Re: [Discuss] Personal finance software on Linux

2014-09-21 Thread js

On 09/20/2014 12:47 PM, Daniel Barrett wrote:

Money is kind of important so I recommend throwing FOSS allegiences
aside for this one. :-) Likewise for taxes (I run TurboTax in that
same VM).


freedom is also important, but we each decide our own priorities. i have 
been quite happy with gnucash for almost decades. i have very simple 
requirements, though. i glance through the release notes for gnucash and 
there seems to be many new features that it keeps adding [most likely 
prompted by quicken], but i don't use them. each situation is probably 
going to be different.


for taxes, again, i have a simple situation of one income from one 
employer. but my solution has been to use the paper forms. as a web 
programmer, i just don't trust the other end ... of course, i'm probably 
in no better situation regarding privacy; nonetheless, there is 
something satisfying about using an outdated method to interact with a 
huge bureaucracy, but i think it has little to do with the technologies 
involved ...


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\js : sentient being

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Re: [Discuss] Home security automation

2014-09-21 Thread Matt Shields
Part of wanting to do it myself is because I would learn about all the
different components and be able to troubleshoot and fix them if necessary.

Matt

On Sat, Sep 20, 2014 at 10:21 AM, Richard Pieri richard.pi...@gmail.com
wrote:

 On 9/19/2014 4:37 PM, Matt Shields wrote:
  I'd rather not go with a provider based system (like Comcast, ADT,
  Vivint, etc) since I want to control everything and not have to rely
  on a company for service or pay a monthly fee.
 [...]
  Any suggestions?

 Pay a professional to help you plan the system, install and configure it
 correctly. It'll be worth it in the long run.

 --
 Rich P.
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Re: [Discuss] Home security automation

2014-09-21 Thread Richard Pieri
On 9/21/2014 5:31 PM, Matt Shields wrote:
 Part of wanting to do it myself is because I would learn about all the
 different components and be able to troubleshoot and fix them if necessary.

Yeah... see, security systems are very much a you get what you pay for
kind of thing. To paraphrase Mr. Schneier, if you rely on amateurs for
security then you get amateur security. You'll be better off bringing in
a residential security consultant to audit the premises than doing it
all yourself.

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Re: [Discuss] Personal finance software on Linux

2014-09-21 Thread Mike Small
js js0...@gmail.com writes:
 for taxes, again, i have a simple situation of one income from one
 employer. but my solution has been to use the paper forms. as a web
 programmer, i just don't trust the other end ... of course, i'm
 probably in no better situation regarding privacy; nonetheless, there
 is something satisfying about using an outdated method to interact
 with a huge bureaucracy, but i think it has little to do with the
 technologies involved ...

And aren't the paper forms still the only way to file without paying
extra fees? 

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sma...@panix.com
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Re: [Discuss] Personal finance software on Linux

2014-09-21 Thread Tom Metro
Daniel Barrett wrote:
 Having tried all the Linux (and several of the Mac)
 options, none of them was as capable as Quicken...

Can you elaborate? List a few specifics?

The places where it fell short for you may be things most people
consider obscure.

One place where I bet the open source tools fall short is in interfacing
with the online bill paying services provided by banks. For a while
Intuit was the only third party the banks would deal with. It's gotten
better, but I think Moneydance still struggles with this. (They work
with some banks, but probably far fewer than Quicken.)


 Money is kind of important so I recommend throwing FOSS allegiences
 aside for this one. :-) Likewise for taxes (I run TurboTax in that
 same VM).

I wouldn't apply the same logic to both. Double entry accounting is not
all that complicated. The sorts of bugs you'll find are far more apt to
be in UI quirks or missing features. Your important language implies
FOSS solutions might not be trustworthy.

When it comes to taxes that's a different story. Now you are asking
volunteer programmers to implement a huge pile of complex rules, that
vary by state, and a pile of which changes each year. No single
volunteer programmer would want to or could take on all of that, and a
project is unlikely to attract enough developers to consistently deliver
each year a new version covering most states.

Then there is the question of legal liability if the calculations are
wrong. As a user, you might not want to use a product where you can't
hold the developer accountable (sue for damages) and a volunteer
developer is going to shy away from an area with that sort of liability
risk.

Open source tax software could work, but you really need to have several
commercial contributors tied to the project, like a
RedHat/Canonical/etc. type of situation. Then there would be a business
model with revenues to pay a sufficient quantity of developers to
implement the annually changed rules, and fund a liability insurance policy.

It would also help if the various taxing agencies cooperated by unifying
the standard used by the states (such as for e-filing), and releasing
tax rules as machine readable descriptions.

 -Tom

-- 
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The Perl Shop, Newton, MA, USA
Predictable On-demand Perl Consulting.
http://www.theperlshop.com/
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Re: [Discuss] Home security automation

2014-09-21 Thread Tom Metro
Matt Shields wrote:
 I'm considering setting up my own home security system, video surveillance
 and home automation.

We talk about these topics on the BLU Hardware Hacking list:
http://blu.wikispaces.com/Hardware+Hacking

Some recent threads:

Z-Wave door locks vulnerable to replay attack
http://www.mail-archive.com/hardwarehacking@blu.org/msg01276.html

Home Automation Startups in Boston
http://www.mail-archive.com/hardwarehacking@blu.org/msg01278.html

z-wave products at Monoprice
http://www.mail-archive.com/hardwarehacking@blu.org/msg01300.html

Buying a good outdoor security camera
http://www.mail-archive.com/hardwarehacking@blu.org/msg01301.html


 I'd rather not go with a provider based system (like Comcast, ADT,
 Vivint, etc) since I want to control everything and not have to rely
 on a company for service or pay a monthly fee.

On the security side of things, you'll want to consider whether using a
home-brew or self-monitored solution will meet the requirements of your
home insurance provider, many of which will offer discounts to systems
that meet their criteria.

If that isn't a concern, or the provider has flexible rules (for
example, not requiring commercial monitoring, but requiring a UL-listed
alarm panel), then you have some choices. If you care a lot about the
reliability, particularly if you are monitoring the system remotely, you
probably want to go with a purpose built alarm panel, rather than adding
on security sensors to a home automation platform.

I haven't surveyed the market lately, but several years back when I was
in the market for an alarm panel, I was rather disappointed with the
proprietary offerings. They're generally designed to only allow
dealer/installers to access programming features remotely (which you may
not care about) and they require you pay a monthly fee to the vendor's
authorized partner (usually alarm.com) if you want to monitor the system
over the Internet. (I'm hoping this isn't still the case with at least
some current panels.)

There is a similar limitation on the cellular backup systems used by the
panels. The GE panels use a cell service that's again tied to alarm.com.
So in addition to buying the cell module for several hundred, you have
to pay a monthly fee. No option to drop in your own SIM. (It actually
uses GPRS data transmission, I believe, and is hard wired to talk to
alarm.com servers.)

At least the GE panels and some of the others can be configured to dial
out to phone numbers of your choosing, so it is possible to use them in
a self-monitoring configuration. (Up to you to figure out a backup
channel in the event your phone line is cut.)

Several alarm panel vendors have tried getting into the home automation
space as an add-on to their panels. Some GE panels and 2GIG, for
example, will work with Z-Wave devices to control lights, electronic
locks, and whatnot. These capabilities generally are only usable if you
again have a monthly subscription to alarm.com. (That's true for the GE
panels. Not sure about the 2GIG.)

Do you spot the pattern? Basically anything that requires connectivity
outside the home they either assume no home owner would be sophisticated
enough to handle setting that up on their own, or they simply want to
lock you into using a service where they get a cut of the monthly revenue.

If you're really more interested in home automation, and security is
just a nice-to-have add-on, then you could instead build the system
around a home automation controller and get security sensors that talk
home automation protocols. The controller could be something from a
turn-key solution like Vera (http://getvera.com/) or SmartThings
(http://www.smartthings.com/) hub (which offer some limited form of
openness) to a fully D-I-Y solution running on a Raspberry Pi or the like.

Often times the wireless sensors available for the commercial alarm
panels will be cheaper and offer better choices (smaller door sensors,
smoke alarms, etc.) than what you can get for home automation sensors.
An ideal solution might blend the two. Use a D-I-Y hub with a software
defined radio to talk to alarm panel sensors.

See:
the insecurity of wireless alarm systems
http://www.mail-archive.com/hardwarehacking@blu.org/msg01263.html


 Ideally I would like it to have all three things (security, video 
 automation) all work together in the same system and I'd like to have it
 network based and even have a mobile app.

If you don't want to do much integration work, one of the turn key
offerings are going to be your best bet.

 -Tom

-- 
Tom Metro
The Perl Shop, Newton, MA, USA
Predictable On-demand Perl Consulting.
http://www.theperlshop.com/
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Re: [Discuss] Home security automation

2014-09-21 Thread Bill Horne
On 9/21/2014 5:31 PM, Matt Shields wrote: On Sat, Sep 20, 2014 at 10:21 
AM, Richard Pieri richard.pi...@gmail.com wrote:

On 9/19/2014 4:37 PM, Matt Shields wrote:

I'd rather not go with a provider based system (like Comcast, ADT,
Vivint, etc) since I want to control everything and not have to rely
on a company for service or pay a monthly fee.

[...]

Any suggestions?

Pay a professional to help you plan the system, install and configure it
correctly. It'll be worth it in the long run.


Part of wanting to do it myself is because I would learn about all the
different components and be able to troubleshoot and fix them if necessary.



I think what Rich recommends is good advice: a professional will be able 
to tell you, gently, that most thefts are done by people you know, and 
that most of your planning will be concerned with ways to prevent that.


Here are a few items to consider:

*/Theft prevention:/*

1. It's important to understand that most snatch and grab thefts
   can't be prevented. Police response times allow junkies to force
   entry, heist your TV and iPad and iPhone, and get out of reach
   before the police arrive. That's what insurance is for.
2. Every home monitoring system that's sold to civilians can be
   disabled in seconds with a pair of wire cutters. Anyone who has
   spent time in prison knows this trick: even amateurs will take the
   phone off the hook and dial a nonsensical number, to disable
   old-school burglar alarms which are tied to the phone line. Banks,
   gun shops, and other target risks all have radio backup systems
   which are secured behind effective barriers. So, if you are trying
   to protect high-value items, think of WiMax or Satellite Internet
   service as a minimum first step.
3. If you have jewelry, antiques, firearms, or other high-value items,
   you'll probably need a safe, depending on the value of the item(s)
   you're protecting, and applicable laws. Your insurance carrier will
   insist on it if you ask them to cover high-value items, and on
   having a notification procedure when the jewels (or whatever) are
   being taken off-premise. The safe will have to be appropriately
   rated (that's why the testing company is called the
   _/Underwriters/_/' //Laboratory/) and professionally installed so
   that it can't be dragged away and cut open later.
4. You will need to set up security zones. You can't put a Maginot line
   around your home, because experienced thieves will be gaining entry
   when they visit family members, or come to a Tupperware party, etc.
   You're going to need Private areas where casual visitors are never
   allowed, and (more importantly) the willingness to erect barriers to
   exclude them.
5. Alarms and safes and security zones are all about buying time.
   Safes, for example, are rated by how long they can withstand various
   kinds of attacks, and a properly designed and installed system will
   delay attackers until help can get there.
6. You and your family members might be asked to attend
   security-awareness and self-defense training. Safes are only as good
   as your willingness to resist when a street stomper points a gun at
   you, and God knows that there's no shortage of guns or street
   stompers to hold them.

*/Remote Management:
/*

1. /99% /of environmental control can be done with programmable
   thermostats.
2. The other 1% is handled by giving your neighbor a house key and your
   cell number.

Bill

--
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William Warren Consulting
339-364-8487

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