Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Andrew Strasfogel via Mercedes
I never thought of that. That's a good reason not to have three layers of shingles. On Fri, Aug 6, 2021, 1:17 PM Allan Streib via Mercedes < mercedes@okiebenz.com> wrote: > First house I owned was built in the early 20th century. It must have had > at least 4 layers of shingles; I don't think it

Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Allan Streib via Mercedes
First house I owned was built in the early 20th century. It must have had at least 4 layers of shingles; I don't think it had ever had a tear-off. The roof deck was boards, not plywood, installed with about 1-inch gaps between them. The house had been re-sided at one point with Aluminum siding.

Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Jim Cathey via Mercedes
> Was there a gap between the roof and the tin? I wonder if that would let it > resonate and make it loud. Wings were pole construction. 1x4 decking, at about 50% coverage. (Easily see lots of metal from below.) All wood sourced from on-farm, IIRC. Extremely 'live', acoustically. -- Jim

Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Jim Cathey via Mercedes
> Do they not just put another layer of shingles on anymore? I was told, from family lore, that you could put on a second layer, but not a third. When we finally did a full tear-off of the beach cabin roof, there were five layers in some spots. -- Jim ___

Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Max Dillon via Mercedes
Has the cost of the materials gone up that much?  A few years ago I paid $12k for a very steep roof, architectural shingles, white so they are Energy Star, with full water and ice damn sheild on entire roof, and extra strapping for protection against hurricanes.  Basically I paid for every

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Clay via Mercedes
The roof on the SEA remodel (1999) got architectural, as it was deemed far more robust and had a 25 year full warrantee which became pro-rated for the next 10-15 years. The normal three tab was pro-rated to 15 and expected to require replacement by 20. Was my forever house, so I went big.

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Clay via Mercedes
The GWN HOA has banned any roofing that is not three tab or cedar shake. What it there is long past useful life, but trying to get a roofer now is on par with finding a real new car. Have to schedule estimators for September, been told there are five colors available, and the cedar is scarce

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Both of these houses have architectural shingles. On 8/5/2021 10:00 PM, Allan Streib via Mercedes wrote: I think one reshingle is still allowed in most places by code, so the structure should take the weight. That's for standard 3-tab shingles, probably not the heavier architectural ones

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
I think one reshingle is still allowed in most places by code, so the structure should take the weight. That's for standard 3-tab shingles, probably not the heavier architectural ones though. My dad reshingled our roof by himself one time. For the cost of the shingles and his time, he got

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
O Sent from my iPhone > On Aug 5, 2021, at 9:13 PM, Dimitri Seretakis via Mercedes > wrote: > > No because a new asphalt roof over an old asphalt roof shortens the life of > the new roof and thereby voids the manufacturers warranty as I understand it. > > Sent from my iPhone > >> On

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Peter Frederick via Mercedes
I put metal shingles on my roof a while back, 16K. 30 year shingles were 9k, I'm happy to have a very nice roof with a 50 year warrenty on it. I had Metro shingles put one, special ordered white ones to cut down on the heat in the summer. lowered the electric bill some, and it's dead quiet

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Dimitri Seretakis via Mercedes
No because a new asphalt roof over an old asphalt roof shortens the life of the new roof and thereby voids the manufacturers warranty as I understand it. Sent from my iPhone > On Aug 5, 2021, at 9:24 PM, Kaleb Striplin via Mercedes > wrote: > > Speaking of roofing. Both of these outfits

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
No. You want a tear-off and to be able to inspect the decking in case it’s damaged and needs replacement. Plus, roofing over an existing roof adds weight to the structure, and newer trusses probably aren’t engineered to handle the additional load. -D > On Aug 5, 2021, at 9:24 PM, Kaleb

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Speaking of roofing. Both of these outfits were talking about ripping roof off and replacing. Do they not just put another layer of shingles on anymore? Sent from my iPhone > On Aug 5, 2021, at 8:13 PM, Kaleb Striplin wrote: > > The rental is about 2400sqft and this house is close about

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
The rental is about 2400sqft and this house is close about 2800sqft Sent from my iPhone > On Aug 5, 2021, at 6:54 PM, Curt Raymond via Mercedes > wrote: > > I agree, how big is the house? Ours was $6500. I forget when, 4 years ago? > We have a small house though, with a fairly simple roof.

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
The Amish do that here, they just haul the tin up onto the roof and cut to length. Curt Sent from Yahoo Mail on Android On Thu, Aug 5, 2021 at 7:03 PM, Mitch Haley via Mercedes wrote: Some roofing contractors are like gutter contractors, they've got coiled steel on the truck and the

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
LOL, like a standing seam roof? Kaleb, your guy doesn't know about metal roofs. He's got 40 year old information. Curt Sent from Yahoo Mail on Android On Thu, Aug 5, 2021 at 5:59 PM, Allan Streib via Mercedes wrote: You would think some smart engineering type person could come up with a

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Roofer from Flagstaff just called to let me know they’re going out tomorrow to measure and inspect, so I asked them to quote me on a metal roof as well. Office gal made the call, so she really didn’t have any insight as to the differences in cost other than metal would be more expensive. I’ll

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
Was there a gap between the roof and the tin? I wonder if that would let it resonate and make it loud. Curt Sent from Yahoo Mail on Android On Thu, Aug 5, 2021 at 5:09 PM, Jim Cathey wrote: A metal roof was put on our 'new' barn wings post-WWII.  It was very heavy gauge corrugated

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
I agree, how big is the house? Ours was $6500. I forget when, 4 years ago? We have a small house though, with a fairly simple roof. The McMansions they put up today with 6 different roof pitches are going to be expensive to put a roof on. Curt Sent from Yahoo Mail on Android On Thu, Aug

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Dimitri Seretakis via Mercedes
36K is obscene in my opinion. Sent from my iPhone > On Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes > wrote: > > new ___ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Mitch Haley via Mercedes
Some roofing contractors are like gutter contractors, they've got coiled steel on the truck and the machine that roll forms the finished product right there in your yard. Should be cheaper than having it factory made, cut into xxx" lengths, and shipped to the jobsite. Mitch. On 2021-08-05

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Agreed. $36k for that roof is a ripoff. You’ve seen my house and might recall the gables and stuff, and it was barely $20k a couple of years ago with architectural grade shingles. -D > On Aug 5, 2021, at 6:26 PM, Kaleb Striplin via Mercedes > wrote: > > Just some rough numbers this roof

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Just some rough numbers this roof should cost about $12k and the rental maybe $18k. That’s a far cry from $36k for this house from the first company. Sent from my iPhone > On Aug 5, 2021, at 4:53 PM, Kaleb Striplin wrote: > > Well the 2nd guy just left and we have not talked numbers yet but

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Exactly right. Which is the right type of roof. He says one panel locks over the other covering the screws on that one side so they don’t leak. I would imagine you then only have exposed screws on the end which would then be covered by a trim price. Metal roofs are much more expensive than a

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Floyd Thursby via Mercedes
haha yeah that is the kind of roof you want, a standing-seam or snap fit.  The under edge is screwed down with brackets then the free edge of the next panel snaps down over it.  A standing seam is similar but a machine crimps the seam tight. That stuff with the screws and rubber washers is OK

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
You would think some smart engineering type person could come up with a design where the panels interlock and each panel covers the screws on the prior panel. Then you have some kind of special cap that clips on the end panel to cover its screws. Allan On Thu, Aug 5, 2021, at 5:56 PM, Kaleb

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
This roofer does metal roofs, but says unless you spend a lot of money for the right roof, they don’t last any longer than a regular roof. The bad part about them is the rubber seals at each screw start leaking after about 10-15 years and it’s almost impossible to find exactly where it’s

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Well the 2nd guy just left and we have not talked numbers yet but he says the rental for sure has hail damage, and this house may have some hail but it’s mostly wind damage. The question will be how much they cover on the rental house since it looks to me to be ACV coverage. This house should

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
The metals roofs I see around here are not the old corrugated type (except on a few old barns). Those I thought were mostly galvanized steel. On Thu, Aug 5, 2021, at 5:09 PM, Jim Cathey via Mercedes wrote: > A metal roof was put on our 'new' barn wings post-WWII. It was very heavy > gauge >

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Jim Cathey via Mercedes
A metal roof was put on our 'new' barn wings post-WWII. It was very heavy gauge corrugated aluminum, probably made in the rolling mills that used to do bomber skins. Where it was not damaged mechanically by other storm debris, and where the nails didn't pull out in the wind, etc., the roof is

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
That strikes me as very expensive. Of course I know nothing about the size or complexity of the roof. On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote: > Just got the sales pitch on this roof. He says there is some hail and wind > damage but it’s older, as in over a year old.

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Just got the sales pitch on this roof. He says there is some hail and wind damage but it’s older, as in over a year old. Basically full tear off redoing the rotted wood on the edges at some places with impact resistant shingles $36k. More basic deal is about $10k less. Not really sure if it’s

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
The first roofer just arrived and let me know the rental does not appear to have any storm related damage that would involve insurance, just normal wear and tear. He is up on this roof now but it does have some missing shingles etc. Will see what they say about this one. Sent from my iPhone

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
It’s my understanding from talking to our roofer that it’s regular three tab shingles, architectural are 2x-3x more, and metal is 5x more. Of course, it could be the market or code that makes it (more) expensive than in;other parts of the country, but considering material and engineering costs

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread OK Don via Mercedes
Nope - metal roof is no more noisy than the old shingles in a hail storm, at least ours isn't. On Thu, Aug 5, 2021 at 11:25 AM Andrew Strasfogel via Mercedes < mercedes@okiebenz.com> wrote: > Metal roof: might regret that during a storm. > > On Thu, Aug 5, 2021 at 11:42 AM Kaleb Striplin via

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
Not if its done right and you have decent insulation. Back in the old days they used to strap the roof before putting the roofing on so there would be a void between the roof and the insulation so it could ring. These days they put the metal right over the existing roof so it doesn't ring at

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
The extra cost of metal roofing seems to vary wildly as to how many metal roofs are being done there. In Maine it seems like everybody is doing a metal roof and the price is not that much more. Considering the advantages I can see why everybody is doing metal roofs. In the next 5-10 years I

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Good point. I think the roof we put on the last house (courtesy of the insurance company) had a 30 warranty. -D > On Aug 5, 2021, at 1:10 PM, Curt Raymond via Mercedes > wrote: > >  About 10 years more warranty on architectural... > -Curt > >On Thursday, August 5, 2021, 10:23:14 AM

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Hail and fire are both concerns in the area. The inspection at the time of purchase showed hail damage from the past. -D > On Aug 5, 2021, at 11:25 AM, Floyd Thursby via Mercedes > wrote: > > At least get a quote. Plus it is much more resistant to storms and fires if > that is an issue

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
About 10 years more warranty on architectural... -Curt On Thursday, August 5, 2021, 10:23:14 AM EDT, Kaleb Striplin via Mercedes wrote: Speaking of roof types, what is the difference between architectural shingles and 3 tab asphalt? Sent from my iPhone > On Aug 5, 2021, at 9:08 AM,

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Andrew Strasfogel via Mercedes
Metal roof: might regret that during a storm. On Thu, Aug 5, 2021 at 11:42 AM Kaleb Striplin via Mercedes < mercedes@okiebenz.com> wrote: > So at Okie acres it has a more simple type roof. The rental house has the > steep pitched more complex roof that I would imagine will be a lot more >

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
So at Okie acres it has a more simple type roof. The rental house has the steep pitched more complex roof that I would imagine will be a lot more expensive. And really, these do not need to be replaced, just a new layer of shingles Sent from my iPhone > On Aug 5, 2021, at 10:08 AM, dan

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Floyd Thursby via Mercedes
At least get a quote.  Plus it is much more resistant to storms and fires if that is an issue there.  And you can get a lot of colors! -_FT On 8/5/21 11:07 AM, dan penoff.com via Mercedes wrote: I’ve got to do a roof on the Flagstaff house in the near future. I have a local roofing

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
I’ve got to do a roof on the Flagstaff house in the near future. I have a local roofing contractor coming by to give me an estimate soon. I may talk to them about a metal roof - they’re fairly common in the area. The house isn’t that big and the roof isn’t pitched significantly, so the roof

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Floyd Thursby via Mercedes
You get a company to come measure your roof then they make the panels to fit and ship it all to the house, the crew then puts it up.  It does go up fast so labor is less.  I can't remember the total cost, it was more, but it is a much better solution --FT On 8/5/21 10:47 AM, Kaleb Striplin

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
I would have thought that a metal roof would be the same or cheaper and it would seem to me to be much less labor to install, but have heard they are a lot more expensive. Sent from my iPhone > On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes > wrote: > > I put a metal roof on my

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Floyd Thursby via Mercedes
I put a metal roof on my whole house when I did the addition, 50yr roof at least.  Cost was not that much more and you don't have to think about it ever again --FT On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote: Is this the only continent that uses asphalt garbage on roofs? I just

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
3-tab is your standard tract house roof. Architectural are cut at different angles and overlaps to look a little more visually interesting. And they cost more. That is my understanding. I don't know if there's any real difference in longevity. I think that you can get 20 or 30 year shingles in

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Speaking of roof types, what is the difference between architectural shingles and 3 tab asphalt? Sent from my iPhone > On Aug 5, 2021, at 9:08 AM, Allan Streib via Mercedes > wrote: > > Quarry tile/spanish tile is pretty common in Florida. > > I see more metal roofs these days, and some

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
From my research, yes. Sent from my iPhone > On Aug 5, 2021, at 8:51 AM, Mitch Haley via Mercedes > wrote: > > On 2021-08-05 09:42, dan penoff.com via Mercedes wrote: >> Typically 20 or so depending on the location and climate. It’s been my >> experience that insurers will depreciate a roof

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Mine is at 17, so I guess we shall see. I do know the policy states it’s paid on ACV rather than replacement value. The primary house is only about 8-9 year old roof and does not state the ACV deal in the policy. Sent from my iPhone > On Aug 5, 2021, at 8:43 AM, dan penoff.com via Mercedes >

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
A fried of mine got a new roof, fully covered by insurance, due to hail damage. His roof was by no means new at the time, but I don't know how exactly old it was. I was pretty surprised because I thought they all paid the depreciated value on a roof claim, just like they do when they total a

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Not necessarily. If your roof is damaged by the elements, such as from hail or hurricane, they’ll pay to replace/repair it. I had a 20 year old roof that was clearly damaged by a hurricane and my insurer replaced the whole thing, almost $20k worth. A lot of insurers in Florida won’t underwrite

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
Quarry tile/spanish tile is pretty common in Florida. I see more metal roofs these days, and some cedar shingles (pretty rare) but it's still mostly asphalt in the midwest USA. On Thu, Aug 5, 2021, at 10:01 AM, Dimitri Seretakis via Mercedes wrote: > Is this the only continent that uses

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Dimitri Seretakis via Mercedes
Is this the only continent that uses asphalt garbage on roofs? I just don’t understand why a roof would be intentionally made to be temporary with all other options totally unaffordable. Sent from my iPhone > On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes > wrote: > > On 2021-08-05

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Mitch Haley via Mercedes
On 2021-08-05 09:42, dan penoff.com via Mercedes wrote: Typically 20 or so depending on the location and climate. It’s been my experience that insurers will depreciate a roof over 20 years. So if your perfectly good 22 year old shingles get damaged by hail, do they just say 'it was time

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Typically 20 or so depending on the location and climate. It’s been my experience that insurers will depreciate a roof over 20 years. -D > On Aug 4, 2021, at 10:06 PM, Allan Streib via Mercedes > wrote: > Asphalt shingles? Depending what grade of shingle was used, they are good > for 20-30

Re: [MBZ] Roof replacement and USAA

2021-08-04 Thread Allan Streib via Mercedes
Asphalt shingles? Depending what grade of shingle was used, they are good for 20-30 years. So I'd guess a 2004 roof would be getting close to fully depreciated. Allan On Wed, Aug 4, 2021, at 9:56 PM, Kaleb Striplin via Mercedes wrote: > Actually I think I am going to be screwed on the rental

Re: [MBZ] Roof replacement and USAA

2021-08-04 Thread Kaleb Striplin via Mercedes
Actually I think I am going to be screwed on the rental house.  I have it insured as a rental property rather than homeowners. I got to reading the policy and it looks like it covers ACV, so replacement cost less depreciation.  Roof is original to the house, so 2004.  Not sure how much it will

[MBZ] Roof replacement and USAA

2021-08-04 Thread Kaleb Striplin via Mercedes
I have finally gotten around to having a couple of different roofing companies come out to look at both houses to give a quote and figure out how to proceed with possible insurance claims with USAA.  To recap, after 20 years with them and exactly no claims on houses, they have literally