclaimer: above's translation via translate.google.com _somehow_ reads right, but take it with a grain of salt. E. g. »Anbieterkennung« might literally translate into a "provider ID", but if I'd read about a "provider ID", I'd expect some state-issued ID card that I'm a provider of something. »Anbieterkennung« here actually means "imprint obligation" — "who actually has written this text"? Given another part of the Wikipedia entry, Google translates »Anbieterkennzeichnung« to »provider identification«, which fits a bit better. "(1) Service providers shall keep the following information easily recognisable, directly accessible and permanently available for business-like telemedia, which are generally offered for remuneration:" Yes, but "business-like" may or may not mean the same to you and/or to your lawyer what »geschäftsmäßig« means in German legalese. The Duden has 3 definitions for that word [3], only one of it goes broadly into a similar direction as [1]. Business-like telemedia and remuneration is about payment, commercial services that require money or other compensation to use. See [2]: "The term “businesslike” also includes all continuous, non-commercial offers." (»Unter den Begriff „geschäftsmäßig“ fielen auch alle stetigen, nicht-gewerblichen Angebote.«) AFAIK, if _you_ get _any_ *benefit* from what you put on your website (via ads, affiliate links, whatever), you're busted without an imprint. IANAL, and I don't play one on Telemedien ;-) But completely free services, are completely excempt from the imprint law. If its free as in free beer, its not a service "offered for remuneration" and thus law does NOT apply. Yes, no, maybe — I'd either put up an imprint e. g. if I'd write about stuff on Github I wrote, OR get proper legal advice from a lawyer specialized in German media law. (And then put up an imprint nonetheless, unless another lawyer explained to me that wrong counsel would make the first lawyer liable.) In Sweden for example, we have a identical law for telecommunication (being a ISP). If you provide free public wifi in a café, you do NOT need permission or notify the authorities. You don't need permission in Germany, but I'm unsure about the current state of affairs regarding notification to BNetzA based on §5 TKG. Does a free WiFi in a Café or Hotel fall under "commercial" (»gewerblich«)? You might not _charge_ for it, but not offering it these days reduces the attractiveness of the venue. And, frankly, as you will put the costs for accesspoints and connectivity into your balance sheet to the tax authority, it's directly connected to your business. But, as I said, IANAL and I'm not up to date on recent events in that area. But because of »Mitstörerhaftung«, "Free WiFi" still isn't a thing in Germany anyway ... But if you ask for payment, or require that the customer buys something to gain the wifi password, then it’s a service "offered for remuneration" and you need a telecommunications license like a ISP in Sweden. So different legislation; in Germany, §5 TKG
Re: [mailop] Tangent: Banks and imprint requirements in Germany
The thing is that theres 2 things discussing here: There is "public service". According to EU and Swedish law, anything that responds on internet packets are a public service. This because HTTP is not the only protocol that exist on the internet. Different protocols ask for password in different ways. It would be totally impossible to, in law define "asking for password" so it fits all the 65 535 different TCP ports, and 65 535 different UDP ports on the internet. Thus, the law says, if you respond on public packets, you are a public service. If you want to become a private service, you have to make, so the password is sent in the initial SYN or UDP packet, and ignore any other requests. Or lock your service to authorized IPs only, or only allow 192.168.*.* to connect. Thus, cookie law - that applies to all sites, remundiation or not - also applies to password protected sites. Only sites excempt is intranet sites that are totally inaccessible form the outside. Then we have the other, "offered for remundiation" part. A service that is offered for remundiation, is a service that gives some financial gain to the owner of the service. It can be in the form of ad revenue, it can be direct payment, it can be payment for other services that the same person offers, but it can also be donations. Donations are a form of non-asked remundiations. As long as the service is used to "leverage the service owners wallet", it’s a service "offered for remundiation". Providing personal details so the service owner can sell those details to a ad provider, is also remundiation. Basically, anything that is in part or whole, worth money counts as remundiation. When a service is provided totally for free, no strings attached, no requirements, nothing. Then its not a "service offered for remundiation" and thus, according to that §5, its not a telemedia. -Ursprungligt meddelande- Från: Slavko via mailop Skickat: den 23 oktober 2022 01:48 Till: mailop@mailop.org Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany Dňa 22. októbra 2022 22:41:33 UTC používateľ Kai 'wusel' Siering via mailop napísal: >Moin, >What is an "online service"? The imprimt stuff in Germany stems from >Germany's »Telemediengesetz« (TMG), which defines what »Telemedien« are >and what applies to someone providing them. And I don't think it's >really useful to debate this in a foreign language arcoss very >different legal systems ;-) Becomes your house/home public service, just because it has windows/doors to public street and anyone can see insude throught windows, or press doorbell, or try to open door? That is personal Internet service, it has door/windows to public net. Others can see it through windows (eg. web browser), they can use doorbell (deliver mail to you) or try to go inside (login), but mostly are as guests only. Of course, bad guys can intrude inside, exactly as they can into house, but that is another story. Even when your childrens/friends, who live with you in it, will pay money to you (aka contribute), your house still doesn't become public service, and no one will name that "financial benefit". It will remain private, you only share costs. Once you start to rent your rooms/beds to get profit, the situation changes... The main diference is, that to have own house is really common, run Internet service requires more, more knowledge, more technical equipments, etc, thus not many people do it and some even think, that only "companies" can that... And companies even lobby against personal services, as they cannot get money from their users. regards -- Slavko https://www.slavino.sk/ ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Dňa 22. októbra 2022 22:41:33 UTC používateľ Kai 'wusel' Siering via mailop napísal: >Moin, >What is an "online service"? The imprimt stuff in Germany stems from Germany's >»Telemediengesetz« (TMG), which defines what »Telemedien« are and what applies >to someone providing them. And I don't think it's really useful to debate this >in a foreign language arcoss very different legal systems ;-) Becomes your house/home public service, just because it has windows/doors to public street and anyone can see insude throught windows, or press doorbell, or try to open door? That is personal Internet service, it has door/windows to public net. Others can see it through windows (eg. web browser), they can use doorbell (deliver mail to you) or try to go inside (login), but mostly are as guests only. Of course, bad guys can intrude inside, exactly as they can into house, but that is another story. Even when your childrens/friends, who live with you in it, will pay money to you (aka contribute), your house still doesn't become public service, and no one will name that "financial benefit". It will remain private, you only share costs. Once you start to rent your rooms/beds to get profit, the situation changes... The main diference is, that to have own house is really common, run Internet service requires more, more knowledge, more technical equipments, etc, thus not many people do it and some even think, that only "companies" can that... And companies even lobby against personal services, as they cannot get money from their users. regards -- Slavko https://www.slavino.sk/ ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Another way to see it, is that if you want to use "password protection" to discharge you from being a public service, you have to use a scheme where the password is sent with the initial SYN or UDP packet, and then the service will completely ignore requests with a incorrect password. Since the german law is based on EU law (telecommunication law), the law in all EU countries, including Sweden, are very similar, that’s why its possible to still discuss this across the borders. The "offered for remundation" part is something that is also in Sweden law, copied straight off the EU law requirements. -Ursprungligt meddelande- Från: Kai 'wusel' Siering via mailop Skickat: den 23 oktober 2022 01:17 Till: mailop@mailop.org Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany Am 22.10.22 um 23:55 schrieb Sebastian Nielsen via mailop: > Germany and Sweden do not. And only paid online services require a imprint, > free OR personal online services do not in germany. Seems like §18 Medienstaatsvertrag disagrees. (»(1) Anbieter von Telemedien, die nicht ausschließlich persönlichen oder familiären Zwecken dienen, haben folgende Informationen leicht erkennbar, unmittelbar erreichbar und ständig verfügbar zu halten […]«) As it seems, if your website addresses the general public, or even is accessible by the general public (no htaccess), better put a basic imprint there. If you're ready for German legalese, there's a podcast around this topic from 2021-06-22 at https://rechtsbelehrung.com/impressum-rechtsbelehrung-94/ — in German, obviously ;-) -kai ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
a htaccess wont discharge you from being a "public service". As long as you respond from packets from the public, you are a public service, even if you have .htaccess password protection. For example, Swedish cookie law (requiring you to put a cookie banner if you use cookies on a public website) says that you need to put cookie information in the .htaccess "realm identifier" if you use .htaccess password protection for whole your site, since the site is by definition publicity accessible, if anyone can connect to its IP address. Another way, is to put a cookie page before being redirected or linked to the .htaccess locked section. (This becomes a little danger for those that enable "Remote WAN Administration" on their routers, because then their routers become by definition, a password-protected public service) Only way to survive not being for public, is to have a firewall that blocks public requests except for authorized IP adresses, or not forward its ports, and disable the "Respond on closed ports with a ICMP Port Unreachable" checkbox. Note here that cookie law applies to ALL public websites and services that use cookies - even if you are offering them without remundiation. This because telecommunication law in Sweden is technology neutral, and it doesn't matter if you offer the service in a obscure protocol on like port requiring some obscure software to use, its still a public service. Thus, asking for a password, IS a response to a packet, and if you respond to a public packet, you are a public service. This is why the "remundiation" part is important. The §5 that was sent to me, says remundiation is required for the service in question to qualify. Do you have the §18 in full? -Ursprungligt meddelande- Från: Kai 'wusel' Siering via mailop Skickat: den 23 oktober 2022 01:17 Till: mailop@mailop.org Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany Am 22.10.22 um 23:55 schrieb Sebastian Nielsen via mailop: > Germany and Sweden do not. And only paid online services require a imprint, > free OR personal online services do not in germany. Seems like §18 Medienstaatsvertrag disagrees. (»(1) Anbieter von Telemedien, die nicht ausschließlich persönlichen oder familiären Zwecken dienen, haben folgende Informationen leicht erkennbar, unmittelbar erreichbar und ständig verfügbar zu halten […]«) As it seems, if your website addresses the general public, or even is accessible by the general public (no htaccess), better put a basic imprint there. If you're ready for German legalese, there's a podcast around this topic from 2021-06-22 at https://rechtsbelehrung.com/impressum-rechtsbelehrung-94/ — in German, obviously ;-) -kai ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Am 22.10.22 um 23:55 schrieb Sebastian Nielsen via mailop: Germany and Sweden do not. And only paid online services require a imprint, free OR personal online services do not in germany. Seems like §18 Medienstaatsvertrag disagrees. (»(1) Anbieter von Telemedien, die nicht ausschließlich persönlichen oder familiären Zwecken dienen, haben folgende Informationen leicht erkennbar, unmittelbar erreichbar und ständig verfügbar zu halten […]«) As it seems, if your website addresses the general public, or even is accessible by the general public (no htaccess), better put a basic imprint there. If you're ready for German legalese, there's a podcast around this topic from 2021-06-22 at https://rechtsbelehrung.com/impressum-rechtsbelehrung-94/ — in German, obviously ;-) -kai ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
The article you linked to, was very clear (when running it through google translate) that the imprint requirement only required if it was a PAID service, requiring some compensation to use. "(1) Service providers shall keep the following information easily recognisable, directly accessible and permanently available for business-like telemedia, which are generally offered for remuneration:" Business-like telemedia and remuneration is about payment, commercial services that require money or other compensation to use. Note however, that ads sometimes count as payment. It all depends. It also applies to services that are offered for free as part of another payment. You can't just say: "Buy this pizza and gain access to this site for free" and then not need to have a imprint. But completely free services, are completely excempt from the imprint law. If its free as in free beer, its not a service "offered for remuneration" and thus law does NOT apply. In Sweden for example, we have a identical law for telecommunication (being a ISP). If you provide free public wifi in a café, you do NOT need permission or notify the authorities. But if you ask for payment, or require that the customer buys something to gain the wifi password, then it’s a service "offered for remuneration" and you need a telecommunications license like a ISP in Sweden. -Ursprungligt meddelande- Från: Kai 'wusel' Siering via mailop Skickat: den 23 oktober 2022 00:42 Till: mailop@mailop.org Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany Moin, am 22.10.22 um 23:33 schrieb Jaroslaw Rafa via mailop: > Dnia 22.10.2022 o godz. 19:06:25 Sebastian Nielsen via mailop pisze: >> That’s why, running a PAID online service usually requires permission >> from the government too, so the government can do regular visits and >> checks to ensure you do the maintenance and provide the safety you >> promise or what can be expected by a customer. > Does it really require a permission in Germany to run an online service? What is an "online service"? The imprimt stuff in Germany stems from Germany's »Telemediengesetz« (TMG), which defines what »Telemedien« are and what applies to someone providing them. And I don't think it's really useful to debate this in a foreign language arcoss very different legal systems ;-) For some services addressing the general public – like a public WiFi –, the operation has to be notified with the regulating authority (»BNetzA«). Whether or not a personal blog IS just a personal blog (no imprint needed) or considered to be a »Telemedium« (imprint needed): German legalese applies. Fun fact: YouTube channels and the like could be seen as a broadcasting service, requiring an actual broadcast license like any TV or radio station ;-) > Does some governmental agency really visit the company and checks anything? Depends. > But to be just a hosting company, or a mail service provider, using > existing networks operated by other entities, in most countries that I > know, requires only to be legally registered as a company. AFAIK EU is still working on unifying the legal framework in the telecommunications area. But I'm rather sure there's no need to be a registered company to provide internet related services in Germany. -kai ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Moin, am 22.10.22 um 23:33 schrieb Jaroslaw Rafa via mailop: Dnia 22.10.2022 o godz. 19:06:25 Sebastian Nielsen via mailop pisze: That’s why, running a PAID online service usually requires permission from the government too, so the government can do regular visits and checks to ensure you do the maintenance and provide the safety you promise or what can be expected by a customer. Does it really require a permission in Germany to run an online service? What is an "online service"? The imprimt stuff in Germany stems from Germany's »Telemediengesetz« (TMG), which defines what »Telemedien« are and what applies to someone providing them. And I don't think it's really useful to debate this in a foreign language arcoss very different legal systems ;-) For some services addressing the general public – like a public WiFi –, the operation has to be notified with the regulating authority (»BNetzA«). Whether or not a personal blog IS just a personal blog (no imprint needed) or considered to be a »Telemedium« (imprint needed): German legalese applies. Fun fact: YouTube channels and the like could be seen as a broadcasting service, requiring an actual broadcast license like any TV or radio station ;-) Does some governmental agency really visit the company and checks anything? Depends. But to be just a hosting company, or a mail service provider, using existing networks operated by other entities, in most countries that I know, requires only to be legally registered as a company. AFAIK EU is still working on unifying the legal framework in the telecommunications area. But I'm rather sure there's no need to be a registered company to provide internet related services in Germany. -kai ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Agreed, but some softwares do have a service period where the provider promises to update it regularly. Android has for example such a service requirement. If such a service period is provided, then you can't just abandon the software without paying back those that have service left on their contract. I was in my post generally talking about SERVICES rather than software, but another guy bringed up open source software. Services is a different category, where if someone has paid for a period of service, you can't just shut down the service, then it would be fraud. In some cases, its called "force majure", its permissible to shut down the service without repaying the customers, but that’s also why running services in some countries require arrangements and permits and such, just to ensure you don't have so low quality on your emergency/backup equipment so smallest power outage Is a force majure. -Ursprungligt meddelande- Från: Jaroslaw Rafa via mailop Skickat: den 22 oktober 2022 23:41 Till: mailop@mailop.org Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany Dnia 22.10.2022 o godz. 20:55:00 Sebastian Nielsen via mailop pisze: > I agree about open source software, but its also important to know, > that you cannot expect anything. If the owner of the open source > software abandons it, then its abandoned. It's no different for commercial software. If you read any EULA, it basically tells you the same: that you can't expect anything (despite the fact you pay for software). And if the company behind the software decides to abandon the software, it's abandoned. When it comes to software, there are no obligations or guarantees from the author/producer, regardless whether the software is free or commercial. -- Regards, Jaroslaw Rafa r...@rafa.eu.org -- "In a million years, when kids go to school, they're gonna know: once there was a Hushpuppy, and she lived with her daddy in the Bathtub." ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
It depends. I was just generalizing. Some countries require permission when you host a service that is usually provided by telecom operators. (for example mail service) and make it available to the public. Germany and Sweden do not. And only paid online services require a imprint, free OR personal online services do not in germany. Running a hosting company sometimes require permission, even if a normal connection is required to operate a hosting company, just because some countries have decided hosting companies fall into the telecom category. It just depends on country. -Ursprungligt meddelande- Från: Jaroslaw Rafa via mailop Skickat: den 22 oktober 2022 23:34 Till: mailop@mailop.org Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany Dnia 22.10.2022 o godz. 19:06:25 Sebastian Nielsen via mailop pisze: > > That’s why, running a PAID online service usually requires permission > from the government too, so the government can do regular visits and > checks to ensure you do the maintenance and provide the safety you > promise or what can be expected by a customer. Does it really require a permission in Germany to run an online service? Does some governmental agency really visit the company and checks anything? Usually such restrictions and requirements apply only if you are a telecom operator, ie. have your own network and the main service you provide is connectivity (with an emphasis on voice connectivity ie. telephone service) over that network. But to be just a hosting company, or a mail service provider, using existing networks operated by other entities, in most countries that I know, requires only to be legally registered as a company. It's a business like any other business and nobody needs to have any permission nor is checked by any governmental agencies for quality requirements. If it's different in Germany then I am really, really very surprised. -- Regards, Jaroslaw Rafa r...@rafa.eu.org -- "In a million years, when kids go to school, they're gonna know: once there was a Hushpuppy, and she lived with her daddy in the Bathtub." ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Dnia 22.10.2022 o godz. 20:55:00 Sebastian Nielsen via mailop pisze: > I agree about open source software, but its also important to know, that > you cannot expect anything. If the owner of the open source software > abandons it, then its abandoned. It's no different for commercial software. If you read any EULA, it basically tells you the same: that you can't expect anything (despite the fact you pay for software). And if the company behind the software decides to abandon the software, it's abandoned. When it comes to software, there are no obligations or guarantees from the author/producer, regardless whether the software is free or commercial. -- Regards, Jaroslaw Rafa r...@rafa.eu.org -- "In a million years, when kids go to school, they're gonna know: once there was a Hushpuppy, and she lived with her daddy in the Bathtub." ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Dnia 22.10.2022 o godz. 19:06:25 Sebastian Nielsen via mailop pisze: > > That’s why, running a PAID online service usually requires permission from > the government too, so the government can do regular visits and checks to > ensure you do the maintenance and provide the safety you promise or what > can be expected by a customer. Does it really require a permission in Germany to run an online service? Does some governmental agency really visit the company and checks anything? Usually such restrictions and requirements apply only if you are a telecom operator, ie. have your own network and the main service you provide is connectivity (with an emphasis on voice connectivity ie. telephone service) over that network. But to be just a hosting company, or a mail service provider, using existing networks operated by other entities, in most countries that I know, requires only to be legally registered as a company. It's a business like any other business and nobody needs to have any permission nor is checked by any governmental agencies for quality requirements. If it's different in Germany then I am really, really very surprised. -- Regards, Jaroslaw Rafa r...@rafa.eu.org -- "In a million years, when kids go to school, they're gonna know: once there was a Hushpuppy, and she lived with her daddy in the Bathtub." ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Dňa 22. októbra 2022 19:19:20 UTC používateľ Grant Taylor via mailop napísal: >I am particularly impressed with the FCC's use of "no pecuniary interest" when >discussing operating on an amateur radio license. > >My understanding is "pecuniary" is that you benefit in some way, be it >monetary compensation, favors, preferential treatment, or benefit in any way. I am not familiar with amateur radio (despite that i graduated in high frequency electronics) and "pecuniary" is out of my English knowledge, but by your definition it (amat. radio) can be used, only if it is frustrating or not working. Because when one is happy that was success in it, he/she get "benefit in any way" and get "preferential treatment" as not all can use it to communicate (only with licence). regards -- Slavko https://www.slavino.sk/ ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
On 10/22/22 12:55 PM, Sebastian Nielsen via mailop wrote: Think the "imprint" as a hygiene certification for a public for-pay internet service. Think like a digital restaurant, and you understand why these laws are there. I'm not so sure about that. I thought the imprint was simply official contact information. I don't see how that also speaks for current health / safety inspection / certification. Here in the U.S.A. businesses can have a license to operate a business which is independent of food / safety inspection. They are two completely different things. -- Grant. . . . unix || die smime.p7s Description: S/MIME Cryptographic Signature ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
On 10/22/22 12:31 PM, Slavko via mailop wrote: As fan & contributor to open source software i do not agree, no, not all is about money only. I am particularly impressed with the FCC's use of "no pecuniary interest" when discussing operating on an amateur radio license. My understanding is "pecuniary" is that you benefit in some way, be it monetary compensation, favors, preferential treatment, or benefit in any way. -- Grant. . . . unix || die smime.p7s Description: S/MIME Cryptographic Signature ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Correct. But that something that is handled "internally". Its nothing that the government need to put their sticky fingers into. It’s the same when you cook food in your home. Then its mutually known that its on their own risk, If the chef does the cooking wrong, someone might get a bad stomatch. But sometimes home-cooked food is better quality than mass produced restaurant food. But that’s something that is known since its personal and friends in-between. It’s a private space that the government doesn't need to touch. It’s a completely different thing when you cook food to strangers, and also taking payment for it. Then government need to put their nose into it, check that restaurant and hygiene and other food safety laws are followed and you also need permissions, public contact details and much other things, and also check that taxes are paid. Think the "imprint" as a hygiene certification for a public for-pay internet service. Think like a digital restaurant, and you understand why these laws are there. So I would say, when you run a private service, or a free online service, then ignore the german electronic communication law. It simply doesn't apply to anything that is private/free. I agree about open source software, but its also important to know, that you cannot expect anything. If the owner of the open source software abandons it, then its abandoned. But that’s also where open source shines - anyone else can pick up on it and continue work on it, and continue the series. But since its free, you can't really expect that the original owner should continue on it. -Ursprungligt meddelande- Från: Slavko via mailop Skickat: den 22 oktober 2022 20:31 Till: 'Mailing List' Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany Dňa 22. októbra 2022 17:06:25 UTC používateľ Sebastian Nielsen via mailop napísal: >If its free for absolutely no cost, then its "on your own risk". You can't >really expect anything if you grab something for free. >Then imprint is not required, the electronic service laws doesn't apply, and >its totally up to you what you do. >If you shut down the service after 2 months of operation, so be it, customers >got service for free and cannot expect anything. As fan & contributor to open source software i do not agree, no, not all is about money only. But you forget one very important (at least for me) free service -- service for self/family/friends, where both sides (user - admin) are mutualy known. No money play role here, no gowernment is needed, etc... And those services can be better than mass commercial, at least because they can be (and often are) personalized, not unified, to meet/fit personal needings. regards -- Slavko https://www.slavino.sk/ ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Dňa 22. októbra 2022 17:06:25 UTC používateľ Sebastian Nielsen via mailop napísal: >If its free for absolutely no cost, then its "on your own risk". You can't >really expect anything if you grab something for free. >Then imprint is not required, the electronic service laws doesn't apply, and >its totally up to you what you do. >If you shut down the service after 2 months of operation, so be it, customers >got service for free and cannot expect anything. As fan & contributor to open source software i do not agree, no, not all is about money only. But you forget one very important (at least for me) free service -- service for self/family/friends, where both sides (user - admin) are mutualy known. No money play role here, no gowernment is needed, etc... And those services can be better than mass commercial, at least because they can be (and often are) personalized, not unified, to meet/fit personal needings. regards -- Slavko https://www.slavino.sk/ ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Yeah, and for tax control purposes aswell. As long as you involve money into something, the government want to ensure its fair, so you don't scam people. Ergo, paid online services hold a minimum quality, online games doesn't involve cheating, products hold what they promise etc. Else it would be easy to start a paid mail service, take yearly payment, and after 2 months, shut down the server and then say "oops, server got a lighting strike and all account data of paid customers burned up". That’s why the government want to enforce a specific minimum quality, including having permanent non-modifiable impressions and similar to ensure you don't cheat with money, and also make sure you are technically able to provide the service you promise to provide (ergo, backup servers, UPS, secured locations etc) That’s also why gambling requires a license, so it can be checked that rules are being followed, that random generators hasn't been tampered with and much more. When you sell a physical thing in a web shop, its easy to judge the quality, since it depends only on the product itself. For example, the strength of a rope or chain can be tested to ensure it meets the quality standard you promise. When you sell a service (access to mail service or TV steam) it also involves things unreachable. For example, its impossible for you as a customer, to make sure your provider has a backup generator to run the service in the event of a power failure. You have to trust the provider's word for that. That’s why, running a PAID online service usually requires permission from the government too, so the government can do regular visits and checks to ensure you do the maintenance and provide the safety you promise or what can be expected by a customer. So the rules in question ONLY applies if you require SOMETHING in favor to provide the service, something that is or can be worth money. It can be ads, it can be payment, it can be requirement to purchase something else, it can be personal details for ad purposes etc. If its free for absolutely no cost, then its "on your own risk". You can't really expect anything if you grab something for free. Then imprint is not required, the electronic service laws doesn't apply, and its totally up to you what you do. If you shut down the service after 2 months of operation, so be it, customers got service for free and cannot expect anything. -Ursprungligt meddelande- Från: Grant Taylor via mailop Skickat: den 22 oktober 2022 18:45 Till: mailop@mailop.org Ämne: Re: [mailop] Tangent: Banks and imprint requirements in Germany ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
On 10/22/22 9:00 AM, Sebastian Nielsen via mailop wrote: If you provide free services, customer can't expect anything, and you are free to do as your wish. If your email service goes down, so what? Customer got it for free, not our problem. If you win a toaster in a free competition that required no entry fee, customer can't complain then when that toaster breaks down, because theres no warranty or requirement to repair or replace a toaster that you got completely for free. Sebastian's entire comment, especially the last (quoted) paragraph, seems like the imprint / impressum is really the legal identification for consumers to use when filing a complaint / warranty / etc. Which really seems like official data for consumer protection purposes. If that is the case, it does make sense that said information should be readily available /somewhere/. It's just that what information and where it is available can cause some people ... indigestion. -- Grant. . . . unix || die smime.p7s Description: S/MIME Cryptographic Signature ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Its very clear from the document you provided, that it DOES require that the service in question does bear a cost. We have a similar law in Sweden when it comes to electronic communications, which only applies to services for-pay. Free services are not included, so if you provide free wifi, it isn't included in law, but if you charge for the wifi, law applies. The reason the payment requirement is written in a vague language ("like services that are provided for a charge") is so you cannot cheat the charge requirement by for example making the service ad-supported or surcharging the service with another service/product (for example, providing free email service for 6 months if you buy something in our webshop). If you charge money for something, OF COURSE you must provide identification, including your social security number and your personal "tax PIN" publicity if you are a sole proprietor, when providing for-paid internet services. This is so the customer can make a complaint, and so it can be checked that you do pay the taxes correctly. If you want to hide these details, start a company. Then it’s the company's details that is visible, and not your personal. If you provide free services, customer can't expect anything, and you are free to do as your wish. If your email service goes down, so what? Customer got it for free, not our problem. If you win a toaster in a free competition that required no entry fee, customer can't complain then when that toaster breaks down, because theres no warranty or requirement to repair or replace a toaster that you got completely for free. -Ursprungligt meddelande- Från: Ralph Seichter via mailop Skickat: den 22 oktober 2022 11:12 Till: mailop@mailop.org Ämne: [mailop] Tangent: Banks and imprint requirements in Germany * Slavko via mailop: > BTW, my daughter (who live in Germany) told me, that name, address, > phone number and birthday date is enough to manipulate with bank > account in Germany. I don't know of any German bank where this is the case. In my experience, banks are quite strict when it comes to account access; one always needs both athentication and authorization. Over the last month, all banks I do business with have also upgraded to 2FA, which I believe is now actually required by law. > As all (except birthday, which is mostly no problem to get), have to > be in that "imprint", please, can someone confirm that? See [1] (German only, unsurprisingly). Note that paragraph 5 of the "Telemediengesetz" (TMG) applies to imprint content for service providers. The somewhat tricky part is what actually constitutes a "service" in the context of this law. Some argue that even a personal blog is a service, others disagree and argue that personal (!) websites don't require an imprint. To avoid possible hassle, it is often recommended to add a generic imprint page, and there are cost-free "imprint generators" available. [1] https://www.gesetze-im-internet.de/tmg/__5.html Important: I am no lawyer, and what I wrote *MUST NOT* be considered legal advice in any shape or form. It is just my understanding of the rules. -Ralph ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
On Sat, 22 Oct 2022, Slavko via mailop wrote: Dňa Sat, 22 Oct 2022 11:12:28 +0200 Ralph Seichter via mailop napísal: I don't know of any German bank where this is the case. In my experience, banks are quite strict when it comes to account access; one always needs both athentication and authorization. Over the last month, all banks I do business with have also upgraded to 2FA, which I believe is now actually required by law. Thanks, i got one similar response off list, thus i ask daughter again, and he confirmed, that she was able to change phone number (associated with bank account) via phone (from new number) only by providing that information. Of course, we both can not to know, if it is standard or it was "good will" (please approximate that term) from bank employee only... In my experience the on-line banking security (nowadays anyways) is pretty good, due to the requirement of 2FA, etc. The "physical security", i.e. when you go to the bank/counter and want to do something is (IMHO) lower, but it does require a proper identification (password or German identification document, etc.). Obviously, the whole thing depends on whether a forgery (or a stolen document) will be noticed, and the fact that having to be there in person may already be quite a good deterrent. The weakest link is however the so-called "telephone banking", which maybe not all banks offer (but mine does), where you can do /some/ things by merely knowing the account number and a "telephone banking password", which is generally weak and available to the operator in clear text. I remember once I locked myself out (used wrong PIN in on-line banking) and had to phone to get unlocked, which required the phone password, which I had completely forgotten (because, who uses phone banking anyway?). The lady on the phone was kind enough to suggest certain concepts and numbers which refreshed my memory on the spot :) If I could I would disable that, and maybe with time banks will stop supporting this. While IANAL in the end the important thing is where the liability lies, and I'd suspect that if the bank performs some operations based only on this telephone banking (or as you say, birth day & co.) then the liability should be with the bank, but I keep getting surprised by how things work (not only here, but everywhere). Cheers, Bernardo___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop
Re: [mailop] Tangent: Banks and imprint requirements in Germany
Hi, Dňa Sat, 22 Oct 2022 11:12:28 +0200 Ralph Seichter via mailop napísal: > I don't know of any German bank where this is the case. In my > experience, banks are quite strict when it comes to account access; > one always needs both athentication and authorization. Over the last > month, all banks I do business with have also upgraded to 2FA, which > I believe is now actually required by law. Thanks, i got one similar response off list, thus i ask daughter again, and he confirmed, that she was able to change phone number (associated with bank account) via phone (from new number) only by providing that information. Of course, we both can not to know, if it is standard or it was "good will" (please approximate that term) from bank employee only... regards -- Slavko https://www.slavino.sk pgpZ5tLPMKH0w.pgp Description: Digitálny podpis OpenPGP ___ mailop mailing list mailop@mailop.org https://list.mailop.org/listinfo/mailop