Hi,

  I am PRAVEEN. A recruiter at United Software Group Hope you are doing
great! I have an urgent requirement mentioned below. If you find yourself
comfortable with the requirement please reply back with your updated resume
and I will get back to you or I would really appreciate if you can give me
a call back at my contact number.



*Position: Business Analyst (Income review Specialist)*

*Location: Columbus – Ohio*

*Duration: Contract*





*Job Description:*

An Income review Specialist – is responsible for reviewing income
documentation on incoming applications consistent with underwriting
policies related to Mortgage loan applications and verifying supporting
documentation as submitted by applicants.

•Analyze income & employment; check over debt to income (DTI) and Loan to
Value (LTV) and all other information pertinent to the income review on
each mortgage application, as presented by the applicant.

•Specialist to validate that a prospective application adheres to the
lenders, Investors and guidelines of applicable government agencies to
approve the loan.

•Review and analyze tax returns for self-employed borrowers. Must have
experience in reviewing all schedules of tax returns and P&L statements

•Analyzing the risk involved in approving a loan to determine whether or
not it is acceptable to the lender.

•Put conditions for missing documents required to approve the loan

•Verify accuracy of supporting employment documents relevant to all types
of income and determining the correct income based on the documentation
provided.

•Verifying documentation to support sources of reserves

•Identify any red flags associated with the file based on information or
documentation provided and take appropriate steps to clear deficiencies or
red flags.

•Complying to requirements of secondary market investors

•Maintaining service level standards

•Responding to all emails efficiently

•Provide floor support if required

•Adhering to all underwriting guidelines

•Meet or exceed productivity and quality standard for new loan files
audited per day.



*Knowledge/Experience:    *

•Minimum 1 year of mortgage experience specifically in Income review

•Knowledge of full loan cycle processing (from beginning to end)



*Competencies/Skills: *

•Strong analytical skills

•Attention to detail

•Strong communication skills, verbal and written

•Demonstrated ability to resolve complicated issues as they arise

•           Proven organizational skills and demonstrated ability to
prioritize and multi-task

•           Able to work through multiple computer programs and
multi-computer monitors

•           Knowledge of MS Office

•           Good Team Player/Strong Interpersonal skills with Positive
attitude

•           Customer focused



*Qualifications:*

Essential:  High School

Desirable:  Bachelors degree desirable. Training and Exposure to the FNMA
and FHLMC guidelines would be an added advantage.








*Praveen TiwariUnited Software Group Inc.. 565 Metro Place South. Suite #
110 Dublin, OH 43017 *

*Direct PH:*

*6144959222 ext 628Fax: 1-866-764-1148 praveen...@usgrpinc.com
<praveen...@usgrpinc.com>*

*Gtalk/Yahoo/Skype: praveentj101*

*www.usgrpinc.com <http://www.usgrpinc.com/>*

*Linkedin <https://www.linkedin.com/pub/praveen-tiwari/89/ab9/5a4>*





-- 

*Praveen Tiwari*

*Technical Recruiter*

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