Re: [MBZ] OT: Debit cards
If one has the discipline to pay balances IN FULL every month and by the due date, it is foolish not to use credit cards. I just received a $200 dividend points from my Visa provider and BTW they also have excellent telephone customer service. What's so bad about that? Discover Card has been stellar as well. On Mon, Feb 25, 2008 at 2:10 AM, Ed Booher [EMAIL PROTECTED] wrote: On Sun, Feb 24, 2008 at 10:34 AM, Allan Streib [EMAIL PROTECTED] wrote: Dimitri Seretakis [EMAIL PROTECTED] writes: Yup, if you don't do that those bastards will put your account in a revolving balance and you'll end up paying interest on a purchase you made one minute ago. Which cards are these? I have not carried a credit card balance in years and they all still have the 25 - 30 day grace period before finance charges begin. Allan From: http://www.forbes.com/2008/02/15/credit-cards-banking-biz-wall-cx_lm_0215badcards.html?feed=rss_popstories Smaller banks are no different. Some of the worst-offending cards are those targeted to borrowers with weak credit, the most vulnerable group. The New Millennium card, issued by *New Millennium Bank* (otcbb: NMNB.OB http://finapps.forbes.com/finapps/jsp/finance/compinfo/CIAtAGlance.jsp?tkr=NMNB.OB - news http://www.forbes.com/markets/company_news.jhtml?ticker=NMNB.OB - people http://www.forbes.com/peopletracker/results.jhtml?startRow=0name=ticker=NMNB.OB ) of New Brunswick, N.J., is a secured card with a $59 annual fee, higher than is typical. Adding up the other costs to open an account, cardholders have to fork over $140 just to have access to money they put on deposit with the bank to back their spending on the card. It's basically like paying money for access to your money. Millennium card also has no grace period, meaning a 19.5% interest rate on charges kicks in as soon as a charge is made. That's unheard of, Arnold says. The account is secured with the borrower's own money. There's no risk for the issuer. EdB -- I'm a Night Elf Mohawk! - Mr. T. ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards
This year I'm going to see if I can do enough corporate travel to pay for a new TV off the points on my cc. I sometimes carry a small balance on my card from December into January but other than that I pay it off every month. I'm eligable for $200 in Amazon gift cards right now... Got a trip to Vegas in April that should pretty well get me the rest. -Curt Date: Mon, 25 Feb 2008 09:54:20 -0500 From: andrew strasfogel [EMAIL PROTECTED] Subject: Re: [MBZ] OT: Debit cards To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: [EMAIL PROTECTED] Content-Type: text/plain; charset=ISO-8859-1 If one has the discipline to pay balances IN FULL every month and by the due date, it is foolish not to use credit cards. I just received a $200 dividend points from my Visa provider and BTW they also have excellent telephone customer service. What's so bad about that? Discover Card has been stellar as well. - Be a better friend, newshound, and know-it-all with Yahoo! Mobile. Try it now. ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
However, you have much less protection when you use a debit card than when you use a credit card. This topic came up on the local news just the other day. Credit cards have more fraud protection than debit cards. Most likely, if someone somehow steals your card or gets the number and drains your account, you'll have to pay for it. According to the report, it's just the opposite with a credit card due to the level of protection offered. Also, fringe benefits such as free or cheaper extended warranties and buyer's protection insurance only come with a credit card. Kevin in Hillsboro, OR 1983 300SD 267Kmi, Ursula ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
I use a credit card but pay my bill off every month. More of us should live this way. It's oh so easy to overspend and end up just paying half of it and carry it over to the next month, BT, DT! It's nice to have that credit there for an emergency too. Kevin in Hillsboro, OR 1983 300SD 267Kmi, Ursula ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
On 24/02/2008, Kevin Kraly [EMAIL PROTECTED] wrote: I use a credit card but pay my bill off every month. In the credit card industry, a person doing thsi is known as a deadbeat! What does that tell you about them? Zedic ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
Wonko the Insane wrote: I live in Jefferson, Iowa. I use the debit card at the ATM and for PayPal. Debit card? Paypal? You just got two letters added to your last name for a month. Do yourself a favor. Join Penfed.org. Apply for their 5% cashback fuel card (5% of at the pump purchases credited to your balance every month) and link that to your Paypal instead of the debit card. While you're browsing at Penfed, compare their mortgage and HEL rates to your present mortgage. Maybe a 4.99%, 20 year fixed HEL would be better than you're paying now. https://www.penfed.org/productsAndRates/mortgages/homeEquity.asp https://www.penfed.org/productsAndRates/creditCards/RewardCards.asp ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
Yup, if you don't do that those bastards will put your account in a revolving balance and you'll end up paying interest on a purchase you made one minute ago. Dimitri --- Kevin Kraly [EMAIL PROTECTED] wrote: I use a credit card but pay my bill off every month. More of us should live this way. It's oh so easy to overspend and end up just paying half of it and carry it over to the next month, BT, DT! It's nice to have that credit there for an emergency too. Kevin in Hillsboro, OR 1983 300SD 267Kmi, Ursula ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com Looking for last minute shopping deals? Find them fast with Yahoo! Search. http://tools.search.yahoo.com/newsearch/category.php?category=shopping ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards
Dimitri Seretakis [EMAIL PROTECTED] writes: Yup, if you don't do that those bastards will put your account in a revolving balance and you'll end up paying interest on a purchase you made one minute ago. Which cards are these? I have not carried a credit card balance in years and they all still have the 25 - 30 day grace period before finance charges begin. Allan -- 1983 300D ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards
On Sun, 24 Feb 2008 10:34:07 -0500 Allan Streib [EMAIL PROTECTED] wrote: Dimitri Seretakis [EMAIL PROTECTED] writes: Yup, if you don't do that those bastards will put your account in a revolving balance and you'll end up paying interest on a purchase you made one minute ago. Which cards are these? I have not carried a credit card balance in years and they all still have the 25 - 30 day grace period before finance charges begin. The cards I've seen, if you start the month off with a balance, for which you are paying interest, any new purchase is charged interest, too. Craig ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
You do not get the same protections from a fake visa or mc as you do from a real one. Mitch Haley wrote: Craig McCluskey wrote: Good ideas there. However, you have much less protection when you use a debit card than when you use a credit card. I can't rattle off the particulars, but they are noticable. That's correct, although the networks (Visa, M/C) do voluntarily give some of the protections to debit cards, at least if you process the charge in the manner that runs it though them (signature, not PIN). Another reason to use credit cards, besides warranty and chargebacks, is that credit card companies pay me a couple thousand a year and I'm not eager to give that up. (signup bonuses, 2-5% cash back on purchases, 0% interest loans sitting in high yield savings for a year) ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- Kaleb C. Striplin/Claremore, OK 94 E420, 92 300SD, 92 300D, 92 250D Turbo, 92 300E 4Matic, 91 300D, 90 420SEL, 89 560SEL, 89 260E, 87 300SDL, 85 380SE 5.0 Euro, 84 190D, 84 300D euro manny, 81 240D, 81 380SLC, 80 240D, 76 240D, 76 300D, 72 250C, 69 250 http://www.okiebenz.com ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
Good for you, way to go. Should everybody who doesnt follow this lifestyle be shot? Wonko the Sane wrote: We live in entirely different economic environments. I buy diesel (and, regrettably, gas for Debbie's Buick) on the debit card. I buy groceries on the debit card. I do PayPal for eBay on the debit card. Other than that, I take money out of the ATM and pull out some $20s. About the only reason I can think of to have a credit card is to rent a car. Last time I rented a car was in 1995, when I flew to Indy to give Debbie her engagement ring. Story here: http://don.homelinux.net/~don/debdon.html Call me, if you will, a former/reformed Yuppie who decided that Visa was only Satan trying to screw me over. Personally, I think every credit card VP should be taken out and shot as a war criminal. These are the folks who have fu**ed over our economy while they got rich on corporate bonuses. For me, it is a cash economy. If I can't pay for it today, I ain't buying it. D. -- Kaleb C. Striplin/Claremore, OK 94 E420, 92 300SD, 92 300D, 92 250D Turbo, 92 300E 4Matic, 91 300D, 90 420SEL, 89 560SEL, 89 260E, 87 300SDL, 85 380SE 5.0 Euro, 84 190D, 84 300D euro manny, 81 240D, 81 380SLC, 80 240D, 76 240D, 76 300D, 72 250C, 69 250 http://www.okiebenz.com ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards
Sears Mastercard will automatically put your account in a revolving balance if you do not pay the balance in full. That means that if you make the minimum payment on its due date and then 2 days later pay it in full, you will still be paying interest on any purchases made after you made the full payment until the next billing period ends. Pretty slimy tactics. Dimitri Allan Streib [EMAIL PROTECTED] wrote: Dimitri Seretakis writes: Yup, if you don't do that those bastards will put your account in a revolving balance and you'll end up paying interest on a purchase you made one minute ago. Which cards are these? I have not carried a credit card balance in years and they all still have the 25 - 30 day grace period before finance charges begin. Allan -- 1983 300D ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com - Looking for last minute shopping deals? Find them fast with Yahoo! Search. ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards
Subject: Re: [MBZ] OT: Debit cards [was Re: W220 rust] To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: [EMAIL PROTECTED] Content-Type: text/plain; charset=ISO-8859-1 On 24/02/2008, Kevin Kraly [EMAIL PROTECTED] wrote: I use a credit card but pay my bill off every month. In the credit card industry, a person doing thsi is known as a deadbeat! What does that tell you about them? Zedic If any question, read this- http://www.forbes.com/2008/02/15/credit-cards-banking-biz-wall-cx_lm_0215badcards.html?feed=rss_popstories Tony Wirtel ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards
Banking in general and credit cards/loan making are GROSSLY under- regulated in the US, and have very badly distorted the view of the economic status of the country. All that excessive profit is counted as GDP. Peter ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
It tells me that the credit card companies deserve to have more people doing this. Manfred Who also pays them off every month so I must be a deadbeat and proud of it! Damed if they'll make any usurious money off of me. Date: Sun, 24 Feb 2008 07:32:47 -0600 From: Jeff Zedic [EMAIL PROTECTED] Subject: Re: [MBZ] OT: Debit cards [was Re: W220 rust] To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: [EMAIL PROTECTED] Content-Type: text/plain; charset=ISO-8859-1 On 24/02/2008, Kevin Kraly [EMAIL PROTECTED] wrote: I use a credit card but pay my bill off every month. In the credit card industry, a person doing thsi is known as a deadbeat! What does that tell you about them? Zedic ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
Good advice the stories about Paypal draining somebody's bank account due to some trumped up fraud charge are very frightening. Having your cc there protects you. -Curt Date: Sun, 24 Feb 2008 09:02:42 -0500 From: Mitch Haley [EMAIL PROTECTED] Subject: Re: [MBZ] OT: Debit cards [was Re: W220 rust] To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: [EMAIL PROTECTED] Content-Type: text/plain; charset=us-ascii Wonko the Insane wrote: I live in Jefferson, Iowa. I use the debit card at the ATM and for PayPal. Debit card? Paypal? You just got two letters added to your last name for a month. Do yourself a favor. Join Penfed.org. Apply for their 5% cashback fuel card (5% of at the pump purchases credited to your balance every month) and link that to your Paypal instead of the debit card. While you're browsing at Penfed, compare their mortgage and HEL rates to your present mortgage. Maybe a 4.99%, 20 year fixed HEL would be better than you're paying now. https://www.penfed.org/productsAndRates/mortgages/homeEquity.asp https://www.penfed.org/productsAndRates/creditCards/RewardCards.asp - Be a better friend, newshound, and know-it-all with Yahoo! Mobile. Try it now. ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards
I think I misinterpreted your original comment, I thought you were saying that people who paid their card in full every month were still paying interest. Allan Dimitri Seretakis [EMAIL PROTECTED] writes: Sears Mastercard will automatically put your account in a revolving balance if you do not pay the balance in full. That means that if you make the minimum payment on its due date and then 2 days later pay it in full, you will still be paying interest on any purchases made after you made the full payment until the next billing period ends. Pretty slimy tactics. Dimitri Allan Streib [EMAIL PROTECTED] wrote: Dimitri Seretakis writes: Yup, if you don't do that those bastards will put your account in a revolving balance and you'll end up paying interest on a purchase you made one minute ago. Which cards are these? I have not carried a credit card balance in years and they all still have the 25 - 30 day grace period before finance charges begin. Allan -- 1983 300D ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com - Looking for last minute shopping deals? Find them fast with Yahoo! Search. ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- 1983 300D ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
On Sun, Feb 24, 2008 at 1:37 PM, Curt Raymond [EMAIL PROTECTED] wrote: Good advice the stories about Paypal draining somebody's bank account due to some trumped up fraud charge are very frightening. Having your cc there protects you. -Curt I heard about some of those horror stories about PayPal, so I opened an account with a completely different bank. Hardly ever more than $20 in there, but it's good for having a confirmed PayPal account, or what ever, and for buying the occasional cheap item from eBay or iTunes. Ed -- I'm a Night Elf Mohawk! - Mr. T. ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards
On Sun, Feb 24, 2008 at 1:14 PM, Peter Frederick [EMAIL PROTECTED] wrote: Banking in general and credit cards/loan making are GROSSLY under- regulated in the US, and have very badly distorted the view of the economic status of the country. All that excessive profit is counted as GDP. Peter Legalized loan sharking. But instead of breaking your legs, they sic lawyers on you to take everything you on and leave you bankrupt. EdB -- I'm a Night Elf Mohawk! - Mr. T. ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards
On Sun, Feb 24, 2008 at 10:34 AM, Allan Streib [EMAIL PROTECTED] wrote: Dimitri Seretakis [EMAIL PROTECTED] writes: Yup, if you don't do that those bastards will put your account in a revolving balance and you'll end up paying interest on a purchase you made one minute ago. Which cards are these? I have not carried a credit card balance in years and they all still have the 25 - 30 day grace period before finance charges begin. Allan From: http://www.forbes.com/2008/02/15/credit-cards-banking-biz-wall-cx_lm_0215badcards.html?feed=rss_popstories Smaller banks are no different. Some of the worst-offending cards are those targeted to borrowers with weak credit, the most vulnerable group. The New Millennium card, issued by *New Millennium Bank* (otcbb: NMNB.OBhttp://finapps.forbes.com/finapps/jsp/finance/compinfo/CIAtAGlance.jsp?tkr=NMNB.OB- news http://www.forbes.com/markets/company_news.jhtml?ticker=NMNB.OB - people http://www.forbes.com/peopletracker/results.jhtml?startRow=0name=ticker=NMNB.OB) of New Brunswick, N.J., is a secured card with a $59 annual fee, higher than is typical. Adding up the other costs to open an account, cardholders have to fork over $140 just to have access to money they put on deposit with the bank to back their spending on the card. It's basically like paying money for access to your money. Millennium card also has no grace period, meaning a 19.5% interest rate on charges kicks in as soon as a charge is made. That's unheard of, Arnold says. The account is secured with the borrower's own money. There's no risk for the issuer. EdB -- I'm a Night Elf Mohawk! - Mr. T. ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
[MBZ] OT: Debit cards [was Re: W220 rust]
On Sat, 23 Feb 2008 21:18:56 -0600 Wonko the Sane [EMAIL PROTECTED] wrote: I beg to differ. The only folks to whom I have a debt is my mortgage company, and that is only because I didn't have a $75K balance in my checking account when I purchased this house. I have no credit cards. I use a debit card. If there isn't money in the bank, I don't buy it. Good ideas there. However, you have much less protection when you use a debit card than when you use a credit card. I can't rattle off the particulars, but they are noticable. Craig ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
I live in Jefferson, Iowa. I use the debit card at the ATM and for PayPal. It isn't like I am back in NYC or DC! :-) On Sat, Feb 23, 2008 at 9:36 PM, Craig McCluskey [EMAIL PROTECTED] wrote: On Sat, 23 Feb 2008 21:18:56 -0600 Wonko the Sane [EMAIL PROTECTED] wrote: Good ideas there. However, you have much less protection when you use a debit card than when you use a credit card. I can't rattle off the particulars, but they are noticable. Craig ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- LT Don http://don.homelinux.net/~don/ apt-get update apt-get upgrade The following packages will be replaced Prez Do you want to continue? [Y/n] Y ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
Craig McCluskey wrote: Good ideas there. However, you have much less protection when you use a debit card than when you use a credit card. I can't rattle off the particulars, but they are noticable. That's correct, although the networks (Visa, M/C) do voluntarily give some of the protections to debit cards, at least if you process the charge in the manner that runs it though them (signature, not PIN). Another reason to use credit cards, besides warranty and chargebacks, is that credit card companies pay me a couple thousand a year and I'm not eager to give that up. (signup bonuses, 2-5% cash back on purchases, 0% interest loans sitting in high yield savings for a year) ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
We live in entirely different economic environments. I buy diesel (and, regrettably, gas for Debbie's Buick) on the debit card. I buy groceries on the debit card. I do PayPal for eBay on the debit card. Other than that, I take money out of the ATM and pull out some $20s. About the only reason I can think of to have a credit card is to rent a car. Last time I rented a car was in 1995, when I flew to Indy to give Debbie her engagement ring. Story here: http://don.homelinux.net/~don/debdon.html Call me, if you will, a former/reformed Yuppie who decided that Visa was only Satan trying to screw me over. Personally, I think every credit card VP should be taken out and shot as a war criminal. These are the folks who have fu**ed over our economy while they got rich on corporate bonuses. For me, it is a cash economy. If I can't pay for it today, I ain't buying it. D. On Sat, Feb 23, 2008 at 10:11 PM, Mitch Haley [EMAIL PROTECTED] wrote: Another reason to use credit cards, besides warranty and chargebacks, is that credit card companies pay me a couple thousand a year and I'm not eager to give that up. (signup bonuses, 2-5% cash back on purchases, 0% interest loans sitting in high yield savings for a year) -- LT Don http://don.homelinux.net/~don/ apt-get update apt-get upgrade The following packages will be replaced Prez Do you want to continue? [Y/n] Y ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT: Debit cards [was Re: W220 rust]
On Sat, 23 Feb 2008 22:25:49 -0600 Wonko the Sane [EMAIL PROTECTED] wrote: For me, it is a cash economy. If I can't pay for it today, I ain't buying it. I didn't say you should use credit cards for the credit they can provide. You can use them as if they were debit cards -- which is really the only way they should be used. I use a credit card but pay my bill off every month. Craig ___ http://www.okiebenz.com For new parts see official list sponsor: http://www.buymbparts.com/ For used parts email [EMAIL PROTECTED] To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
