Yes, it does. The card information is stored in a secure chip on the phone and 
NFC is used to communicate with the card terminal, a cellular or WiFi 
connection is not required.


From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of Fazil M.
Sent: December 23, 2021 1:17 PM
To: viphone@googlegroups.com
Subject: Apple Pay Without SIM

Hi.
Does Apple Pay work if no sim in the phone?
Thanks!

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