Re: [CGUYS] LCD monitor question

2008-05-05 Thread Larry Sacks
Don't worry about not actually owning a Dell Computer.  You can say you
bought the Dell monitor based on Dell's reputation for (cough cough)
stellar products, service and support.  (Whew...I actually said that
with a straight face too!)

Tell them you're a Mac person but you bought the monitor because of the
reviews it got *but* if the monitor will only last 3 1/2 years, you're
going to have to rethink about getting anything from Dell.

Larry

-Original Message-
From: Computer Guys Discussion List
[mailto:[EMAIL PROTECTED] On Behalf Of Paula Minor
Sent: Sunday, May 04, 2008 7:23 PM
To: COMPUTERGUYS-L@LISTSERV.AOL.COM
Subject: Re: [CGUYS] LCD monitor question

 Too bad, your warranty's
 expired, ask to speak to a supervisor and explain you bought the
 monitor based on the reviews you'd read and how you thought a Dell
 product would last far, far longer.  (If any of your systems are Dell,
 say that).  Go for the Loyal Customer angle who's disappointed to  
 only
 get 3 years out of a monitor.  While you're doing this, stress your
 now-doubting belief that Dell makes a good product and how you'll
I may give it a try.  I'm strictly a Mac person now but I do have a  
Dell system sitting here beside me,unplugged, so I DO have their  
products around. g

Paula
IN/USA
Life should NOT be a journey to the grave with the intention of  
arriving safely in an attractive and well preserved body, but rather  
to skid in sideways, chocolate in one hand, wine in the other, body  
thoroughly used up, totally worn out and screaming WOO HOO what a  
ride! Have a wonderful day!








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Re: [CGUYS] LCD monitor question

2008-05-05 Thread Snyder, Mark (IT Civ)
Tony,

I use an LCD monitor to add desk space to my laptop's monitor.  I keep
about 6 icons on the XP's desktop.  I use the space to have 8-10
applications and a couple dozen current files open and/or to have a
remote server connection on one and an application on the other.  I also
use as much screen real estate as I can get at home on my Macs.  This is
definitely more productive for me (a senior engineer).  What do you do
that does not make this more productive for you? 

Thank you,
 
Mark Snyder
-Original Message-
That's an absurd assumption. Or do you have some shred of evidence
that supports this wacko theory? Why would having empty space on your
desk do anything but give you someplace else to store crap?

And I can't imagine a job where a worker with a slightly bigger screen
would actually be more productive than one without, all other things
being equal.


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Re: [CGUYS] LCD monitor question

2008-05-05 Thread Tony B
*I* was asserting that simply increasing a worker's screen size will
NOT increase their productivity. RAM, certainly. CPU speed, maybe. But
I need a bigger screen so I can be more productive sounds more like
a whine than a reasoned argument. Even Tom gave up on the theory,
after futilely trying to find some shred of evidence to support it.


On Mon, May 5, 2008 at 1:03 PM, Snyder, Mark (IT Civ)
[EMAIL PROTECTED] wrote:
 Tony,

  I use an LCD monitor to add desk space to my laptop's monitor.  I keep
  about 6 icons on the XP's desktop.  I use the space to have 8-10
  applications and a couple dozen current files open and/or to have a
  remote server connection on one and an application on the other.  I also
  use as much screen real estate as I can get at home on my Macs.  This is
  definitely more productive for me (a senior engineer).  What do you do
  that does not make this more productive for you?

  Thank you,

  Mark Snyder
  -Original Message-
  That's an absurd assumption. Or do you have some shred of evidence
  that supports this wacko theory? Why would having empty space on your
  desk do anything but give you someplace else to store crap?

  And I can't imagine a job where a worker with a slightly bigger screen
  would actually be more productive than one without, all other things
  being equal.


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Re: [CGUYS] LCD monitor question

2008-05-05 Thread Snyder, Mark (IT Civ)
So, you reject why I find it more productive or am I 'whining' by
claiming I often need more than one application window open at the same
time?  What do you do with a computer in your job?  

Thank you,
 
Mark Snyder
-Original Message-
*I* was asserting that simply increasing a worker's screen size will
NOT increase their productivity. RAM, certainly. CPU speed, maybe. But
I need a bigger screen so I can be more productive sounds more like
a whine than a reasoned argument. Even Tom gave up on the theory,
after futilely trying to find some shred of evidence to support it.


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Re: [CGUYS] LCD monitor question

2008-05-05 Thread Tony B
I specifically said more RAM might help, which is what you need to
have multiple apps running at once. Go ahead and drop your RAM to
512mb and get two 50 inch screens. You will NOT be more productive.

I mostly do graphics. I have a macro that runs the 5 apps I need to do
this. I do NOT feel the need to be able to SEE any but ONE app at a
time. When I need to transfer files I use the taskbar. When I need to
switch apps I may also use alt-tab.

I suppose we could time the difference between how long it takes you
to click a window and work in it, compared to me alt-tabbing to it. I
doubt you save 10 seconds a day, if that much. And then there's my
point of liking many of these windows maximized, like Photoshop. In
that case, you're alt-tabbing also.


On Mon, May 5, 2008 at 1:52 PM, Snyder, Mark (IT Civ)
[EMAIL PROTECTED] wrote:
 So, you reject why I find it more productive or am I 'whining' by
  claiming I often need more than one application window open at the same
  time?  What do you do with a computer in your job?


  Thank you,

  Mark Snyder
  -Original Message-

 *I* was asserting that simply increasing a worker's screen size will
  NOT increase their productivity. RAM, certainly. CPU speed, maybe. But
  I need a bigger screen so I can be more productive sounds more like
  a whine than a reasoned argument. Even Tom gave up on the theory,
  after futilely trying to find some shred of evidence to support it.


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Re: [CGUYS] LCD monitor question

2008-05-05 Thread Jordan
Honestly Tony, take a deep breath and accept that you are mistaken this 
time.
Even I have seen articles that say that studies have shown that more 
screen real estate makes people more productive. And I've switched from 
a Powerbook to an iMac, so I can attest to this fact.
I think Tom didn't bother posting links because he wasn't going to waste 
his time trying to convince you.


Tony B wrote:

*I* was asserting that simply increasing a worker's screen size will
NOT increase their productivity. RAM, certainly. CPU speed, maybe. But
I need a bigger screen so I can be more productive sounds more like
a whine than a reasoned argument. Even Tom gave up on the theory,
after futilely trying to find some shred of evidence to support it.

  



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Re: [CGUYS] LCD monitor question

2008-05-05 Thread Adil Godrej
Hmmm, something tells me that I shouldn't wade into this discussion, 
but what the heck.it's a slow day and I've already been 
productive enough. I'll deal with the larger screen part, as, to me, 
having more desk space available is a no-brainer.


The original message from you, Tony, said And I can't imagine a job 
where a worker with a slightly bigger screen

would actually be more productive than one without, all other things
being equal. There was no mention of RAM, CPU, etc., in your first 
message: that came later. But, let's assume you meant it. That leads 
to two cases, as I see it:


'All other things being equal' to me implies that you have whatever 
RAM, CPU, etc., you currently have (if talking about one individual 
getting a bigger screen), or the same RAM, CPU, etc., as your 
colleagues (if talking about more than one individual, all with the 
same computer equipment).


So, let's take the second case first: where I work, we have standard 
2 GB of RAM for all staff and students, and most of the CPUs are 
within one small clock step of each other (2.4-2.6 GHz, same 
processor release: we get pretty good discounts from Dell and we 
upgrade everybody in a work unit at the same time), and all have LCD 
monitors of the same size (19 widescreen). Note, we are not even 
discussing the difference between CRT and LCD. One of our students 
uses ArcGIS, so we got her a large screen (24 widescreen), so she 
could have the current map being displayed at a decent size, as well 
as have the various ArcGIS windows open on the side (if you use 
ArcGIS, you know what I'm talking about, if you don't use ArcGIS, 
you'll assume I'm blowing smoke and there's nothing I can do to 
change your mind :) ). Her productivity has certainly gone up, not to 
mention her mood. She smiles more often, she's not leaning forward 
with her nose inches from the screen and frowning at it, straining 
her neck muscles, etc. While the mood part may not be of much 
importance to you, it certainly is to me: when I ask for something to 
be done, it is received with a smile, not a grumpy look; it is done 
faster; there are fewer mistakes in the work; she can position things 
better on the map without having to continually enlarge it then 
reduce it to see how it looks, etc. The best $700 investment I can 
think of that I've made recently.


Now, let's look at the first case: I had a 24 monitor, and upgraded 
to a 27. All other things on my computer are the same, including the 
screen res. I do a lot of programming and report writing. Comparing 
old and new code side-by-side, or being able to keep open the code, 
debug and output windows open on the same screen are just two of the 
things I do while programming. With more real estate and the same 
font size (not pixel size which would simply enlarge the font on a 
larger monitor with the same resolution as my old one, but same 
readable size on screen), I see more of each window. Does this help 
me? Sure! When writing technical reports, I often keep open the old 
report (typically last year's) to see what the recommendations were 
and did we meet them this time around while I'm writing the new one: 
I don't have to swap between windows, so no need to use either the 
mouse or Alt-tab, just glance over at the other report and write away 
on the new one. Does this help me? Yup! (Yes, I could have last 
year's printed version on my desktop, but that simply slows me down 
because I have to glance from the screen to the desk, etc., while I'm 
touch typing away.) When I look at graphs going into the reports, 
keeping the old and the new side by side helps in comparing the two: 
I don't have to print them out, yet can tell at a glance what the 
differences are. When editing photos, I can keep the original in a 
window on the side, while I can edit a copy and see the changes. Does 
this help me? You bet! While all these can be done on a smaller 
monitor, having a large one makes it much easier to spot subtle 
differences in photo editing. Plus, I don't have to calibrate two 
side by side monitors separately. I have to ask myself: what price to 
the business for saving me eyestrain; what price to the business for 
my ability to do things faster because of the larger monitor; what 
price to the business that I feel valued? Certainly the price is much 
smaller than my salary, but it is also much smaller than the extra 
they would be paying me because it would take me longer to do the job 
otherwise.


So, I'd say that just because *you* can't imagine a job where a 
worker with a slightly bigger screen would actually be more 
productive than one without doesn't mean that other people cannot 
imagine it or actually experience it. Maybe you should  let your 
imagination roam freer than it has heretofore! Please don't take 
refuge in the slightly bigger screen and that you meant the 
difference between 19 and 20, or some such thing. Your response was 
to Tom's Replacing a 19-inch CRT with a 24-inch 

Re: [CGUYS] LCD monitor question

2008-05-05 Thread Brian Jones

Paula,
  Dim LCD screen has become a common compaint, and there may be a solution!
  I have been repairing laptops recently, and they have a small board along 
the boarder of the LCD screen called the 'inverter'.  It can cost as little 
as $20 in single quantity.  According to 
http://www.inventgeek.com/Projects/shorts/lcdfix.aspx you can install it in 
as little as 20 minutes.
  I first looked for one of these six months ago, and the one I needed cost 
$95, but I searched for the same inverter last month, and found several 
sources for under $30 and lots of models to choose from!  This would 
indicate that there is a growing market for this type of repair!


  Save that monitor from the junk heap!

 - Brian


- Original Message - 
Sent: Wednesday, April 30, 2008 11:26 PM

Subject: [CGUYS] LCD monitor question


I bought a new Dell LCD monitor so I could have a dual setup.  Now,  with 
both of them side-by-side, I realize that my eyes weren't going  bad 
fastthe older LCD monitor(also a Dell) is very dim and the  letters are 
a bit soft or blurry.  I do calibrate my monitors and had  been having 
problems getting it to calibrate well.  I thought my eyes  were going!
This monitor is about 3 1/2 yrs old.  Is it normal for lcd's to go  bad 
this quickly?  I have t he brightness turned all the way up now  and it's 
still pretty dim, especially compared to the new one.And  even with 
calibrating, the colors are very different between the  two.  I had 
planned on keeping my email on the older monitor and Word  too.  But I can 
hardly bear to read anything on it now.  My eyes  won't stay focused and I 
have to squint to bring the words into  focus.  If I put it on the new 
monitor, no problem reading at all.
Just wanting to know if this is normal or has it gone bad faster than  it 
should have?
Im not sure I can continue to use it even for things like the tool  bars 
of Photoshop, calendar, iTunes etc because it really bothers my  eyes.

Thanks!



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Re: [CGUYS] Cash in the EU

2008-05-05 Thread rlsimon
Laws protect you for fraud with credit card with loss limited to $50 while
no such protection is afforded the debit card use at all.

-Original Message-
From: db [mailto:[EMAIL PROTECTED] 
Sent: Monday, May 05, 2008 12:17 AM
Subject: Re: Cash in the EU


What debit card risk are you referring to? If you lose it/ have it stolen?

db

b_s-wilk wrote:
 Travelers checks may be free here, but cost a lot to cash.

 Use CREDIT CARDS, never DEBIT CARDS for travel. The bank will take all
 of the risk, instead of you.

 Traveller's Checques are indeed passé.  It's hard to find a place to
 cash them, and the hotels take like 5% for the pleasure.

 ATM cards are much easier.  Travelled all over the UK last year, and
 every grocery store had ATMs I could use.

 Ellen H.

 - Original Message - From: Tom Piwowar [EMAIL PROTECTED]
 To: COMPUTERGUYS-L@LISTSERV.AOL.COM
 Sent: Saturday, May 03, 2008 4:15 PM
 Subject: Re: [CGUYS] Cash in the EU


 It has been a while, but I use to get Traveller's Checks in Euros
 for no fee. I don't recall anyone favorint that method. Are 
 Traveller's Checks now passé? 


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[CGUYS] tool size

2008-05-05 Thread Tony B
I suppose I really should know better than to question the size of
someone's tools.

Were this a carpentry list, and I dared suggest those with smaller
hammers were just as productive as those with bigger ones, I imagine
the small firestorm from a very few people would be about the same.
And god forbid I suggest those with  TWO hammers weren't outproducing
those with only one. But where would it end? Surely the guys with
THREE hammers would be deeply offended at any suggestion they weren't
any better than the guys with only two!

BTW There are actually lots of studies that can be designed to show
more (or bigger) monitors mean higher scores on certain tests.
Here's one: http://research.microsoft.com/displayarticle.aspx?id=433

Here's another which is probably closer to the mark:
http://www.useit.com/alertbox/screen-productivity.html

It's a classic mistake for people who are new to usability to test
individual system features as opposed to higher-level tasks that users
want to perform.

In other words, you can whine all day about how some part of your
specific job would be made tougher if you had to sit closer to a
smaller screen, but that doesn't prove your point. Don't worry, I'm
not suggesting you give up your bigger (or multiple) monitors, heck, I
wish I had a wraparound monitor here. But there have been
coders/editors/carpenters that came before you with much smaller tools
and they still had no trouble coding/editing/hammering rings around
you, regardless how big your monitor(s) are.


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Re: [CGUYS] Cash in the EU

2008-05-05 Thread db
You mean ... someone could steal your debit number and clear out your 
account?  Wouldn't they need your pin #... or could they pick that up 
too somehow ?  

Seems like  it would be pretty safe if you just used it at ATM's for 
cash withdrawals/ currency conversion?


db

rlsimon wrote:

Laws protect you for fraud with credit card with loss limited to $50 while
no such protection is afforded the debit card use at all.

-Original Message-
From: db [mailto:[EMAIL PROTECTED] 
Sent: Monday, May 05, 2008 12:17 AM

Subject: Re: Cash in the EU


What debit card risk are you referring to? If you lose it/ have it stolen?

db

b_s-wilk wrote:
  

Travelers checks may be free here, but cost a lot to cash.

Use CREDIT CARDS, never DEBIT CARDS for travel. The bank will take all
of the risk, instead of you.



Traveller's Checques are indeed passé.  It's hard to find a place to
cash them, and the hotels take like 5% for the pleasure.

ATM cards are much easier.  Travelled all over the UK last year, and
every grocery store had ATMs I could use.

Ellen H.

- Original Message - From: Tom Piwowar [EMAIL PROTECTED]
To: COMPUTERGUYS-L@LISTSERV.AOL.COM
Sent: Saturday, May 03, 2008 4:15 PM
Subject: Re: [CGUYS] Cash in the EU

  

It has been a while, but I use to get Traveller's Checks in Euros
for no fee. I don't recall anyone favorint that method. Are 
Traveller's Checks now passé? 


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Re: [CGUYS] Was LCD Monitor Question, now tool size

2008-05-05 Thread Larry Sacks
I don't think you're proving the point you're trying to prove.

Mind you, this all started in response to Paula's question about her
hard to see LCD monitor.  You asked - in what seemed marginally
reasonable at the time, Why would you replace a proven technology that
still works with a newer technology that apparently has a shorter
lifespan?  

Who would have thunk Paula's original email would have been the one to
launch a thousand (it's starting to seem that way) emails that don't
seem to have much of a point.

No one asked at the time for your data to prove your point and if it is
indeed true, I suppose we could delve into why we don't see more CRT
monitors being sold nowadays?    this is just a rhetorical question
- I really, really, really don't want to start another discussion on the
data presented.

Then, at some point, you switched the discussion to focus on RAM...
since more RAM equals faster system response time.

Now (assuming I've kept this straight), you've switched to suggesting
that people before us did more with less.

Which is the first time I'm going to agree with you.  Yes, people in the
days before GUIs (who used dumb VT100 emulating terminals and DOS-based
PC-XTs / dual drive floppy-based systems) did a lot with 13 monochrome
monitors.

This is your argument (as I read it) to prove a larger monitor won't
make someone more productive.

But then again, those people who came before us weren't running a
Graphical User Interface system.  They were using DOS or Unix - both of
which (at the time) were command line oriented.  Although full screen
editors were available - such as Vi or (my personal favorite) Emacs, but
the basic problem is real estate (ie: larger monitors) either weren't
available or were so ludicrously expensive that many of those same
coders didn't buy one.   

But since we shouldn't speak for them, perhaps if they were given a
chance to use a larger display, they'd take it?  Wait a minute... in my
days in academia, I programmed on a VT100 terminal with Emacs and then
later on a dual-floppy drive PC with a 13 Monochrome monitor and edlin
(at times).  The 13 monochrome monitor suited my needs just fine but
that's also because nothing else was available.  Given that I'm running
XP and have multiple windows up, I'll stick with a bigger monitor.   

Perhaps if you're so productive with a non-large screen, you wouldn't
mind switching back to a 13 monochrome monitor since as you've stated,
a bigger monitor doesn't make someone more productive.  

I also still assert that giving people newer (dare I say) cooler
equipment can help improve their productivity - if only by making them
feel more important or valuable. 

Reading over this, I'm confused...what point are you trying to prove:

1.  There's no business reason for getting a larger monitor?
2.  More RAM will make a person more productive?
3.  That a smaller monitor is actually the way to go?   

Larry

P.S.  I'm a freelance photographer and use Photoshop and PageMaker.
Photoshop, I can still get by with a small-ish 17 CRT display.
However, for PageMaker or any sort of layout software, I'll take the
larger monitor any day over the smaller one.  Does it make me more
productive?  I'd say it does since I don't have to shift items back and
forth to see the workspace as much.  

-Original Message-
From: Computer Guys Discussion List
[mailto:[EMAIL PROTECTED] On Behalf Of Tony B
Sent: Monday, May 05, 2008 3:00 PM
To: COMPUTERGUYS-L@LISTSERV.AOL.COM
Subject: [CGUYS] tool size

I suppose I really should know better than to question the size of
someone's tools.

Were this a carpentry list, and I dared suggest those with smaller
hammers were just as productive as those with bigger ones, I imagine
the small firestorm from a very few people would be about the same.
And god forbid I suggest those with  TWO hammers weren't outproducing
those with only one. But where would it end? Surely the guys with
THREE hammers would be deeply offended at any suggestion they weren't
any better than the guys with only two!

BTW There are actually lots of studies that can be designed to show
more (or bigger) monitors mean higher scores on certain tests.
Here's one: http://research.microsoft.com/displayarticle.aspx?id=433

Here's another which is probably closer to the mark:
http://www.useit.com/alertbox/screen-productivity.html

It's a classic mistake for people who are new to usability to test
individual system features as opposed to higher-level tasks that users
want to perform.

In other words, you can whine all day about how some part of your
specific job would be made tougher if you had to sit closer to a
smaller screen, but that doesn't prove your point. Don't worry, I'm
not suggesting you give up your bigger (or multiple) monitors, heck, I
wish I had a wraparound monitor here. But there have been
coders/editors/carpenters that came before you with much smaller tools
and they still had no trouble coding/editing/hammering rings around
you, 

Re: [CGUYS] Cash in the EU

2008-05-05 Thread Tom Piwowar
You mean ... someone could steal your debit number and clear out your 
account?  Wouldn't they need your pin #... or could they pick that up 
too somehow ? 

Lots of ways to get your PIN.

I have seen pictures of phoney fronts that get stuck onto real ATMs. They 
read your card info and collect your PIN for later use.


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Re: [CGUYS] Was LCD Monitor Question, now tool size

2008-05-05 Thread Tony B
No I didn't. You're confused, which is why I changed the subject.

On Mon, May 5, 2008 at 7:15 PM, Larry Sacks [EMAIL PROTECTED] wrote:
 I don't think you're proving the point you're trying to prove.

  Mind you, this all started in response to Paula's question about her
  hard to see LCD monitor.  You asked - in what seemed marginally
  reasonable at the time, Why would you replace a proven technology that
  still works with a newer technology that apparently has a shorter
  lifespan?


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Re: [CGUYS] Was LCD Monitor Question, now tool size

2008-05-05 Thread Jeff Miles

I agree with Larry. Though I snipped the most of his post.
	I'd never go back to a CRT when it isn't necessary. And the bigger is  
most times always better, except in my case where it would block by  
view of the TV. I would love two monitors that could work together so  
when I ran Photoshop I could have toolbars on one and the image on  
another. But I don't do that frequently enough anymore to care. Plus  
my little iBook monitors and flat screens on the iMac have lasted  
longer then some of my CRTs.
	I didn't really read this thread, so sorry if my comments are way off  
base.


Jeff M


On May 5, 2008, at 4:15 PM, Larry Sacks wrote:



But since we shouldn't speak for them, perhaps if they were given a
chance to use a larger display, they'd take it?  Wait a minute... in  
my

days in academia, I programmed on a VT100 terminal with Emacs and then
later on a dual-floppy drive PC with a 13 Monochrome monitor and  
edlin

(at times).  The 13 monochrome monitor suited my needs just fine but
that's also because nothing else was available.  Given that I'm  
running

XP and have multiple windows up, I'll stick with a bigger monitor.

Perhaps if you're so productive with a non-large screen, you wouldn't
mind switching back to a 13 monochrome monitor since as you've  
stated,

a bigger monitor doesn't make someone more productive.



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Re: [CGUYS] Was LCD Monitor Question, now tool size

2008-05-05 Thread Eric S. Sande
You asked - in what seemed marginally reasonable at the time, 
Why would you replace a proven technology that still works with 
a newer technology that apparently has a shorter lifespan?


No, I asked that.  I got reasonable answers.


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Re: [CGUYS] tool size

2008-05-05 Thread Robert

Tony B wrote:

I suppose I really should know better than to question the size of
someone's tools.

Were this a carpentry list, and I dared suggest those with smaller
hammers were just as productive as those with bigger ones, I imagine
the small firestorm from a very few people would be about the same.
And god forbid I suggest those with  TWO hammers weren't outproducing
those with only one. But where would it end? Surely the guys with
THREE hammers would be deeply offended at any suggestion they weren't
any better than the guys with only two!

  

Tony,

I have never, ever, debated you on any of your posts even if I disagreed 
with any.  I think that you provide a different view that ought to be 
considered even tho some will disagree.


But your hammer analogy is flawed.  I saying this only, not anything else. 

I am both an amateur carpenter and an amateur clockmaker (actually, an 
engineer by profession).  I know by personal experience that a hammer 
has a specific use, and the choice of a wrong one will be at least be an 
inconvenience and at most a disaster.  Consider carpentry:  first 
imagine hammering a hardened nail into brick, then a nail into wood, 
then a nail into drywall, then a nail in a piece of fine furniture.  The 
nails are different sized, different hardness, different shaped.  The 
hammer needed to drive the nails are different. 

Next, imagine hammering a post or a gear (commonly called a wheel) in a 
mechanical clock.  Will the same-sized hammer for a brick nail suffice 
for a delicate clock?  Never!  My clock hammer head (which is used 
sparingly) weights about 2 ounces, has two flat sides with one side made 
of brass and the other with teflon.  I use the brass mostly to open a 
mainspring container on an European clock (the container has a gear on 
the base that drives both the going and strike train);  it is possible 
to use the either the brass or teflon-faced hammer to rebush a pivot in 
the old style.  An American clock has a bare mainspring that needs a 
C-clamp to remove it (a dangerous operation) but does not require a 
hammer.  A hammer is sometimes needed to free a sticky front or back 
plate posts or a few other things.  Usually a hammer is is not needed 
since there is a wide variety of specialized tools for clockmaking.


So, different hammers for different folks!


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Re: [CGUYS] Cash in the EU

2008-05-05 Thread db

Thanks for the explanation Betty.

Yes, my CC gives me cash back... not my debit card.

Although I used to use my CC for foreign travel/ cash, I have been using 
my debit card more recently because the fees are lower.  Thus my 
interest in your comments.


Your points are good ones  ... and have given me pause.   thanks.

dan

b_s-wilk wrote:

db [EMAIL PROTECTED] escribió:

 What debit card risk are you referring to? If you lose it/ have it 
stolen?


Dan,

When you use a debit card, it takes money directly from your bank 
account. If someone watches while you get cash at an ATM, they can get 
your PIN. There are ways they can rig ATMs to steal your card. You 
could be robbed on your way out of a store after someone near the 
register watched you input your PIN. Unlike debit cards, credit cards 
don't require PINs for store purchases but they're also checked 
through a database. You're as likely to lose money with a debit card 
online too, since the money is transferred from your bank account 
without the buffer of a credit card provider that is required to 
provide some theft protection by law. It's $50 max liability for 
credit cards, and $500 max for debit cards--big difference.


My cards have been stolen, my account numbers have been compromised. I 
didn't lose any money. Debit card holders don't have the same level of 
protection. I also view my online accounts between billing statements 
to see if there are any unfamiliar purchases [that my husband didn't 
make]. A few years ago we returned from a holiday overseas and 
discovered that about $1000 had been charged at home on an account 
while we were away. You never know when or where your accounts will be 
compromised so we . We didn't pay anything on that account due to 
theft and aided in locating the thief.


I also don't know of any debit cards that pay cash back since my 
Wilmington Savings Fund Society card stopped paying 3-5%. Are there 
any cash back debit cards left? All my credit cards pay me up to 5% to 
use them. Do yours?


Betty


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[CGUYS] TV schedule listings

2008-05-05 Thread Ralph
My apologies if this has been covered before (I think it has), but
does anyone know of a site that provides TV listings?  Like a TV Guide
without having to pay for a subscription.

Ralph


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