Re: [CGUYS] online bill paying when you're dead
On Thu, Jul 16, 2009 at 10:57 PM, Tony B ton...@gmail.com wrote: Clearly this is something new. In the Old Days a bank would have no idea if you dropped dead last Saturday. I doubt we can wrench the list away from all the important things being discussed, but I'm wondering just who keeps this database of newly departed and how does that list get to the bank? I would assume that Death Certificates get registered centrally in a county or state. -- John Duncan Yoyo ---o) * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
Re: [CGUYS] online bill paying when you're dead
At 08:48 PM 7/17/2009 -0400, you wrote: I would assume that Death Certificates get registered centrally in a county or state. I have been told that there is a subscription service for such information, that banks check every morning. I do not know if that is true. Sue * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
[CGUYS] online bill paying when you're dead
I think a much better solution would be to get them their own accounts. Writing down and sharing a password is a serious security breach. Besides, are you really going to remember to do that every time you change your password? On Thu, Jul 16, 2009 at 4:45 PM, Rich Schinnellrichnrockvi...@gmail.com wrote: Remember: If you are the computer person in your household and your significant other is not a computer person, please write down all your userids and passwords so that they can access what they need regarding your financial matters on the Internet if you should become deceased. Banks and other financial institutions will not allow them access to your accounts if you end up deceased, that has happened lots of times. * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
Re: [CGUYS] online bill paying when you're dead
NO WAY! I've just been through this. Survivors NEED a password and User ID list. There are even accounts that are not on home computers--phone accounts. If survivors don't know the magic words, they can get nowhere in trying to resolve matters. It's quite a different matter when dealing with adult kids than it is dealing with a surviving spouse who may be dependent on accessing funds that may be in shared accounts. Thankfully my life was not interrupted financially when my husband passed. I happen to trust my adult kids. They have all of my access info. If I didn't trust them, I would have provided such a list to my attorney. Until you have lived through such a mess, you should quit worrying about computer security and get real. Sue At 05:11 PM 7/16/2009 -0400, you wrote: I think a much better solution would be to get them their own accounts. Writing down and sharing a password is a serious security breach. Besides, are you really going to remember to do that every time you change your password? * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
Re: [CGUYS] online bill paying when you're dead
My wife and I both use Firefox and know how to access Saved Passwords in the Security tab of Options. Also handy when you revisit a site whose pw you have forgotten. Tony B wrote: I think a much better solution would be to get them their own accounts. Writing down and sharing a password is a serious security breach. Besides, are you really going to remember to do that every time you change your password? On Thu, Jul 16, 2009 at 4:45 PM, Rich Schinnellrichnrockvi...@gmail.com wrote: Remember: If you are the computer person in your household and your significant other is not a computer person, please write down all your userids and passwords so that they can access what they need regarding your financial matters on the Internet if you should become deceased. Banks and other financial institutions will not allow them access to your accounts if you end up deceased, that has happened lots of times. * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** * * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
Re: [CGUYS] online bill paying when you're dead
And just where is this info backed up in case your computer gets hit by a blimp? On Thu, Jul 16, 2009 at 3:09 PM, Steve at Verizon stevet...@verizon.netwrote: My wife and I both use Firefox and know how to access Saved Passwords in the Security tab of Options. Also handy when you revisit a site whose pw you have forgotten. Tony B wrote: I think a much better solution would be to get them their own accounts. Writing down and sharing a password is a serious security breach. Besides, are you really going to remember to do that every time you change your password? On Thu, Jul 16, 2009 at 4:45 PM, Rich Schinnellrichnrockvi...@gmail.com wrote: Remember: If you are the computer person in your household and your significant other is not a computer person, please write down all your userids and passwords so that they can access what they need regarding your financial matters on the Internet if you should become deceased. Banks and other financial institutions will not allow them access to your accounts if you end up deceased, that has happened lots of times. * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** * * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** * * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
Re: [CGUYS] online bill paying when you're dead
MozBackup to thumb drives and other external HD. mike wrote: And just where is this info backed up in case your computer gets hit by a blimp? On Thu, Jul 16, 2009 at 3:09 PM, Steve at Verizon stevet...@verizon.netwrote: My wife and I both use Firefox and know how to access Saved Passwords in the Security tab of Options. Also handy when you revisit a site whose pw you have forgotten. Tony B wrote: I think a much better solution would be to get them their own accounts. Writing down and sharing a password is a serious security breach. Besides, are you really going to remember to do that every time you change your password? On Thu, Jul 16, 2009 at 4:45 PM, Rich Schinnellrichnrockvi...@gmail.com wrote: Remember: If you are the computer person in your household and your significant other is not a computer person, please write down all your userids and passwords so that they can access what they need regarding your financial matters on the Internet if you should become deceased. Banks and other financial institutions will not allow them access to your accounts if you end up deceased, that has happened lots of times. * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** * * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** * * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** * * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
Re: [CGUYS] online bill paying when you're dead
At 03:14 PM 7/16/2009 -0700, you wrote: And just where is this info backed up in case your computer gets hit by a blimp? It is also not good enough, as some places make you, as surviving spouse, tell them the passwords on the phone or in person. If passwords are encrypted, as most are, you'd better be able to tell them, or it's no banana. Within 12 hrs, both banks and credit unions had shut down internet access to his accounts (including our joint accounts). As had Social Security and his pension company. Be prepared for a lot of running around in person. Don't be dumb. Write them down and give them to those people who will need them. And if any of you are in that 'sandwich generation'--taking care of your parents' affairs, be sure to do this with them also if you are on their accounts. Sue On Thu, Jul 16, 2009 at 3:09 PM, Steve at Verizon stevet...@verizon.netwrote: My wife and I both use Firefox and know how to access Saved Passwords in the Security tab of Options. Also handy when you revisit a site whose pw you have forgotten. * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
Re: [CGUYS] online bill paying when you're dead
I'm not sure I understand. They shut down your joint account within 12 hours of *what*? Your husband's death? Or when they were notified of his death? Or when the executor told them to? And if this is the case, what good did it do you to have the password to the account? On Thu, Jul 16, 2009 at 7:31 PM, Sue Cubicscu...@earthlink.net wrote: Within 12 hrs, both banks and credit unions had shut down internet access to his accounts (including our joint accounts). As had Social Security and his pension company. Be prepared for a lot of running around in person. Don't be dumb. Write them down and give them to those people who will need them. * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
Re: [CGUYS] online bill paying when you're dead
At 09:56 PM 7/16/2009 -0400, you wrote: I'm not sure I understand. They shut down your joint account within 12 hours of *what*? Your husband's death? Or when they were notified of his death? Or when the executor told them to? Banks, Social Security and probably others have some sort of inside track to deaths. They didn't shut down the joint accounts--just online access to them...until I appeared in person with proof of identity and a death certificate. I still had to give them passwords, which they insisted I change on the spot, before they turned the online access back on. SS and pension required a death certificate to be faxed before they would even talk to me on the phone. Sue And if this is the case, what good did it do you to have the password to the account? * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
Re: [CGUYS] online bill paying when you're dead
Clearly this is something new. In the Old Days a bank would have no idea if you dropped dead last Saturday. I doubt we can wrench the list away from all the important things being discussed, but I'm wondering just who keeps this database of newly departed and how does that list get to the bank? And under what theory would they be able to disable the surviving spouse's access to the joint accounts??? None of which has anything to do with the original subject. Clearly, handing out your login info to everyone you think you can trust won't do any good if they're just going to freeze the account. On Thu, Jul 16, 2009 at 10:30 PM, Sue Cubicscu...@earthlink.net wrote: At 09:56 PM 7/16/2009 -0400, you wrote: I'm not sure I understand. They shut down your joint account within 12 hours of *what*? Your husband's death? Or when they were notified of his death? Or when the executor told them to? Banks, Social Security and probably others have some sort of inside track to deaths. They didn't shut down the joint accounts--just online access to them...until I appeared in person with proof of identity and a death certificate. I still had to give them passwords, which they insisted I change on the spot, before they turned the online access back on. SS and pension required a death certificate to be faxed before they would even talk to me on the phone. Sue And if this is the case, what good did it do you to have the password to the account? * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** * * ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *
