July 27, 2006
Some Safety Tips
To Help You Avoid
Latest Theft Scams

By Walter S. Mossberg

If you're running a Windows computer, you must install an array of 
security software to fend off an international collection of crooks, 
hackers, vandals and sleazy business people who aim to invade your PC 
through the Internet.

You need a good antivirus program, a strong firewall program, an 
effective antispam program, and a program that specializes in 
stopping spyware and adware. Or you could just buy an Apple 
Macintosh, which isn't significantly affected (so far) by these 
threats, other than spam email.

But the fastest-growing computer-security problem isn't viruses or 
other traditional malicious programs, and it can't be entirely 
defeated by using security software or by buying a Mac. It's called 
"social engineering," and it consists of tactics that try to fool 
users into giving up sensitive financial data that criminals can use 
to steal their money and even their identities.

Social engineering is a broad term that includes "phishing," the 
practice by which crooks create emails and Web sites that look just 
like legitimate messages and sites from real banks and other 
financial companies. It's closely linked to a newly named category of 
malicious software called Crimeware -- programs that help criminals 
steal your private financial information.

These terms are confusing and overlapping, but the threat is real. 
Increasingly, common-looking scams are combined with secret 
installations of software that help criminals spy on you and steal 
your data.

Here are a few tips to help you avoid these schemes:

...

http://ptech.wsj.com/archive/ptech-20060727.html




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