[No Thirst Software] Suggestion: show matched transaction with a lighter(shadow bar)
I was going through my transactions to see where extra ones were showing up and highlighted all my accounts and just making sure all transactions that were transfers showed appropriately. Here I would have to click on show matching everytime to make sure they were linked correctly and it would have been helpful to have a lighter bar highlighted the corresponding matched transaction. --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Allocating Income, I had to do 12 times
Hi all, This is what I was trying to achieve, just for clarity. All my direct debits come out of Moneywell on the 1st of the month. I am paid on the first on the month. I want to fill my buckets in one go at that time. From what I am reading I need to set the allocate income to the 2nd half of the month and all will be well. Looking forward to next month :-) Best wishes Michael On Jun 8, 3:13 am, Druzyne drew.k...@gmail.com wrote: Jason, I just wanted to make sure you understand that the Timing of an allocation is specified in two places: once on your Spending Plan, where you specify First Half/Second Half/All Month for each bucket; and second on the Allocate Income panel (after you click the Allocate Income icon) where you specify that the allocation is for the First Half or Second Half of the month. The setting on the Allocate Income panel seems to adjust automatically based on the current date, but it can be changed. So, for those like myself who are paid once a month, and want to allocate once a month, we must specifically choose a Second Half allocation on the first of a month for all of our income to be allocated (since it's already there). I believe this was what Michael was trying to achieve. You really should try to see a difference between the timing of a bucket, and the priority of a bucket. Priority means deciding that if there are limited funds, the electric bill should always win out against a vacation fund. This setting is best for those that have variable or unpredictable income. Timing means that if you're paid bi- weekly or semi-monthly, you can hold off on allocating to your electricity bucket until the second paycheck, because the bill is due at the end of the month. These settings have different purposes for different situations. I'm glad, however, that Kevin shared how priority figures into timing and allocation. For those that allocate twice a month, it shows how beneficial it would be to always set the timing of low-priority buckets to Second Half (in the Spending Plan). It's not a big deal, though, since you can always flow money out of low-priority buckets. //Drew --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Suggestion: show matched transaction with a lighter(shadow bar)
On Jun 8, 2009, at 6:00 AM, prasanth wrote: I was going through my transactions to see where extra ones were showing up and highlighted all my accounts and just making sure all transactions that were transfers showed appropriately. Here I would have to click on show matching everytime to make sure they were linked correctly and it would have been helpful to have a lighter bar highlighted the corresponding matched transaction. Thanks for the suggestion. I'll add it to the list. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Allocating Income, I had to do 12 times
Thanks everybody for the helpful responses! On Jun 8, 6:09 am, bazcurtis bazm...@bazmac.co.uk wrote: Hi all, This is what I was trying to achieve, just for clarity. All my direct debits come out of Moneywell on the 1st of the month. I am paid on the first on the month. I want to fill my buckets in one go at that time. From what I am reading I need to set the allocate income to the 2nd half of the month and all will be well. Looking forward to next month :-) Best wishes Michael On Jun 8, 3:13 am, Druzyne drew.k...@gmail.com wrote: Jason, I just wanted to make sure you understand that the Timing of an allocation is specified in two places: once on your Spending Plan, where you specify First Half/Second Half/All Month for each bucket; and second on the Allocate Income panel (after you click the Allocate Income icon) where you specify that the allocation is for the First Half or Second Half of the month. The setting on the Allocate Income panel seems to adjust automatically based on the current date, but it can be changed. So, for those like myself who are paid once a month, and want to allocate once a month, we must specifically choose a Second Half allocation on the first of a month for all of our income to be allocated (since it's already there). I believe this was what Michael was trying to achieve. You really should try to see a difference between the timing of a bucket, and the priority of a bucket. Priority means deciding that if there are limited funds, the electric bill should always win out against a vacation fund. This setting is best for those that have variable or unpredictable income. Timing means that if you're paid bi- weekly or semi-monthly, you can hold off on allocating to your electricity bucket until the second paycheck, because the bill is due at the end of the month. These settings have different purposes for different situations. I'm glad, however, that Kevin shared how priority figures into timing and allocation. For those that allocate twice a month, it shows how beneficial it would be to always set the timing of low-priority buckets to Second Half (in the Spending Plan). It's not a big deal, though, since you can always flow money out of low-priority buckets. //Drew --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Money left in account, but no cash available for flowing?
Ok, I've managed to get things aligned, but something doesn't sit right with the way I did it. What I basically did, was transfer an amount of money equal to what was overspent in my expense buckets from my savings account, registering this in an income bucket. I allocated the money to the expense buckets, and then transferred all of the money back to the savings account. I basically conjured up spendable money out of nothing. :S I'm confident that the fault lies with my bookkeeping and not with me actually overspending, but I'm still interested in finding out where my logic fails here. The one thing I've done that I'm unsure of, is this: every month, I transfer a fixed amount of money into my savings account, assigning it to the Savings expense bucket. However, this month I had to pull some money out of the savings account due to unforeseen expenses (that's what the savings account is there for after all). I transferred money from the savings account into the spending account assigning this transaction to the Emergency dip into savings income bucket, allocated the required amount of money to the Unforeseen expenses expense bucket and payed off the expense, registering this with the same expense bucket. Is this the right way to go about such a use of savings money? I'm feeling incredibly dense here, so if anyone could set me straight here, even pointing out the obvious, I'd be grateful. :S On Jun 7, 5:30 pm, HenrikWL henrik.w.l...@gmail.com wrote: The thing is, there was no starting balance for the accounts. I started using MW at the same time I changed banks, so all of my accounts had zero balance in them. I guess the closest thing to a starting balance transaction was the couple of deposits of money that were transferred from my old bank, but the way I assigned these to an income bucket was via the Change money flow start date and set the starting cash flow amount there. I have tried setting this amount to zero and assigning the initial transactions to income buckets, but the whole thing ends up exactly the same. The only way I can think that this kind of thing has happened was if we recieved cash that we forgot to register in Moneywell, but rembered to register when we used them. And while we're on the subject of cash, I have no way of knowing if the cash balance is correct. I find the cash account to be impossible to keep track of, what with the two of us (me and my wife) receving and spending cash from a number of different sources, and with cash lying around the house, in pockets, in the car, etc. :S But still, I would think that this lack of control would lead to the opposite problem: that there was no money in our accounts, yet still more to spend in our income buckets. :S Oh well. The amounts in question aren't vast, so I guess I could just transfer them into the savings account (which is never available for spending anyways) and then just pull the missing spendable amount back into the spending account, registering the transaction in an income bucket. On Jun 7, 3:58 pm, Patrick Burleson pburle...@gmail.com wrote: On Sun, Jun 7, 2009 at 6:16 AM, HenrikWLhenrik.w.l...@gmail.com wrote: Ok, there's weirdness. I currently find myself in the situation that all my expense buckets are empty, yet I have money left on my spending accounts. All incoming transactions to these accounts have been allocated to income buckets, and all outgoing transactions have been allocated to expense buckets (except transfers between them that have been purely administrative), and to my mind, I should still have allocateable money so long as I have money in my spending accounts. The account balances in MW match the account balances in my bank, so I have not left out any transactions so far as I can see. Where do I even begin to investigate? Check your Starting Balance transaction for the accounts and make sure they were assigned to an income bucket. That'd be my guess. Patrick --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Hiding future pending transactions, but not from buckets
I'm trying to 'Hide Future Pending Transactions' and 'Define Future Pending Time Period' of '30 days'. I've configured Moneywell with these settings but it appears that my pending transactions for the month (within the 30 day mark) do not deduct from my buckets. How can I hide my future pending transactions, while keeping my current pending transactions reflected in my buckets? I asked about this very same thing earlier, in this thread: http://groups.google.com/group/no-thirst-software/browse_thread/thread/8728753712c3918f/6e81f59476453841 It's not possible at the moment, but Kevin states he is looking at improving the process for managing future cash flow. However, he indicated it won't appear before version 2. For me, it was far more important to have my buckets deducted early, so I could compensate while there was still money in other buckets. I don't have any repeating transactions, but since most of the information is memorized, and keyboard entry is so fast, it's not terribly painful to make an entry each month. Also, there's some extra effort involved in changing the date for those months when the transaction cannot fall on the regular day, or in changing the amount. //Drew --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Money left in account, but no cash available for flowing?
What I basically did, was transfer an amount of money equal to what was overspent in my expense buckets from my savings account, registering this in an income bucket. I allocated the money to the expense buckets, and then transferred all of the money back to the savings account. I basically conjured up spendable money out of nothing. :S I'm confident that the fault lies with my bookkeeping and not with me actually overspending, but I'm still interested in finding out where my logic fails here. The one thing I've done that I'm unsure of, is this: every month, I transfer a fixed amount of money into my savings account, assigning it to the Savings expense bucket. However, this month I had to pull some money out of the savings account due to unforeseen expenses (that's what the savings account is there for after all). I transferred money from the savings account into the spending account assigning this transaction to the Emergency dip into savings income bucket, allocated the required amount of money to the Unforeseen expenses expense bucket and payed off the expense, registering this with the same expense bucket. Is this the right way to go about such a use of savings money? Henrik, I'm not sure if this will correct your issue, but there's a different way I handle having to pull out of savings. When transferring the money into your spending account, I would have assigned the deposit to your Savings bucket, thereby negating what you spent by moving into savings earlier. Then, the money that is in your Savings bucket you can flow to the expense bucket where it is needed. I may be wrong, but when you assigned the transfer back to your spending account to an income bucket, it was like printing yourself another paycheck, which might have thrown things off. It's better to look at this type of transaction as unspending on Savings, rather than as income. //Drew --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups No Thirst Software User Forum group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
