So, what kind of offer am I likely to get? What are my options when I 
do get the offer.

Any suggestions would be appreciated, as I don't want to walk into this 
deal blind.

Thanks again,

Ron Dwelle

Ron - I only know what my experience has been with attempting not to fix on
an insurance claim - others on the list are no doubt more knowledgeable of
such things.  The company will assume that you are fixing the boat, and want
to make sure you use 'their money' to make the boat valuable once more.
Thus some [all?] companies make the check out to the repair shop that is
approved to do the work.  Being in a similar situation with a car I no
longer wanted I worked out a deal with a friend who had a relationship with
a repair shop so that he took the vehicle 'as is' [to repair it himself] and
the shop endorsed the check with me paying the tax on the shop charge.
Friend go a repairable car for a cheap price [subtracting the insurance
amount from the price, the insurance company was no longer insuring the car
so it's insurability did not matter, and other than the tax bill I got the
repair $ and the rest of the price of the car.  Not certain if it followed
the letter of the law, but it cost no one more than they would have paid.

A most happy thanksgiving to all, and for the assistance when needed.  I can
not do the work any longer, but I know what the situation is a whole lot
better when I talk to the mechanics.
BillR
Jacksonville  FL  904-737-2855
1981 300SD  'EM'  266k / 201k [?] engine
2001  I30  'hers' 72k miles
1996 Sentra  25?k miles / @120k engine 


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