Typically as your liabilities increase you'd be offsetting them with
expenses, to balance the accounts.
Then you would run a report on your expenses for the time period you were
interested in.
For example:
2016-09-19 Amazon.com - Beautyko Ideaworks 12-Piece Wood Touch-Up Markers
Expenses:Household $6.99
Liabilities:USAA:Visa
or if you're directly drawing down on an asset:
2016-09-19 * Starbucks
Expenses:Dining $2.45
Assets:Starbucks Card
And then you'd just run something like 'ledger register -s -p 2016-09-19
^expenses':
$ ledger register -s -p 2016-09-19 ^expenses |tee ~/X
2016-09-19 - 2016-09-19 Expenses:Dining $9.34 $9.34
Expenses:Dining:Tip $1.00 $10.34
Expenses:Groceries:Prepared $7.38 $17.72
Expenses:Groceries:Produce $10.98 $28.70
Expenses:Groceries:Wine $8.99 $37.69
Expenses:Household $6.99 $44.68
I typically want to see my expenses broken down into subgroups. There may
be a clever way to do this within ledger, but I just created a shell script
to do that for me:
#!/bin/sh
if [ $# = 0 ]; then
year=`date +%Y`;
month=`date +%m`;
period="-p ${year}-${month}";
elif [ $# = 1 -a "$1" = "-a" ]; then
period="";
elif [ $# = 2 -a "$1" = "-p" ]; then
period="$@";
else
echo "usage: expenses [-a | -p <period>]" 1>&2;
exit;
fi
register="ledger --columns 155 --payee-width=14 $period -s register";
total=`${register} -n ^expenses: | awk '{total=$NF; gsub("[$,]", "",
total); print total; }'`;
percnt() {
awk '{if ( NR > 1 ) {printf("\n")} printf(" %s", $0)}
END {subtotal=$NF; gsub("[$,]", "", subtotal); if (total > 0) {percent =
(subtotal/total)*100} else {percent = 0} printf(" ~ (%0.2f%%)\n\n",
percent); }' total=${total};
}
echo TAXES:
$register ^expenses and \( tax and not bottle \) | percnt
echo HOUSING, INSURANCE, AND UTILITIES:
$register ^expenses and \( rent or HOA or utilities or insurance or 403b or
401k \) | percnt
echo OTHER:
$register ^expenses and not \( \( tax and not bottle \) or rent or HOA or
utilities or insurance or 403b or 401k \) | percnt
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