Re: [MBZ] OT - Morgages
Wow, that is pretty good. We just did a refi yesterday at 4.25%, which I though was a good deal. Dropped our payment quite a bit for a shorter term too. --R On 6/24/11 9:10 PM, OK Don wrote: Mean time, my wife went shopping at several local banks, came home approved for a 3.8% loand - I just had to add my signiture to the papers. Fast, pleasant, curtious, nd effecient process (so far). ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT - Morgages
Jumbo or petite loan? On Sat, Jun 25, 2011 at 9:44 AM, Rich Thomas richthomas79td...@constructivity.net wrote: Wow, that is pretty good. We just did a refi yesterday at 4.25%, which I though was a good deal. Dropped our payment quite a bit for a shorter term too. --R On 6/24/11 9:10 PM, OK Don wrote: Mean time, my wife went shopping at several local banks, came home approved for a 3.8% loand - I just had to add my signiture to the papers. Fast, pleasant, curtious, nd effecient process (so far). __**_ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/**archive/http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/**mailman/listinfo/mercedes_**okiebenz.comhttp://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT - Morgages
Wish I could refi, we're stuck at 7.35%. I can't find anywhere that will refi at 170% of value. I'll need to pay off something like $25k more before anybody will even look at it. Currently the principle payback is like $210/mo. I've been adding a little to it but we've got our 10 anniversary vacation coming up so I'm socking away some for that. -Curt Date: Sat, 25 Jun 2011 09:44:38 -0400 From: Rich Thomas richthomas79td...@constructivity.net To: Mercedes Discussion List mercedes@okiebenz.com Subject: Re: [MBZ] OT - Morgages Message-ID: 4e05e646.2070...@constructivity.net Content-Type: text/plain; charset=ISO-8859-1; format=flowed Wow, that is pretty good. We just did a refi yesterday at 4.25%, which I though was a good deal. Dropped our payment quite a bit for a shorter term too. --R On 6/24/11 9:10 PM, OK Don wrote: Mean time, my wife went shopping at several local banks, came home approved for a 3.8% loand - I just had to add my signiture to the papers. Fast, pleasant, curtious, nd effecient process (so far). ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT - Morgages
HAve your note holder look into this HARP thing. --R On 6/25/11 12:22 PM, Curt Raymond wrote: Wish I could refi, we're stuck at 7.35%. I can't find anywhere that will refi at 170% of value. I'll need to pay off something like $25k more before anybody will even look at it. Currently the principle payback is like $210/mo. I've been adding a little to it but we've got our 10 anniversary vacation coming up so I'm socking away some for that. -Curt Date: Sat, 25 Jun 2011 09:44:38 -0400 From: Rich Thomasrichthomas79td...@constructivity.net To: Mercedes Discussion Listmercedes@okiebenz.com Subject: Re: [MBZ] OT - Morgages Message-ID:4e05e646.2070...@constructivity.net Content-Type: text/plain; charset=ISO-8859-1; format=flowed Wow, that is pretty good. We just did a refi yesterday at 4.25%, which I though was a good deal. Dropped our payment quite a bit for a shorter term too. --R On 6/24/11 9:10 PM, OK Don wrote: Mean time, my wife went shopping at several local banks, came home approved for a 3.8% loand - I just had to add my signiture to the papers. Fast, pleasant, curtious, nd effecient process (so far). ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT - Morgages
Long ago, I read, particularly in Consumer Reports, how credit unions are a much better deal for their members, etc. I tried to put that into practice. My sad experience is that I always could do better at a bank. That's even before an old friend became president of my bank. I don't know why, but I do know what. 9 and 11. Re: OT - mortgages Message: 9 Date: Sat, 18 Jun 2011 17:11:47 -0500 From: OK Don okd...@gmail.com To: Mercedes Discussion List mercedes@okiebenz.com I'd forgotten them. The last time I went to them for a new car loan (1997) they were more expensive than a local bank, but it's worth checking. Thanks -- On Sat, Jun 18, 2011 at 4:04 PM, Dan Penoff lwb...@yahoo.com wrote: Don't forget credit unions, too. Our local CU has very competitive rates and products, not to mention they are very good to work with. After all, we're not just a depositor, we're an owner. We are getting closed to wrapping up a short sale (hopefully!) and have the CU on the hook with everything poised and ready to go. I can call my loan officer directly, ask questions, etc., whenever I want. They are so much easier to work with, not to mention that we pay nothing in fees for our bank accounts, and we even earn interest on them (albeit MIT much these days...) Dan Message: 11 Date: Sat, 18 Jun 2011 18:17:04 -0400 From: Dan Penoff lwb...@yahoo.com Subject: Re: [MBZ] OT - mortgages The rates at our CU are competitive, as well them having an in-house title and real estate group that gives discounted fees to members. We will save about $1500 on our closing costs due to this. I did shop around for better terms/rates but didn't find any. Another nice thing is their ability to offer non-traditional products, such as a 20 year mortgage. I couldn't find any any local banks that would do a 20 year note - they would only do a 15 or 30 year note. Dan Sent from my iPhone On Jun 18, 2011, at 6:11 PM, OK Don okd...@gmail.com wrote: I'd forgotten them. The last time I went to them for a new car loan (1997) they were more expensive than a local bank, but it's worth checking. Thanks -- On Sat, Jun 18, 2011 at 4:04 PM, Dan Penoff lwb...@yahoo.com wrote: Don't forget credit unions, too. Our local CU has very competitive rates and products, not to mention they are very good to work with. After all, we're not just a depositor, we're an owner. We are getting closed to wrapping up a short sale (hopefully!) and have the CU on the hook with everything poised and ready to go. I can call my loan officer directly, ask questions, etc., whenever I want. They are so much easier to work with, not to mention that we pay nothing in fees for our bank accounts, and we even earn interest on them (albeit MIT much these days...) Dan ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] OT - Morgages
I put an inquiry into the credit union about rates, etc. They still haven't responded (someone will call you -- ). Mean time, my wife went shopping at several local banks, came home approved for a 3.8% loand - I just had to add my signiture to the papers. Fast, pleasant, curtious, nd effecient process (so far). On Fri, Jun 24, 2011 at 4:05 PM, Robert Bigham edward_baldh...@earthlink.net wrote: Long ago, I read, particularly in Consumer Reports, how credit unions are a much better deal for their members, etc. I tried to put that into practice. My sad experience is that I always could do better at a bank. That's even before an old friend became president of my bank. I don't know why, but I do know what. 9 and 11. Re: OT - mortgages Message: 9 Date: Sat, 18 Jun 2011 17:11:47 -0500 From: OK Don okd...@gmail.com To: Mercedes Discussion List mercedes@okiebenz.com I'd forgotten them. The last time I went to them for a new car loan (1997) they were more expensive than a local bank, but it's worth checking. Thanks -- . http://www.okiebenz.com -- OK Don 2001 ML320 1992 300D 2.5T 1990 300D 2.5T 1997 Plymouth Grand Voyager ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
