Re: [MBZ] HAPPY NEW YEAR

Yup Happy New Year. Rick From: mercedes@okiebenz.com Sent: January 1, 2021 12:04 AM To: mercedes@okiebenz.com Reply-to: mercedes@okiebenz.com Cc: rawil...@eatel.net Subject: [MBZ] HAPPY NEW YEAR Hoping 2021 is better to 20 was. ___ http://www.okiebenz.com

[MBZ] HAPPY NEW YEAR

Hoping 2021 is better to 20 was. ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com

[MBZ] This looks like something one of you need

https://www.facebook.com/marketplace/item/412612339880006/ Sent from my iPhone ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to:

[MBZ] Massachusetts to ban sale of new gas cars by 2035.

https://www.caranddriver.com/news/a35104768/massachusetts-ban-new-gas-cars-2035/ Happy New Year! ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to:

Re: [MBZ] question for young investor

I bought some shares of Warner Bros. before Superman hit the theaters in '77. When the movie became a smash I sold the stock and used the profit for the down payment on our first home On Thu, Dec 31, 2020 at 10:41 PM Jim Cathey via Mercedes < mercedes@okiebenz.com> wrote: > My best investment

Re: [MBZ] question for young investor

My best investment has been buy-and-hold. I bought some shares of an employer at $3.50, with no expectation that it would ever exceed $20. I just sold some of it at $175 nearly 20 years later, because I was NOT micro-managing it. That what-the-hell stock purchase became the single biggest

Re: [MBZ] question for young investor

I stayed at a Hampton Inn last night.  For the first time since the pandemic started they had their normal breakfast out for self service.  Seems most hotels are not doing breakfast at all or doing some sort of cheap grab bag with nothing in it that I would eat.  A few have had a somewhat

Re: [MBZ] question for young investor

You must have earned income to open (or contribute to) a Roth IRA. I converted my standard IRA to Roth in 1999 and have contributed yearly since. Now I have a nice nest egg/slush fund. On Thu, Dec 31, 2020 at 5:23 PM Dan Penoff via Mercedes < mercedes@okiebenz.com> wrote: > That makes sense,

Re: [MBZ] Fuel prices

I've noticed that when we have two consecutive wintry days (overnight below freezing) the price of diesel rises in inverse sympathy. On Thu, Dec 31, 2020 at 5:18 PM OK Don via Mercedes wrote: > $1.90 for ethanol contaminated gas, $2.20 for Diesel here this afternoon. > > > > > -- > OK Don > >

Re: [MBZ] OT - Car Insurance

Let’s parse that out: I live primarily in FL. There are two of us in the house. If I move two more cars to Indiana, I no longer have use of them in FL. Then there are two adults in the house in FL with only one car. For that inconvenience I save maybe $1,000-$1,500/year and lose the use of

Re: [MBZ] OT - Car Insurance

Just keep 1 car in Florida Sent from my iPhone > On Dec 31, 2020, at 3:12 PM, Dan Penoff via Mercedes > wrote: > > Now if I could just find a way to do the rest of them in Indiana… > > -D > >> On Dec 31, 2020, at 1:37 PM, Dan Penoff via Mercedes >> wrote: >> >> With full coverage, $500

Re: [MBZ] question for young investor

That makes sense, and is why I would defer to you in such matters, too, since I didn’t stay at a Holiday Inn Express last night, either. -D > On Dec 31, 2020, at 5:12 PM, Mitch Haley via Mercedes > wrote: > > On 2020-12-31 16:23, Dan Penoff via Mercedes wrote: > >> If you tie the funds up

Re: [MBZ] OT - Car Insurance

Funny, because my insurance agent up here immediately suggested I change my insurance over for all of my cars to him. I had to explain the requirements for Florida, which of course he wasn’t aware of. -D > On Dec 31, 2020, at 5:08 PM, Allan Streib via Mercedes > wrote: > > Makes sense.

Re: [MBZ] Fuel prices

$1.90 for ethanol contaminated gas, $2.20 for Diesel here this afternoon. > > -- OK Don "Whenever you find yourself on the side of the majority, it is time to pause and reflect." Mark Twain “Basic research is what I’m doing when I don’t know what I am doing.” Wernher Von Braun 2013 F150, 18

Re: [MBZ] Fuel prices

ANS Crude Oil (12/16): $51.61 Brent Crude Oil: $51.38 WTI Crude Oil: : $48.28 Up from the mid $30 range of October. No idea what the local pump price is, since I have not driven since early summer. I do check TX fuel pricing, and it has risen by $0.20 since the election, to $1.63/gal #1 boy

Re: [MBZ] question for young investor

On 2020-12-31 16:23, Dan Penoff via Mercedes wrote: If you tie the funds up in a Roth he’ll be limited or unable to access them in 5-10 years if the intent is to build up some savings for a future purchase, such as a house. At least I think you’re limited to a $10k withdrawal for a first home

Re: [MBZ] OT - Car Insurance

Makes sense. Never dealt with owning a residence in two different states. Allan Dan Penoff via Mercedes writes: > My legal residence is Florida and the other two cars are titled and > registered there. Those two cars would have to be physically present in > Indiana to be titled and

Re: [MBZ] question for young investor

In order to contribute to just about any retirement account, you're going to need earned income to qualify. Your IRA contributions can't exceed the earned income you're supposed to be putting away for the future when you quit earning income Effectively, Earned Income is what you pay FICA or

Re: [MBZ] OT 2020: It could have been WORSE!

Alaska has not yet recorded an influenza fatality. There may have been one reported case of infection last week. Completely unheard of clay Political correctness is a doctrine, fostered by a delusional, illogical minority, and rapidly promoted by mainstream media, which holds forth the

Re: [MBZ] OT - Car Insurance

My legal residence is Florida and the other two cars are titled and registered there. Those two cars would have to be physically present in Indiana to be titled and registered here. Also, Florida requires insurance policies to be issued by Florida based insurers, no out of state insurance

Re: [MBZ] OT 2020: It could have been WORSE!

Well that has turned into a complete fail. San Antonio, TX is at 5C this morning. SEA is expecting severe winter storms for the coming week, an extension of the many cold and wet/snow storms since election day. ANC has had a very healthy snow pack over the past two months with a bunch more on

Re: [MBZ] OT - Car Insurance

Dan Penoff via Mercedes writes: > Tags are cheap in Indiana, too. The $105 I paid today was for title > fees, with registration and plates until November of 2021. Pretty > cheap. That's because it's an older car. There's an excise tax component based on the value of the car. Tags for a new car

Re: [MBZ] question for young investor

No, it means the total US stock market.  There is plenty of exposure to foreign markets via the big international companies (Apple for instance) so there is some exposure to emerging markets like China and India. The two major features of a total market index fund are diversification and low

Re: [MBZ] OT - Car Insurance

If you’re thinking of someone like Hagerty, they require that you have a fully licensed and “regularly” insured vehicle for each driver in the household before they’ll write a policy for an additional car. Other insurers may have different requirements, but I’m sure they’re not that different.

Re: [MBZ] OT - Car Insurance

If you can do one, why can't you do all? Allan Dan Penoff via Mercedes writes: > Now if I could just find a way to do the rest of them in Indiana… > > -D > >> On Dec 31, 2020, at 1:37 PM, Dan Penoff via Mercedes >> wrote: >> >> With full coverage, $500 deductible for everything, roadside

Re: [MBZ] question for young investor

Mitch Haley via Mercedes writes: > Does "Total Market" include "Emerging Markets" (AKA China)? No. The Vanguard total stock market index fund is 99% US equities. https://www.morningstar.com/funds/xnas/vtsmx/portfolio Allan ___ http://www.okiebenz.com To

Re: [MBZ] question for young investor

Mitch Haley via Mercedes writes: > Back in the early 1990s, I had an accounting prof who told his > dependents that if they'd get jobs, he'd put their wages (up to $2000) > in a Roth for them. They still got to spend their money, the Roth > contributions were a gift from dad, but he couldn't

Re: [MBZ] question for young investor

As I would understand it, if he doesn’t have the ability to contribute through a pre-tax means, if it were me I would just do a brokerage account. He’s not going to get taxed on any proceeds from his investments unless he sells them off and makes a profit. If you tie the funds up in a Roth

Re: [MBZ] question for young investor

Does "Total Market" include "Emerging Markets" (AKA China)? On 2020-12-31 15:44, Max Dillon via Mercedes wrote: Use Vanguard, they are the least expensive for index funds.  Get the total stock market index fund and start putting a couple hundred dollars a month in to it.

Re: [MBZ] question for young investor

On 2020-12-31 15:44, Rick Knoble via Mercedes wrote: Roth IRA. That said, I strongly suspect the extreme tax advantages of one will be disappearing soon. Back in the early 1990s, I had an accounting prof who told his dependents that if they'd get jobs, he'd put their wages (up to $2000) in a

Re: [MBZ] OT - Car Insurance

Now if I could just find a way to do the rest of them in Indiana… -D > On Dec 31, 2020, at 1:37 PM, Dan Penoff via Mercedes > wrote: > > With full coverage, $500 deductible for everything, roadside assistance, > rental car, medical payment, around $600/year. > > -D > >> On Dec 31, 2020, at

Re: [MBZ] question for young investor

Roth IRA. That said, I strongly suspect the extreme tax advantages of one will be disappearing soon. Trading stocks can make ones taxes a bit difficult to do, especially with capital gains taxes and dividend taxes that are constantly in flux, and certain to increase in the coming months.

Re: [MBZ] question for young investor

I'd say "yes" on the IRA, and make it a Roth IRA so the withdrawals are tax free (in retirement).  Also, because he's paying income tax on the contributions, the rules for a Roth give you the option of withdrawing the contributions with no penalty or additional taxes if needed.  Best of both

[MBZ] question for young investor

For those of you who might have some investment backgroud, does it make more sense for an 18 year old to open an investment account as an IRA or as a normal brokerage account? My thought is that he's not going to have significant taxable income for at least another four or five years, and will

Re: [MBZ] Fuel prices

Covid fatigue. More people are rejecting lockdowns and traveling more, plus holidays. Anticipation of vaccine and getting back to normal. More flights, more road trips. Kaleb Striplin via Mercedes writes: > Gas and diesel prices have sure been creeping up lately. >

Re: [MBZ] Fuel prices

Heating oil is diesel fuel so the production is the same but usage is up. Curt Sent from Yahoo Mail on Android On Thu, Dec 31, 2020 at 2:09 PM, Floyd Thursby via Mercedes wrote: Costco reg was like $1.84 last week, premium was $2.23 if I recall.  Diesel is lile $2.25 It's winter so

Re: [MBZ] OT - Car Insurance

That’s Arizona-ish. Except for the car tags. That’s where they legit straight-up prison rough ass rape you. Bob R Sent from my iPhone > On Dec 31, 2020, at 11:42 AM, Kaleb Striplin via Mercedes > wrote: > > Not bad > > Sent from my iPhone > >> On Dec 31, 2020, at 12:37 PM, Dan Penoff

Re: [MBZ] OT - Car Insurance

What about those vintage car Insurance Specialists? On Thu, Dec 31, 2020, 1:42 PM Kaleb Striplin via Mercedes < mercedes@okiebenz.com> wrote: > Not bad > > Sent from my iPhone > > > On Dec 31, 2020, at 12:37 PM, Dan Penoff via Mercedes < > mercedes@okiebenz.com> wrote: > > > > With full

Re: [MBZ] Fuel prices

Costco reg was like $1.84 last week, premium was $2.23 if I recall.  Diesel is lile $2.25 It's winter so heating oil is pushing down diesel production, and barrel prices have been creeping up lately, but I'm sure in 3 weeks when the new era of peace and prosperity starts we will see it go

Re: [MBZ] OT - Car Insurance

Not bad Sent from my iPhone > On Dec 31, 2020, at 12:37 PM, Dan Penoff via Mercedes > wrote: > > With full coverage, $500 deductible for everything, roadside assistance, > rental car, medical payment, around $600/year. > > -D > >> On Dec 31, 2020, at 1:30 PM, Kaleb Striplin via Mercedes

Re: [MBZ] OT - Car Insurance

With full coverage, $500 deductible for everything, roadside assistance, rental car, medical payment, around $600/year. -D > On Dec 31, 2020, at 1:30 PM, Kaleb Striplin via Mercedes > wrote: > > What are you paying for insurance up there? > > Sent from my iPhone > >> On Dec 31, 2020, at

Re: [MBZ] OT - Car Insurance

What are you paying for insurance up there? Sent from my iPhone > On Dec 31, 2020, at 12:08 PM, Dan Penoff via Mercedes > wrote: > > Went to the BMV here in Indiana today to get the E320 4Matic titled in > state. Cost a whopping $105 for the title work and annual registration. Nice. > >

[MBZ] OT - Car Insurance

Went to the BMV here in Indiana today to get the E320 4Matic titled in state. Cost a whopping $105 for the title work and annual registration. Nice. Even better - called the insurance company and got the policy changed to Indiana as well. Saved me more than 50% on my insurance premiums for the

Re: [MBZ] Fuel prices

Our gas is $2.25, diesel, $2.59. Sent from Yahoo Mail on Android On Thu, Dec 31, 2020 at 12:07 PM, Dan Penoff via Mercedes wrote: Here in Indiana gas is around $2.30 and diesel around $2.75. Gas has been creeping up the last couple of weeks, I’ve noticed, both here and in Florida. -D

Re: [MBZ] Fuel prices

Here in Indiana gas is around $2.30 and diesel around $2.75. Gas has been creeping up the last couple of weeks, I’ve noticed, both here and in Florida. -D > On Dec 31, 2020, at 12:02 PM, Kaleb Striplin via Mercedes > wrote: > > Getting back into town here I see gas is up to $1.95 and diesel

Re: [MBZ] Fuel prices

Getting back into town here I see gas is up to $1.95 and diesel 2.25. Been mid to low $1.xx for quite a while here Sent from my iPhone > On Dec 31, 2020, at 10:58 AM, Curt Raymond wrote: > > Diesel hasn't moved much here in a year or more. Gas had gotten cheap last > spring but as you say

Re: [MBZ] Fuel prices

Diesel hasn't moved much here in a year or more. Gas had gotten cheap last spring but as you say it's creeping up now.  Curt Sent from Yahoo Mail on Android On Thu, Dec 31, 2020 at 11:53 AM, Kaleb Striplin via Mercedes wrote: Gas and diesel prices have sure been creeping up lately.

[MBZ] Fuel prices

Gas and diesel prices have sure been creeping up lately. Sent from my iPhone ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to:

Re: [MBZ] 1961 Mercedes-Benz 190 E,$1,200

Evicted from the barn in 1975 so as to embellish its patina. On Thu, Dec 31, 2020 at 9:48 AM Floyd Thursby via Mercedes < mercedes@okiebenz.com> wrote: > Rat rod project? > > 1961 Mercedes-Benz 190 E > $1,200 > Vehicles > Listed21 hours

Re: [MBZ] 1986 Mercedes-Benz 500 SL,$18,500

Gotta love a white car at that price. On Thu, Dec 31, 2020 at 9:44 AM Floyd Thursby via Mercedes < mercedes@okiebenz.com> wrote: > Looks like BaT material > > > https://www.facebook.com/marketplace/item/218879633189218/?ref=search_code=undefined > > > > Driven 69,335 miles > Automatic

Re: [MBZ] 4X4 Niss-Cedes

Good to know, thanks! This is a retirement thing, when we downsize vehicles and go to something that’s more of a commodity to reduce the hassles of maintenance and upkeep. I don’t mind doing maintenance sort of stuff, but don’t really want to be stuck doing major work on an aging fleet by

[MBZ] FB photographer of the day

potato cam 1998 Mercedes-Benz E-Class E 320 Sedan 4D $3,600 https://www.facebook.com/marketplace/item/237921417714004/?ref=search_code=undefined -- --FT ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or

[MBZ] 1961 Mercedes-Benz 190 E,$1,200

Rat rod project? 1961 Mercedes-Benz 190 E $1,200 Vehicles Listed21 hours agoinBrinson, GA Message About This Vehicle Driven 49,621 miles Manual transmission Exterior color:

[MBZ] 1986 Mercedes-Benz 500 SL,$18,500

Looks like BaT material https://www.facebook.com/marketplace/item/218879633189218/?ref=search_code=undefined Driven 69,335 miles Automatic transmission Exterior color: White·Interior color: Blue Fuel type:Gasoline Very goodcondition

Re: [MBZ] 4X4 Niss-Cedes

I love our old 03 Tacoma. It has the cyl with over 5K miles and no leaks. The AC even works without any refills yet. The only thing is that it gets about 20 mpg. The new one a TRD Sport with the 6 cyl gets 25 and better on the road so that is the one we use the most for trips to Orlando

Re: [MBZ] Caulk closed the sunroof?

> Allan wrote: > Thanks, I will probably give it a try! Did you buy it from the > website or is it sold at retailers? Eternabond is a common RV roof repair item. If you want to buy locally, check an RV supply store. ___ http://www.okiebenz.com To search