"a) ...Your purchase of one is just an asset transfer transaction. When and if 
used to pay an expense* that transaction would be debit expense and credit this 
asset. The reason I put the asterisk is often the bank check is needed to 
purchase an expensive asset (car, house, art work, etc.) so the debit side 
would be for some fixed asset,not an expense.
Michael D Novack"

This appears to be my answer. Some of my accounts are doing this... Cr 
checking, Dr assets:art?

If that's the case I can rid myself of the confusion of trying to use the Cash 
account.


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