--------- Forwarded message ----------
From: <prashant naik
Date: Fri, Oct 19, 2012 at 5:37 PM
Subject: TALKING ATM vs VG ATM

Dear friends,

Many of our sighted fellows are under wrong impression that an ATM voicing
out few prompts is a talking ATM for the blind.  But there is difference
between voice guidance on an ATM for general public and a talking ATM for
the visually impaired.

As I am working with the alternate channels department and especially on
talking ATM project, I wish to throw some light on it.  I have prepared a
small write up on this topic. This info is based on my experience.  I
searched a lot on internet to get more factual info but was unable to find.


This write up is just a two page document and it is prepared in a table
format for better understanding. Please download it from my drop box

I also pasting same table here for reading.


  *TALKING ATM FOR THE BLIND AND PARTIALLY SIGHTED*
 *PUBLIC VOICE GUIDANCE ON AN ATM*
 1. Independent transaction is possible for a visually impaired ATM
user. Visually
impaired person cannot perform independent ATM transaction. 2. Private
audio only through a headphone.

A standard 3.5 mm jack headphone should be plugged in by a visually
impaired in the beginning of the ATM operation.
Public audio through ATM internal speakers. 3. Each screen is voiced out.
Complete synchronization of screen text and audio output. Very few voice
prompts

Mainly you will find following prompts

- Welcome message

- Enter your pin

- Enter your amount

- Thank you, etc.

(not more than 6-8 voice prompts are available)
4. Additional features in the ATM operation provided for visually impaired No
additional features in the ATM operation are provided. 5. Visually impaired
have option to hide or display ATM screen. No such option available. 6. Volume
control either though hardware switch/button or through IVR based keypad
input possible. Only possible through hardware switch/button. 7. Appropriate
Braille labels are provided. Braille labels may or may not be provided as
this is not specially.  8. This is an inclusive ATM. Both sighted and blind
person can use it. Not a special ATM. Can be used by sighted persons.
 Partial voice prompt not leading to an independent ATM operation for a
9blind person.  9. Orientation of the ATM is provided in the beginning. No
such feature available. 10. Only voiced out when headphone pin is plugged
into the ATM audio jack. All the time few audio messages are spoken through
speakers. 11. Audio is private. Audio is public. 12. Audio messages can be
recorded wave files or mostly preferred is synthetic voice which is TTS
based. Audio messages are mostly recorded wave files. 13. Language choice
is possible for user User cannot choose language on his own. 14. Special
efforts are involved from bank and ATM manufacture end to develop and
customize talking ATM solution for bank. No such special efforts needed.
 Mostly voice guidance is readily available. Very little changes as bank
name, etc. may be done.  15. Dynamic information such as balance amount,
etc. is delivered from ATM switch. No such dynamic info is delivered.
16. Interactive
Voice Response (IVR) based operation which uses ATM pin pad for all inputs
is designed for ease of operation.

Few examples are :

Press 1 for cash withdrawal, press 2 for balance enquiry, press 3 for PIN
change.

Press 1 yes if you want receipt, press 2 if No.
No such IVR operation is possible. 17. In hidden screens mode touch screen
mode is disabled. Touch screen mode is always enabled.  18. For low vision
persons care is taken to develop accessible screen text with large font and
better contrast. No such screen changes are done.  19. To have
infrastructure accessibility floor guidance, railing, accessible door size
and floor space, ramp, etc are provided for talking and accessible ATM
sites. No such infrastructure accessibility features are provided.  20. At
ATM switch side configuration changes are done to support talking mode at
ATM terminal. No such special changes are made. 21. Bank invests in
developing this solution and work on customization. Voice enable ATM models
are readily available. Mostly newer ATM models are having voice guidance
capability.  It is just enabled at ATM end. 22. Being a private audio it is
not at all annoying to pubic. Once voice guidance is enabled it speaks all
the time through speakers and this experience is annoying for general
public.
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