Merchants who *really* rely on their web site being
secure are those that take instructions for the
delivery of value over them. It's a given that they
have to work very hard to secure their websites, and
it is instructive to watch their efforts.
The cutting edge in making web sites secure is
Now a company called NetPay.TV - I have no idea about
them, really - have started a service that sends out
a 6 digit pin over the SMS messaging features of the
GSM network for the user to type in to the website [4].
Authentify (http://www.authentify.com), does the same kind of thing.
They put a
