I'm not sure I understand your question about the need to store paths in
the wallet database -- there's no way to infer the path of an address
inside an HD wallet from the address alone (short of an exhaustive
search), and HD wallets need to store either the paths, addresses, or
both that have
m/##'/0'/99'/0'
where 99 is the identifier for, say, counterparty
What is stopping you from using m/44'/9'/a'/c/i as descibed here:
http://doc.satoshilabs.com/slips/slip-0044.html
to avoid having an internal mapping from 9'- 0' to find out what
blockchain to query, this sounds like it should
Say you generate a child key using the path m/6'/4'/7'/99'/0/196, which
is what your proposed path structure would be, and it results in the
address 1DpY7PtPVURvjrGsdAjbZAZ7cL9GD8tc5w.
When the wallet notices a transaction in the blockchain that has
1DpY7PtPVURvjrGsdAjbZAZ7cL9GD8tc5w as an
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