> It seems to me, that traffic school makes everybody out to be a greater
> risk than their driving record indicates. If risk is a primary factor in
> an insurance company's rate determination, doesn't that mean that
> traffic school makes everybody's rates higher than they otherwise would
> Be?
In California a driver can keep a moving violation off their driving
record by attending traffic school-- but they can do so only once every
18 months. By so doing, drivers can, supposedly, maintain less
expensive insurance on their vehicle by appearing to be less of a risk
than they really are.
