To me it's very different. You're not giving a user name and a password
to AQBanking. I started using Plaid, then got really spooked by the fact
that they do have access to your account as if they were you. Removed my
account and canceled my keys.
There are no current alternatives at the
I read that disclaimer. It says to keep the token secure and yes, the
bearer of that token gets access. As they said:
"The access token generated by using this tool is sensitive material as it
grants access to your accounts. It should be handled with care and
protected from unauthorized access.
