Re: Target launches 'Wallet' mobile payments platform, continues to ignore Apple Pay
It's one of the many annoying things about the US. So annoying not being able to use apple pay everywhere. I think the tap your card to pay is so damn epic. Seeing it done was just wow to me. On 12/6/17, Sieghard Weitzel <siegh...@live.ca> wrote: > I don't get all this fragmentation. > Here in Canada almost every store even small ones have contactless card > terminals where you can tap your chip-equipped credit or debit card. > Chip cards have been the norm here for many years and while purchase amounts > for tap have to be less than $100 for the most part (many of the day-to-day > purchases are) you can use Apple Pay at any location where you can also > tap. > I don't shop at Walmart because the closest one to where I live is a 2-hour > drive away, but also out of principal, I highly doubt they don't have > contactless terminals and if they do you can use Apple Pay. It's rare that I > have to pull out my actual credit card any more. > > Regards, > Sieghard > > -Original Message- > From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf > Of M. Taylor > Sent: Wednesday, December 06, 2017 1:28 PM > To: viphone@googlegroups.com > Subject: Target launches 'Wallet' mobile payments platform, continues to > ignore Apple Pay > > AppleInsider - Frontpage News - Monday, December 4, 2017 at 5:03 PM Target > launches 'Wallet' mobile payments platform, continues to ignore Apple Pay > Target on Monday introduced Wallet, a new mobile payments platform that > allows customers to pay for items at brick-and-mortar Target stores, and > reap savings, using the Target app on iOS and Android. > > Announced in a press release, the QR code-based system lets customers > provision Target REDcards on their device, which can be used in conjunction > with digital savings like Cartwheel offers and Weekly Ad coupons at > checkout. > According to the company, Wallet is up to four times faster than other > in-store payment types. Which payment systems were tested as part of > Target's impromptu study is unknown. > "Wallet in the Target app makes checkout easier and faster than ever," said > Mike McNamara, chief information and digital officer at Target. "Guests are > going to love the convenience of having payment, Cartwheel offers, Weekly Ad > coupons and GiftCards all in one place with Wallet." > > Unlike NFC-based solutions like Apple Pay, Target's Wallet relies on > generated QR codes that can be scanned at a point-of-sale terminal. > To pay, users are instructed to open the app, tap on "Wallet," scan coupon > barcodes with an iPhone's camera, scan their Wallet barcode at the POS > terminal for Cartwheel offers, then press "Pay." Provided screenshots also > show options to make cash withdrawals from an associated debit card and > apply gift card credit, but those features were left unmentioned in today's > release. > > Target is the latest big-box chain to roll out an in-house payments solution > instead of adopting existing technologies like Apple Pay. Walmart, another > Apple Pay holdout, debuted the QR code-based Walmart Pay to all U.S. stores > last year. > > It was Target and Walmart that led the charge against Apple Pay > implementation in favor of in-house technology developed by the Merchant > Customer Exchange consortium, of which both companies are founding members. > Dubbed CurrentC, the mobile payments solution was touted as a segment > competitor by MCX until the pilot program fizzled out last June. MCX > subsequently sold the defunct platform to JPMorgan Chase earlier this year. > > Earlier this year, a Target customer service representative gave Apple > device owners false hope in a tweet saying the retailer was working to > integrate Apple Pay in its stores. Target quickly denied the claims, noting > it had no plans to make Apple Pay available beyond in-app purchases. > Those interested in taking advantage of Target's Wallet technology can > download the company's app from the iOS App Store. > > Original Article at: > http://appleinsider.com/articles/17/12/04/target-launches-wallet-mobile-paym > ents-platform-continues-to-ignore-apple-pay > > > -- > The following information is important for all members of the V iPhone > list. > > If you have any questions or concerns about the running of this list, or if > you feel that a member's post is inappropriate, please contact the owners or > moderators directly rather than posting on the list itself. > > Your V iPhone list moderator is Mark Taylor. Mark can be reached at: > mk...@ucla.edu. Your list owner is Cara Quinn - you can reach Cara at > caraqu...@caraquinn.com > > The archives for this list can be searched at: > http://www.mail-
RE: Target launches 'Wallet' mobile payments platform, continues to ignore Apple Pay
I don't get all this fragmentation. Here in Canada almost every store even small ones have contactless card terminals where you can tap your chip-equipped credit or debit card. Chip cards have been the norm here for many years and while purchase amounts for tap have to be less than $100 for the most part (many of the day-to-day purchases are) you can use Apple Pay at any location where you can also tap. I don't shop at Walmart because the closest one to where I live is a 2-hour drive away, but also out of principal, I highly doubt they don't have contactless terminals and if they do you can use Apple Pay. It's rare that I have to pull out my actual credit card any more. Regards, Sieghard -Original Message- From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of M. Taylor Sent: Wednesday, December 06, 2017 1:28 PM To: viphone@googlegroups.com Subject: Target launches 'Wallet' mobile payments platform, continues to ignore Apple Pay AppleInsider - Frontpage News - Monday, December 4, 2017 at 5:03 PM Target launches 'Wallet' mobile payments platform, continues to ignore Apple Pay Target on Monday introduced Wallet, a new mobile payments platform that allows customers to pay for items at brick-and-mortar Target stores, and reap savings, using the Target app on iOS and Android. Announced in a press release, the QR code-based system lets customers provision Target REDcards on their device, which can be used in conjunction with digital savings like Cartwheel offers and Weekly Ad coupons at checkout. According to the company, Wallet is up to four times faster than other in-store payment types. Which payment systems were tested as part of Target's impromptu study is unknown. "Wallet in the Target app makes checkout easier and faster than ever," said Mike McNamara, chief information and digital officer at Target. "Guests are going to love the convenience of having payment, Cartwheel offers, Weekly Ad coupons and GiftCards all in one place with Wallet." Unlike NFC-based solutions like Apple Pay, Target's Wallet relies on generated QR codes that can be scanned at a point-of-sale terminal. To pay, users are instructed to open the app, tap on "Wallet," scan coupon barcodes with an iPhone's camera, scan their Wallet barcode at the POS terminal for Cartwheel offers, then press "Pay." Provided screenshots also show options to make cash withdrawals from an associated debit card and apply gift card credit, but those features were left unmentioned in today's release. Target is the latest big-box chain to roll out an in-house payments solution instead of adopting existing technologies like Apple Pay. Walmart, another Apple Pay holdout, debuted the QR code-based Walmart Pay to all U.S. stores last year. It was Target and Walmart that led the charge against Apple Pay implementation in favor of in-house technology developed by the Merchant Customer Exchange consortium, of which both companies are founding members. Dubbed CurrentC, the mobile payments solution was touted as a segment competitor by MCX until the pilot program fizzled out last June. MCX subsequently sold the defunct platform to JPMorgan Chase earlier this year. Earlier this year, a Target customer service representative gave Apple device owners false hope in a tweet saying the retailer was working to integrate Apple Pay in its stores. Target quickly denied the claims, noting it had no plans to make Apple Pay available beyond in-app purchases. Those interested in taking advantage of Target's Wallet technology can download the company's app from the iOS App Store. Original Article at: http://appleinsider.com/articles/17/12/04/target-launches-wallet-mobile-paym ents-platform-continues-to-ignore-apple-pay -- The following information is important for all members of the V iPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your V iPhone list moderator is Mark Taylor. Mark can be reached at: mk...@ucla.edu. Your list owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at: http://www.mail-archive.com/viphone@googlegroups.com/ --- You received this message because you are subscribed to the Google Groups "VIPhone" group. To unsubscribe from this group and stop receiving emails from it, send an email to viphone+unsubscr...@googlegroups.com. To post to this group, send email to viphone@googlegroups.com. Visit this group at https://groups.google.com/group/viphone. For more options, visit https://groups.google.com/d/optout. -- The following information is important for all members of the V iPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member'
Target launches 'Wallet' mobile payments platform, continues to ignore Apple Pay
AppleInsider - Frontpage News - Monday, December 4, 2017 at 5:03 PM Target launches 'Wallet' mobile payments platform, continues to ignore Apple Pay Target on Monday introduced Wallet, a new mobile payments platform that allows customers to pay for items at brick-and-mortar Target stores, and reap savings, using the Target app on iOS and Android. Announced in a press release, the QR code-based system lets customers provision Target REDcards on their device, which can be used in conjunction with digital savings like Cartwheel offers and Weekly Ad coupons at checkout. According to the company, Wallet is up to four times faster than other in-store payment types. Which payment systems were tested as part of Target's impromptu study is unknown. "Wallet in the Target app makes checkout easier and faster than ever," said Mike McNamara, chief information and digital officer at Target. "Guests are going to love the convenience of having payment, Cartwheel offers, Weekly Ad coupons and GiftCards all in one place with Wallet." Unlike NFC-based solutions like Apple Pay, Target's Wallet relies on generated QR codes that can be scanned at a point-of-sale terminal. To pay, users are instructed to open the app, tap on "Wallet," scan coupon barcodes with an iPhone's camera, scan their Wallet barcode at the POS terminal for Cartwheel offers, then press "Pay." Provided screenshots also show options to make cash withdrawals from an associated debit card and apply gift card credit, but those features were left unmentioned in today's release. Target is the latest big-box chain to roll out an in-house payments solution instead of adopting existing technologies like Apple Pay. Walmart, another Apple Pay holdout, debuted the QR code-based Walmart Pay to all U.S. stores last year. It was Target and Walmart that led the charge against Apple Pay implementation in favor of in-house technology developed by the Merchant Customer Exchange consortium, of which both companies are founding members. Dubbed CurrentC, the mobile payments solution was touted as a segment competitor by MCX until the pilot program fizzled out last June. MCX subsequently sold the defunct platform to JPMorgan Chase earlier this year. Earlier this year, a Target customer service representative gave Apple device owners false hope in a tweet saying the retailer was working to integrate Apple Pay in its stores. Target quickly denied the claims, noting it had no plans to make Apple Pay available beyond in-app purchases. Those interested in taking advantage of Target's Wallet technology can download the company's app from the iOS App Store. Original Article at: http://appleinsider.com/articles/17/12/04/target-launches-wallet-mobile-paym ents-platform-continues-to-ignore-apple-pay -- The following information is important for all members of the V iPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your V iPhone list moderator is Mark Taylor. Mark can be reached at: mk...@ucla.edu. Your list owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at: http://www.mail-archive.com/viphone@googlegroups.com/ --- You received this message because you are subscribed to the Google Groups "VIPhone" group. To unsubscribe from this group and stop receiving emails from it, send an email to viphone+unsubscr...@googlegroups.com. To post to this group, send email to viphone@googlegroups.com. Visit this group at https://groups.google.com/group/viphone. For more options, visit https://groups.google.com/d/optout.
