[RBW] Re: What is the seller's safety with PayPal and other payments.
For this group and a couple other's I'll ship and collect after buyer gets it okay. Just how I do it. I've never gotten burned. Ryan On Monday, March 8, 2021 at 1:14:53 PM UTC-8 Joe M. wrote: > With PayPal, if they pay you as “friends and family,” you receive the full > payment amount with no fees taken out. They are offered no protection by > PayPal and they must trust that you will be sending them the bike. If they > choose “goods and services” when paying, you pay a fee but PayPal may offer > them money back if you don’t ship the bike. > > As far as sellers protection goes, I never ship until the money is in my > account. I do not accept personal checks or cashiers checks. No checks of > any kind. These days everyone has Venmo, PayPal or Zelle. If they don’t, I > don’t sell to them. > > And of course, cash is king. I only meet people in high traffic public > places like Starbucks or bank parking lots. > > I can easily get a sense of someone’s legitimacy by talking with them. If > I have a bad feeling about someone or a transaction then I abort. > > And if someone messages you on Craigslist asking for your phone number, > NEVER give it to them. They can use it to steal your identity. > When it comes time to meet with someone I ask for their number and I use a > Google voice number to communicate with them. > On Monday, March 8, 2021 at 10:40:48 AM UTC-8 Roberta wrote: > >> Riv content: I'll be listing a Riv soon. Lots of us sell bikes. >> >> What is the seller's safety in getting paid with a cashiers check, >> PayPal, Zelle, cash, other options? I''ll be listing my complete bike here >> and on CL, so likely I'll be selling to a stranger. I'd want to protect >> myself again someone taking my bike and then, somehow, I wouldn't get the >> funds. >> >> When I bought a bike from a list member, we met in person, I paid him >> with PayPal, he accepted the money and then I took the bike. >> >> Roberta >> > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To unsubscribe from this group and stop receiving emails from it, send an email to rbw-owners-bunch+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/rbw-owners-bunch/5836dd46-cedb-4d04-ad2b-22af45cc98e3n%40googlegroups.com.
[RBW] Re: What is the seller's safety with PayPal and other payments.
Note that transferring the funds out of Paypal and into your bank account does not protect you from Paypal reacquiring those funds back from your account in a dispute. That's why they have you "link" your bank account rather than it just set up as a direct deposit. On Monday, March 8, 2021 at 1:14:53 PM UTC-8 Joe M. wrote: > With PayPal, if they pay you as “friends and family,” you receive the full > payment amount with no fees taken out. They are offered no protection by > PayPal and they must trust that you will be sending them the bike. If they > choose “goods and services” when paying, you pay a fee but PayPal may offer > them money back if you don’t ship the bike. > > As far as sellers protection goes, I never ship until the money is in my > account. I do not accept personal checks or cashiers checks. No checks of > any kind. These days everyone has Venmo, PayPal or Zelle. If they don’t, I > don’t sell to them. > > And of course, cash is king. I only meet people in high traffic public > places like Starbucks or bank parking lots. > > I can easily get a sense of someone’s legitimacy by talking with them. If > I have a bad feeling about someone or a transaction then I abort. > > And if someone messages you on Craigslist asking for your phone number, > NEVER give it to them. They can use it to steal your identity. > When it comes time to meet with someone I ask for their number and I use a > Google voice number to communicate with them. > On Monday, March 8, 2021 at 10:40:48 AM UTC-8 Roberta wrote: > >> Riv content: I'll be listing a Riv soon. Lots of us sell bikes. >> >> What is the seller's safety in getting paid with a cashiers check, >> PayPal, Zelle, cash, other options? I''ll be listing my complete bike here >> and on CL, so likely I'll be selling to a stranger. I'd want to protect >> myself again someone taking my bike and then, somehow, I wouldn't get the >> funds. >> >> When I bought a bike from a list member, we met in person, I paid him >> with PayPal, he accepted the money and then I took the bike. >> >> Roberta >> > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To unsubscribe from this group and stop receiving emails from it, send an email to rbw-owners-bunch+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/rbw-owners-bunch/d8641410-a4df-4f0f-8f50-534fba0437a5n%40googlegroups.com.
[RBW] Re: What is the seller's safety with PayPal and other payments.
With PayPal, if they pay you as “friends and family,” you receive the full payment amount with no fees taken out. They are offered no protection by PayPal and they must trust that you will be sending them the bike. If they choose “goods and services” when paying, you pay a fee but PayPal may offer them money back if you don’t ship the bike. As far as sellers protection goes, I never ship until the money is in my account. I do not accept personal checks or cashiers checks. No checks of any kind. These days everyone has Venmo, PayPal or Zelle. If they don’t, I don’t sell to them. And of course, cash is king. I only meet people in high traffic public places like Starbucks or bank parking lots. I can easily get a sense of someone’s legitimacy by talking with them. If I have a bad feeling about someone or a transaction then I abort. And if someone messages you on Craigslist asking for your phone number, NEVER give it to them. They can use it to steal your identity. When it comes time to meet with someone I ask for their number and I use a Google voice number to communicate with them. On Monday, March 8, 2021 at 10:40:48 AM UTC-8 Roberta wrote: > Riv content: I'll be listing a Riv soon. Lots of us sell bikes. > > What is the seller's safety in getting paid with a cashiers check, PayPal, > Zelle, cash, other options? I''ll be listing my complete bike here and on > CL, so likely I'll be selling to a stranger. I'd want to protect myself > again someone taking my bike and then, somehow, I wouldn't get the funds. > > When I bought a bike from a list member, we met in person, I paid him with > PayPal, he accepted the money and then I took the bike. > > Roberta > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To unsubscribe from this group and stop receiving emails from it, send an email to rbw-owners-bunch+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/rbw-owners-bunch/d93122d1-4042-4d5b-94af-90bb2f4994a2n%40googlegroups.com.
[RBW] Re: What is the seller's safety with PayPal and other payments.
Roberta, I’m not sure if paypal friends and family offers protection, it should be a non reversible transaction, you need to call . Once payment is made on non friends and family paypal, I believe the buyer only has 1-2 hours to reverse the charge, and they can always file a dispute. You can call paypal for more info. Take a lot of pictures, both before and during packing as well as keeping your listing with those photos. A cashiers check you need to wait for it to clear prior to shipping. Cash is good face to face but get a pen at staples to make sure the bills are legit. I’ve sold once on CL for cash, not an expensive bike. If you use eBay the buyer can always try to file a dispute so care needs to be taken. Not sure this is helpful, I prefer to sell on list, sell a bit cheaper as you know most people ob these lists but that is not a guarantee. I sold a complete Bleriot on eBay some years ago with no issues but every transaction can be different. Good luck Joel On Monday, March 8, 2021 at 1:40:48 PM UTC-5 Roberta wrote: > Riv content: I'll be listing a Riv soon. Lots of us sell bikes. > > What is the seller's safety in getting paid with a cashiers check, PayPal, > Zelle, cash, other options? I''ll be listing my complete bike here and on > CL, so likely I'll be selling to a stranger. I'd want to protect myself > again someone taking my bike and then, somehow, I wouldn't get the funds. > > When I bought a bike from a list member, we met in person, I paid him with > PayPal, he accepted the money and then I took the bike. > > Roberta > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To unsubscribe from this group and stop receiving emails from it, send an email to rbw-owners-bunch+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/rbw-owners-bunch/5a22c862-8b54-41e5-9681-63d74c4e7850n%40googlegroups.com.
[RBW] Re: What is the seller's safety with PayPal and other payments.
most everyone has it covered, paypal generally covers the buyer more than the seller, if you are selling remotely its really your only option so a little bit of due dilligence is warranted, like someone thats active in the list etc. when i sold my stable a few months ago (5 bikes in a month), it was in person, so i accepted pretty much anything, usually Venmo or Zelle--Venmo there is a little bit of risk for chargebacks, Zelle i'm told cannot be taken back. either form once its in you app you are fine. and ofc you still have option of cash! i would not accept any form of check unless you do it at the PAYERS bank and they cash it on the spot--but in that case why cant they pull it out in cash! On Monday, March 8, 2021 at 1:40:48 PM UTC-5 Roberta wrote: > Riv content: I'll be listing a Riv soon. Lots of us sell bikes. > > What is the seller's safety in getting paid with a cashiers check, PayPal, > Zelle, cash, other options? I''ll be listing my complete bike here and on > CL, so likely I'll be selling to a stranger. I'd want to protect myself > again someone taking my bike and then, somehow, I wouldn't get the funds. > > When I bought a bike from a list member, we met in person, I paid him with > PayPal, he accepted the money and then I took the bike. > > Roberta > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To unsubscribe from this group and stop receiving emails from it, send an email to rbw-owners-bunch+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/rbw-owners-bunch/227cfcc4-a9b8-40ee-ae5a-89c22e7027e8n%40googlegroups.com.
[RBW] Re: What is the seller's safety with PayPal and other payments.
The lead article in latest issue of Adventure Cycling magazine is about buying a used bike. There is a section on "How to Pay". Several methods are mentions. The section on PayPal mentions that as a seller you can send the buyer an invoice on PayPal, which adds add'l safeguard (I suppose in the form of documentation should a dispute arise). Purchase Protection is automatically included when Goods & Services is used (3.7% fee charged to seller). On Monday, March 8, 2021 at 11:47:54 AM UTC-8 Shoji Takahashi wrote: > Hi Roberta, > Cash is best. I've done transactions with RBW listers (who are "known > listers") via check. > > I was under the impression that PayPal G is more favorable to the buyer > than seller-- but I haven't looked at it recently. Also, note that PayPal > submits tax forms if your sales exceed a certain amount. As it's the sale > of a used item, it does qualify for IRS exemptions, but documentation could > be a pain. > > Good luck! > shoji > Arlington MA > > On Monday, March 8, 2021 at 1:40:48 PM UTC-5 Roberta wrote: > >> Riv content: I'll be listing a Riv soon. Lots of us sell bikes. >> >> What is the seller's safety in getting paid with a cashiers check, >> PayPal, Zelle, cash, other options? I''ll be listing my complete bike here >> and on CL, so likely I'll be selling to a stranger. I'd want to protect >> myself again someone taking my bike and then, somehow, I wouldn't get the >> funds. >> >> When I bought a bike from a list member, we met in person, I paid him >> with PayPal, he accepted the money and then I took the bike. >> >> Roberta >> > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To unsubscribe from this group and stop receiving emails from it, send an email to rbw-owners-bunch+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/rbw-owners-bunch/a75ed032-5f32-4cc8-bc1e-aaed2b007df1n%40googlegroups.com.
[RBW] Re: What is the seller's safety with PayPal and other payments.
Hi Roberta, Cash is best. I've done transactions with RBW listers (who are "known listers") via check. I was under the impression that PayPal G is more favorable to the buyer than seller-- but I haven't looked at it recently. Also, note that PayPal submits tax forms if your sales exceed a certain amount. As it's the sale of a used item, it does qualify for IRS exemptions, but documentation could be a pain. Good luck! shoji Arlington MA On Monday, March 8, 2021 at 1:40:48 PM UTC-5 Roberta wrote: > Riv content: I'll be listing a Riv soon. Lots of us sell bikes. > > What is the seller's safety in getting paid with a cashiers check, PayPal, > Zelle, cash, other options? I''ll be listing my complete bike here and on > CL, so likely I'll be selling to a stranger. I'd want to protect myself > again someone taking my bike and then, somehow, I wouldn't get the funds. > > When I bought a bike from a list member, we met in person, I paid him with > PayPal, he accepted the money and then I took the bike. > > Roberta > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To unsubscribe from this group and stop receiving emails from it, send an email to rbw-owners-bunch+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/rbw-owners-bunch/bb44e2c0-ce81-4fe0-9f7e-69a9dfbe8e39n%40googlegroups.com.
[RBW] Re: What is the seller's safety with PayPal and other payments.
Hi Roberta! I don't know anything about seller protection stuff so I'll let others chime in on that, but the way I've always done it over 20 years here and on the BOB is the buyer pays for the bike then I ship. I've always bought stuff this way, too, which can be a little nerve-wracking for the buyer but this is a small group of folks who've built a lot of trust over the years. I wouldn't do that on Craigslist as the buyer, but if someone there wants give you the money to ship just tell them the dollars have to be securely in your account and cleared first. The easiest for me is PayPal, the money shows up in my account right away and that baby is in a box and out the door! Joe Bernard On Monday, March 8, 2021 at 10:40:48 AM UTC-8 Roberta wrote: > Riv content: I'll be listing a Riv soon. Lots of us sell bikes. > > What is the seller's safety in getting paid with a cashiers check, PayPal, > Zelle, cash, other options? I''ll be listing my complete bike here and on > CL, so likely I'll be selling to a stranger. I'd want to protect myself > again someone taking my bike and then, somehow, I wouldn't get the funds. > > When I bought a bike from a list member, we met in person, I paid him with > PayPal, he accepted the money and then I took the bike. > > Roberta > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To unsubscribe from this group and stop receiving emails from it, send an email to rbw-owners-bunch+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/rbw-owners-bunch/59e68e83-bd80-4120-aae1-3acceb67be70n%40googlegroups.com.
